Common use of TERMS AND DUTIES Clause in Contracts

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary effective date of this Agreement, and continuing on the term of this Agreement shall be extended for one day each anniversary thereafter, day until such time as the disinterested members of the board of directors of the Bank Institution ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the or Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Institution and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankInstitution, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank Institution may be terminated by the Bank Institution or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirtytwenty-six four (3624) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirtytwenty-six four (3624) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The term of this Agreement and the period of Executive's ’s employment under this Agreement hereunder shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirtytwenty-six four (3624) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, Effective Date and continuing on each anniversary thereafterdate thereafter (the “Anniversary Date”), the disinterested members of the board of directors of the Bank ("Board") may extend the this Agreement shall renew for an additional year such that the remaining term shall be twenty-four (24) months, provided, however, that in order for the Agreement to renew, the disinterested members of the Agreement shall be thirtyBoard must take the following actions prior to each non-six renewal notice period (36as described in the next sentence): (i) months unless at least sixty (60) days prior to the Anniversary Date, conduct a comprehensive performance evaluation and review of Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement; and (ii) affirmatively approve the rationale and results thereof renewal or non-renewal of the Agreement, which decision shall be included in the minutes of the Board's ’s meeting. The If the decision of such disinterested members of the Board is not to renew the Agreement, then the Board shall give provide the Executive with a written notice of non-renewal (“Non-Renewal Notice”) at least thirty (30) days and not more than sixty (60) days prior to any Anniversary Date, such that this Agreement shall terminate at the end of twelve ( 12 ) months following such Anniversary Date. Notwithstanding the foregoing, in the event that at any time prior to the Executive Anniversary Date the Company or the Bank has entered into an agreement to effect a transaction which would be considered a Change in Control as soon as possible after such review as to whether defined under Section 6(a)(iii) hereof, then the term of this Agreement is to shall be extendedextended and shall terminate twenty-four (24) months following the date on which the Change in Control occurs. (b) During the period of Executive's her employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his faithfully perform her duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The term of this Agreement and the period of Executive's ’s employment under this Agreement hereunder shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirtytwenty-six four (3624) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, Effective Date and continuing on each anniversary thereafterdate thereafter (the “Anniversary Date”), the disinterested members of the board of directors of the Bank ("Board") may extend the this Agreement shall renew for an additional year such that the remaining term shall be twenty-four (24) months, provided, however, that in order for the Agreement to renew, the disinterested members of the Agreement shall be thirtyBoard must take the following actions prior to each non-six renewal notice period (36as described in the next sentence): (i) months unless at least sixty (60) days prior to the Anniversary Date, conduct a comprehensive performance evaluation and review of Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement; and (ii) affirmatively approve the rationale and results thereof renewal or non-renewal of the Agreement, which decision shall be included in the minutes of the Board's ’s meeting. The If the decision of such disinterested members of the Board is not to renew the Agreement, then the Board shall give provide the Executive with a written notice of non-renewal (“Non-Renewal Notice”) at least thirty (30) days and not more than sixty (60) days prior to any Anniversary Date, such that this Agreement shall terminate at the end of twelve (12) months following such Anniversary Date. Notwithstanding the foregoing, in the event that at any time prior to the Executive Anniversary Date the Company or the Bank has entered into an agreement to effect a transaction which would be considered a Change in Control as soon as possible after such review as to whether defined under Section 6(a)(iii) hereof, then the term of this Agreement is to shall be extendedextended and shall terminate twenty-four (24) months following the date on which the Change in Control occurs. (b) During the period of Executive's her employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his faithfully perform her duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirtytwenty-six (36) four full calendar months thereafter. Commencing on Within thirty days prior to the first anniversary date of this Agreement, and continuing on within thirty days prior to each anniversary date thereafter, the disinterested members Board of the board of directors Directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term will conduct a performance evaluation and review of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meetingmeeting and communicated to Executive. The Upon a favorable performance evaluation, the Board shall give notice to renew the Executive as soon as possible after such review as to whether term of the Agreement for an additional year from the anniversary date such that the remaining term shall be two years; provided, however, if written notice of nonrenewal is provided to be extendedExecutive at least ten days and not more than thirty days prior to any anniversary date, the Agreement shall expire at the end of twenty-four months following such anniversary date. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, business companies or business organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. Agreement (c) Notwithstanding anything herein for purposes of this Section 2(b), Board approval shall be deemed provided as to service with any such business companies or organizations that Executive was serving as of the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term date of this Agreement, subject to the terms and conditions of this Agreement). See Attached Exhibit.

