Common use of S&P and Fitch Clause in Contracts

S&P and Fitch. except that, for purposes of the Class X-0, X-0, Class B-3, Class B-4 and Class B-5 Certificates, S&P shall be the sole Rating Agency. Regular Certificates............. All Classes of Certificates, other than the Residual Certificates. Residual Certificates............ The Class I-A-RU and Class I-A-RL Certificates. Retail Certificates.............. None. Scheduled Principal Classes...... None.

S&P and Fitch. except that, for the purposes of the Class X-0B-1, X-0Class B-2, Class B-3, Class B-4 and Class B-5 Certificates, S&P shall be the sole Rating Agency. Regular Certificates............. .................. All Classes of Certificates, other than the Residual Certificates. Residual Certificates............ ................. The Class III-A-RU and Class I-A-RL R Certificates. Retail Certificates.............. None. Scheduled Principal Classes...... None.

S&P and Fitch. except that, for the purposes of the Class X-0B-1, X-0Class B-2, Class B-3, Class B-4 and Class B-5 Certificates, S&P shall be the sole Rating Agency. Regular Certificates............. ............... All Classes of Certificates, other than the Residual Certificates. Residual Certificates............ .............. The Class I-A-RU and Class I-A-RL R Certificates. Retail Certificates.............. None. Scheduled Principal Classes...... ........ None.

S&P and Fitch. except that, for the purposes of the Class X-0B-1, X-0Class B-2, Class B-3, Class B-4 and Class B-5 Certificates, S&P shall be the sole Rating Agency. Regular Certificates............. .................. All Classes of Certificates, other than the Residual Certificates. Residual Certificates............ ................. The Class I-A-RU and Class I-A-RL R Certificates. Retail Certificates.............. None. Scheduled Principal Classes...... ........... None.. Senior Certificates................