Common use of TERMINATION, CANCELLATION AND SUSPENSION Clause in Contracts

TERMINATION, CANCELLATION AND SUSPENSION. 19.1 I understand that the Principal Cardholder and/or Supplementary Cardholder(s) may at any time terminate or cancel their respective Card(s) (including their respective Virtual Card(s)) in accordance with the following terms and conditions: (a) The Principal Cardholder may at any time terminate or cancel the Card (which includes the Principal Card, any Supplementary Card, the Principal Virtual Card and any Supplementary Virtual Card, as the case may be) by giving UAF reasonable notice in writing or verbally by telephone at such telephone numbers as UAF may from time to time prescribe. (b) In the event that UAF has been requested by the Principal Cardholder to terminate, cancel or suspend the use of any Supplementary Card and that such Supplementary Card is not returned to UAF at the same time, UAF (if requested to do so by the Principal Cardholder) shall be entitled to stop any further use of such Supplementary Card in line with the procedures which apply to lost Cards in Clause 13. Notwithstanding the foregoing, the Principal Cardholder shall be liable for all and any payments arising from the use of such Supplementary Card until it has been returned or until UAF is able to implement the relevant procedures. The Principal Cardholder shall also be liable for all and any related charges arising from implementing such procedure. (c) Where any Supplementary Cards have been issued, a Supplementary Cardholder may at any time terminate, cancel or suspend the use of his Supplementary Card (including his Supplementary Virtual Card) in the manner set out in Clause 19.1(a). (d) In addition to such notice for termination, cancellation or suspension of the use of the Card by a Principal Cardholder in accordance with Clause 19.1(a) or a Supplementary Cardholder in accordance with Clause 19.1(c) (as the case may be), where applicable, the Card (including the Principal Card and/or any Supplementary Card(s)) shall be returned to UAF at the same time. Each returned Card shall be duly defaced by cutting off the front top right-hand corner so as to ensure that both the hologram and the magnetic stripe have been cut. (e) All losses, damages, reasonable costs and expenses (including legal fee and collector’s fee) reasonably arising out of the use of the Card (including the Virtual Card) by the Cardholder shall be borne by the relevant Cardholder in accordance with the terms and conditions of this Agreement until UAF actually receives the relevant notice for termination, cancellation and/or suspension and (where applicable) the returned Card. (f) For the purpose of this Clause 19.1, any termination, cancellation or suspension of the use of any Card shall be effective only upon UAF actually receiving such notification via the aforementioned channels. 19.2 I understand that UAF reserves the absolute right at any time to terminate, cancel, suspend, withdraw or revoke my Card (including my Virtual Card) and any services thereby offered or to disapprove any Card Transaction without notice, with or without giving any reasons, which shall not prejudice any rights of UAF whatsoever. UAF shall not be liable for any loss or damage of whatsoever nature which the Cardholder may suffer directly or indirectly as a result of such termination, cancellation, suspension, withdrawal, revocation or disapproval. Upon such termination, cancellation or suspension of the use of my Card, I shall immediately cease to be entitled to the use of my Card Account (including my Virtual Card Account) and each Card and any benefits related thereto. A notification of termination or suspension would be followed via SMS/ e-mail/ physical mail or any other appropriate method as determined by UAF. Upon request by UAF, my Card must be returned to UAF after termination. Each returned Card shall be duly defaced by cutting off the front top right- hand corner so as to ensure that both the hologram and the magnetic stripe have been cut.

TERMINATION, CANCELLATION AND SUSPENSION. 19.1 18.1 I understand that the Principal Cardholder and/or Supplementary Cardholder(s) may at any time terminate or cancel their respective Card(s) (including their respective Virtual Card(s)) in accordance with the following terms and conditions: (a) a. The Principal Cardholder may at any time terminate or cancel the Card (which includes the Principal Card, any Supplementary Card, the Principal Virtual Card and any Supplementary Virtual Card, as the case may be) by giving UAF K CASH reasonable notice in writing or verbally by telephone at such telephone numbers as UAF K CASH may from time to time prescribe. (b) b. In the event that UAF K CASH has been requested by the Principal Cardholder to terminate, cancel or suspend the use of any Supplementary Card and that such Supplementary Card is not returned to UAF K CASH at the same time, UAF K CASH (if requested to do so by the Principal Cardholder) shall be entitled to stop any further use of such Supplementary Card in line with the procedures which apply to lost Cards in Clause 1312. Notwithstanding the foregoing, the Principal Cardholder shall be liable for all and any payments arising from the use of such Supplementary Card until it has been returned or until UAF K CASH is able to implement the relevant procedures. The Principal Cardholder shall also be liable for all and any related charges arising from implementing such procedure. (c) c. Where any Supplementary Cards have been issued, a Supplementary Cardholder may at any time terminate, cancel or suspend the use of his Supplementary Card (including his Supplementary Virtual Card) in the manner set out in Clause 19.1(a)18.1a. (d) d. In addition to such notice for termination, cancellation or suspension of the use of the Card by a Principal Cardholder in accordance with Clause 19.1(a) 18.1a or a Supplementary Cardholder in accordance with Clause 19.1(c) 18.1c (as the case may be), where applicable, the Card (including the Principal Card and/or any Supplementary Card(s)) shall be returned to UAF K CASH at the same time. Each returned Card shall be duly defaced by cutting off the front top right-hand corner so as to ensure that both the hologram and the magnetic stripe have been cut. (e) e. All losses, damages, reasonable costs and expenses (including legal fee and collector’s fee) reasonably arising out of the use of the Card (including the Virtual Card) by the Cardholder shall be borne by the relevant Cardholder in accordance with the terms and conditions of this Agreement until UAF K CASH actually receives the relevant notice for termination, cancellation and/or suspension and (where applicable) the returned Card. (f) f. For the purpose of this Clause 19.118.1, any termination, cancellation or suspension of the use of any Card shall be effective only upon UAF K CASH actually receiving such notification via the aforementioned channels. 19.2 18.2 I understand that UAF K CASH reserves the absolute right at any time to terminate, cancel, suspend, withdraw or revoke my Card (including my Virtual Card) and any services thereby offered or to disapprove any Card Transaction without notice, with or without giving any reasons, which shall not prejudice any rights of UAF K CASH whatsoever. UAF K CASH shall not be liable for any loss or damage of whatsoever nature which the Cardholder may suffer directly or indirectly as a result of such termination, cancellation, suspension, withdrawal, revocation or disapproval. Upon such termination, cancellation or suspension of the use of my Card, I shall immediately cease to be entitled to the use of my Card Account (including my Virtual Card Account) and each Card and any benefits related thereto. A notification of termination or suspension would be followed via SMS/ e-mail/ physical mail or any other appropriate method as determined by UAFK CASH. Upon request by UAFX XXXX, my Card must be returned to UAF K CASH after termination. Each returned Card shall be duly defaced by cutting off the front top right- hand righthand corner so as to ensure that both the hologram and the magnetic stripe have been cut. 18.3 If for any reason my Card (including my Virtual Card) is cancelled or terminated by me or by K CASH, or my right to use the Card is revoked upon my bankruptcy, death or otherwise, then: a. all rights and privileges (including those arising under any Supplementary Cardholder(s)) (if applicable) shall be automatically terminated; and b. all obligations incurred or existing under this Agreement as of the date of termination shall survive such termination; and c. all sums owed by me to K CASH under this Agreement (including all sums owed under the Principal Card and/or Principal Virtual Card and every Supplementary Card and/or Supplementary Virtual Card) whether or not the amount under any Card Transaction has been posted to the Card Account, including any interest, finance charge, the full annual fee, and other Fees and Xxxxxxx (whether made in Hong Kong or abroad), shall become immediately due and payable without demand or notice from K CASH; and d. in the event of my bankruptcy, death or any other applicable circumstances, my estate and/or personal representative shall be liable for settling such sums. 18.4 Following such suspension, cancellation or termination, I shall be responsible for terminating, suspending or modifying any autopay, direct debit authorization and other regular payment arrangements myself with the relevant merchants or parties to the intent that no further debit transaction shall be made out of the Card Account or through the use of the Card.

TERMINATION, CANCELLATION AND SUSPENSION. 19.1 I understand that the Principal Cardholder and/or Supplementary Cardholder(s) may at any time terminate or cancel their respective Card(s) (including their respective Virtual Card(s)) in accordance with the following terms and conditions: (a) The Principal Cardholder may at any time terminate or cancel the Card (which includes the Principal Card, any Supplementary Card, the Principal Virtual Card and any Supplementary Virtual Card, as the case may be) by giving UAF reasonable notice in writing or verbally by telephone at such telephone numbers as UAF may from time to time prescribe. (b) In the event that UAF has been requested by the Principal Cardholder to terminate, cancel or suspend the use of any Supplementary Card and that such Supplementary Card is not returned to UAF at the same time, UAF (if requested to do so by the Principal Cardholder) shall be entitled to stop any further use of such Supplementary Card in line with the procedures which apply to lost Cards in Clause 13. Notwithstanding the foregoing, the Principal Cardholder shall be liable for all and any payments arising from the use of such Supplementary Card until it has been returned or until UAF is able to implement the relevant procedures. The Principal Cardholder shall also be liable for all and any related charges arising from implementing such procedure. (c) Where any Supplementary Cards have been issued, a Supplementary Cardholder may at any time terminate, cancel or suspend the use of his Supplementary Card (including his Supplementary Virtual Card) in the manner set out in Clause 19.1(a). (d) In addition to such notice for termination, cancellation or suspension of the use of the Card by a Principal Cardholder in accordance with Clause 19.1(a) or a Supplementary Cardholder in accordance with Clause 19.1(c) (as the case may be), where applicable, the Card (including the Principal Card and/or any Supplementary Card(s)) shall be returned to UAF at the same time. Each returned Card shall be duly defaced by cutting off the front top right-hand corner so as to ensure that both the hologram and the magnetic stripe have been cut. (e) All losses, damages, reasonable costs and expenses (including legal fee and collector’s fee) reasonably arising out of the use of the Card (including the Virtual Card) by the Cardholder shall be borne by the relevant Cardholder in accordance with the terms and conditions of this Agreement until UAF actually receives the relevant notice for termination, cancellation and/or suspension and (where applicable) the returned Card. (f) For the purpose of this Clause 19.1, any termination, cancellation or suspension of the use of any Card shall be effective only upon UAF actually receiving such notification via the aforementioned channels. 19.2 I understand that UAF reserves the absolute right at any time to terminate, cancel, suspend, withdraw or revoke my Card (including my Virtual Card) and any services thereby offered or to disapprove any Card Transaction without notice, with or without giving any reasons, which shall not prejudice any rights of UAF whatsoever. UAF shall not be liable for any loss or damage of whatsoever nature which the Cardholder may suffer directly or indirectly as a result of such termination, cancellation, suspension, withdrawal, revocation or disapproval. Upon such termination, cancellation or suspension of the use of my Card, I shall immediately cease to be entitled to the use of my Card Account (including my Virtual Card Account) and each Card and any benefits related thereto. A notification of termination or suspension would be followed via SMS/ e-mail/ physical mail or any other appropriate method as determined by UAF. Upon request by UAF, my Card must be returned to UAF after termination. Each returned Card shall be duly defaced by cutting off the front top right- hand corner so as to ensure that both the hologram and the magnetic stripe have been cut. 19.3 If for any reason my Card (including my Virtual Card) is cancelled or terminated by me or by UAF, or my right to use the Card is revoked upon my bankruptcy, death or otherwise, then: (a) all rights and privileges (including those arising under any Supplementary Cardholder(s)) (if applicable) shall be automatically terminated; and (b) all obligations incurred or existing under this Agreement as of the date of termination shall survive such termination; and (c) all sums owed by me to UAF under this Agreement (including all sums owed under the Principal Card and/or Principal Virtual Card and every Supplementary Card and/or Supplementary Virtual Card) whether or not the amount under any Card Transaction has been posted to the Card Account, including any interest, finance charge, the full annual fee, and other Fees and Charges (whether made in Hong Kong or abroad), shall become immediately due and payable without demand or notice from UAF; and (d) in the event of my bankruptcy, death or any other applicable circumstances, my estate and/or personal representative shall be liable for settling such sums. 19.4 Following such suspension, cancellation or termination, I shall be responsible for terminating, suspending or modifying any autopay, direct debit authorization and other regular payment arrangements myself with the relevant merchants or parties to the intent that no further debit transaction shall be made out of the Card Account or through the use of the Card. 19.5 I understand that, under and in accordance with the terms of the Personal Data (Privacy) Ordinance (Chapter 486 of the Laws of Hong Kong) and the Code of Practice on Consumer Credit Data, I, being a data subject, have the right to instruct UAF, upon termination of the Card Account by full repayment, to make a request to the credit reference agencies to delete any account data (including, for the avoidance of doubt, any account repayment data), which has been provided by UAF to such credit reference agencies, from their database, as long as such instruction is given within five (5) years from termination and at no time was there any default of payment in relation to the Card Account, lasting in excess of sixty (60) days within five (5) years immediately before the termination of the Card Account. Please refer to the Notice to Customers and Other Individuals Relating to the Personal Data (Privacy) Ordinance (the "Ordinance") and the Code of Practice on Consumer Credit Data (the “Code”) for more details.

TERMINATION, CANCELLATION AND SUSPENSION. 19.1 I understand that the Principal Cardholder and/or Supplementary Cardholder(s) may at any time terminate or cancel their respective Card(s) (including their respective Virtual Card(s)) in accordance with the following terms and conditions: (a) The Principal Cardholder may at any time terminate or cancel the Card (which includes the Principal Card, any Supplementary Card, the Principal Virtual Card and any Supplementary Virtual Card, as the case may be) by giving UAF reasonable notice in writing or verbally by telephone at such telephone numbers as UAF may from time to time prescribe. (b) In the event that UAF has been requested by the Principal Cardholder to terminate, cancel or suspend the use of any Supplementary Card and that such Supplementary Card is not returned to UAF at the same time, UAF (if requested to do so by the Principal Cardholder) shall be entitled to stop any further use of such Supplementary Card in line with the procedures which apply to lost Cards in Clause 13. Notwithstanding the foregoing, the Principal Cardholder shall be liable for all and any payments arising from the use of such Supplementary Card until it has been returned or until UAF is able to implement the relevant procedures. The Principal Cardholder shall also be liable for all and any related charges arising from implementing such procedure. (c) Where any Supplementary Cards have been issued, a Supplementary Cardholder may at any time terminate, cancel or suspend the use of his Supplementary Card (including his Supplementary Virtual Card) in the manner set out in Clause 19.1(a). (d) In addition to such notice for termination, cancellation or suspension of the use of the Card by a Principal Cardholder in accordance with Clause 19.1(a) or a Supplementary Cardholder in accordance with Clause 19.1(c) (as the case may be), where applicable, the Card (including the Principal Card and/or any Supplementary Card(s)) shall be returned to UAF at the same time. Each returned Card shall be duly defaced by cutting off the front top right-hand corner so as to ensure that both the hologram and the magnetic stripe have been cut. (e) All losses, damages, reasonable costs and expenses (including legal fee and collector’s fee) reasonably arising out of the use of the Card (including the Virtual Card) by the Cardholder shall be borne by the relevant Cardholder in accordance with the terms and conditions of this Agreement until UAF actually receives the relevant notice for termination, cancellation and/or suspension and (where applicable) the returned Card. (f) For the purpose of this Clause 19.1, any termination, cancellation or suspension of the use of any Card shall be effective only upon UAF actually receiving such notification via the aforementioned channels. 19.2 I understand that UAF reserves the absolute right at any time to terminate, cancel, suspend, withdraw or revoke my Card (including my Virtual Card) and any services thereby offered or to disapprove any Card Transaction without notice, with or without giving any reasons, which shall not prejudice any rights of UAF whatsoever. UAF shall not be liable for any loss or damage of whatsoever nature which the Cardholder may suffer directly or indirectly as a result of such termination, cancellation, suspension, withdrawal, revocation or disapproval. Upon such termination, cancellation or suspension of the use of my Card, I shall immediately cease to be entitled to the use of my Card Account (including my Virtual Card Account) and each Card and any benefits related thereto. A notification of termination or suspension would be followed via SMS/ e-mail/ physical mail or any other appropriate method as determined by UAF. Upon request by UAF, my Card must be returned to UAF after termination. Each returned Card shall be duly defaced by cutting off the front top right- hand corner so as to ensure that both the hologram and the magnetic stripe have been cut.