TERMS AND DUTIES. (a) The period term of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period through December 31, 2009, subject to the extension of thirty-six (36) full calendar months thereaftersuch term as hereinafter provided and subject to other termination as provided in Sections 4, 5, 6, 7 and 8. Commencing on the first anniversary date The term of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement shall be extended for an additional year as of December 31, 2007 and each December 31 thereafter, such that the remaining term is three (3) years as of such December 31; provided that not later than the March 31 following such December 31, the Board of Directors of the Agreement shall be thirty-six Company (36the “Board”) months unless the Executive elects not has taken action to extend the term approve such extension following an annual review of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's ’s performance annually by the Administrative/Compensation Committee of the Board for purposes of determining making a recommendation to the Board whether to extend the Agreement this Agreement, and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board Board’s decision whether or not to extend this Agreement shall give notice be promptly communicated to the Executive. In the event the Executive as soon as possible after such review as desires not to whether extend the Agreement is for an additional period, the Executive shall provide the Company with written notice at least ten (10) days and not more than twenty (20) days prior to be extendedthe end of such calendar year. If either the Bank or the Executive chooses not to extend the Agreement for an additional period, the Agreement shall cease at the end of its remaining term or, if earlier, upon Executive’s termination of employment. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Company and participation in community and civic organizationsits affiliates; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, that Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions inpositions, including directorships, in companies or organizations, which, in such Board's judgment, will which do not present any conflict of interest with the BankCompany or its affiliates, or materially do not adversely affect the performance of Executive's ’s duties pursuant and in all cases are consistent with the Company’s Corporate Code of Ethics; provided, however, Executive’s commitments to this Agreementand holding of such other offices or positions shall be subject to the review and nullification by the Nominating and Corporate Governance Committee of the Board of Directors of the Company. (c) Notwithstanding anything herein In the event that Executive’s duties and responsibilities with respect to the contraryBank are temporarily or permanently terminated pursuant to Sections 8 or 15 of the Employment Agreement of even date herewith, Executive's employment with between Executive and the Bank may be terminated by (“Bank Agreement”) and the Bank or the Executive during the term course of conduct upon which such termination is based would not constitute grounds for Termination for Cause under Section 8 of this Agreement, subject then Executive shall assume such duties and responsibilities formerly performed at the Bank as part of his duties and responsibilities with the Company and receive the compensation benefits provided hereunder by the Company. Nothing in this provision shall be interpreted as restricting the Company’s right to the terms and conditions remove Executive for Cause in accordance with Section 8 of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, Agreement and continuing on each anniversary date thereafter, the disinterested members of the board of directors of the Bank Institution (the "Board") may extend the Agreement for an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years, unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder hereunder, including activities and services related to the organization, operation and management of the Bank Institution and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such the Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such the Board's judgment, will not present any conflict of interest with the BankInstitution, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank Institution may be terminated by the Bank Institution or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank Association ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Association and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankAssociation, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank Association may be terminated by the Bank Association or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period term of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period through December 31, 2009, subject to the extension of thirty-six (36) full calendar months thereaftersuch term as hereinafter provided and subject to other termination as provided in Sections 4, 5, 6, 7 and 8. Commencing on the first anniversary date The term of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement shall be extended for an additional year as of December 31, 2007 and each December 31 thereafter, such that the remaining term is three (3) years as of such December 31; provided that not later than the March 31 following such December 31, the Board of Directors of the Agreement shall be thirty-six Bank (36the “Board”) months unless the Executive elects not has taken action to extend the term approve such extension following an annual review of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's ’s performance annually by the Administrative/Compensation Committee of the Board for purposes of determining making a recommendation to the Board whether to extend the Agreement this Agreement, and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board Board’s decision whether or not to extend this Agreement shall give notice be promptly communicated to the Executive. In the event the Executive as soon as possible after such review as desires not to whether extend the Agreement is for an additional period, the Executive shall provide the Bank with written notice at least ten (10) days and not more than twenty (20) days prior to be extendedthe end of such calendar year. If either the Bank or the Executive chooses not to extend the Agreement for an additional period, the Agreement shall cease at the end of its remaining term or, if earlier, upon Executive’s termination of employment. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsits affiliates; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, that Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions inpositions, including directorships, in companies or organizations, which, in such Board's judgment, will which do not present any conflict of interest with the BankBank or its affiliates, or materially do not adversely affect the performance of Executive's ’s duties pursuant to this Agreement. (c) Notwithstanding anything herein to and in all cases are consistent with the contraryCompany’s Corporate Code of Ethics; provided, however, Executive's employment with the Bank may ’s commitments to and holding of such other offices or positions shall be terminated subject to review and nullification by the Bank or Nominating and Corporate Governance Committee of the Executive during the term of this Agreement, subject to the terms and conditions of this AgreementBoard.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six sixty (3660) full calendar months thereafter. Commencing on the first third anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement shall automatically renew for an additional year such that the remaining term of the Agreement shall be thirtythree (3) years unless written notice is provided to Executive at least ten (10) days and not more than twenty (20) days prior to such anniversary date, that his employment shall cease at the end of twenty-six four (3624) months unless following the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extendednext anniversary date. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsHolding Company; provided, however, that, that with the approval of the Board of Directors of the Holding Company ("Board"), as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankHolding Company, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein In the event that Executive's duties and responsibilities with respect to the contraryBank are temporarily or permanently terminated pursuant to Sections 8 or 16 of the Employment Agreement dated April 19, Executive's employment with 1990, between Executive and the Bank may be terminated by ("Bank Agreement") and the Bank or the Executive during the term course of conduct upon which such termination is based would not constitute grounds for Termination for Cause under Section 8 of this Agreement, subject then Executive shall assume such duties and responsibilities formerly performed at the Bank as part of his duties and responsibilities as Chief Executive Officer and Chairman of the Board of Directors of the Holding Company and receive the compensation benefits provided hereunder by the Holding Company. Nothing in this provision shall be interpreted as restricting the Holding Company's right to the terms and conditions remove Executive for Cause in accordance with Section 8 of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 9 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's ’s employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six sixty (3660) full calendar months thereafter. Commencing on the first third anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement shall automatically renew for an additional year such that the remaining term of the Agreement shall be thirtythree (3) years unless written notice is provided to Executive at least ten (10) days and not more than twenty (20) days prior to such anniversary date, that his employment shall cease at the end of twenty-six four (3624) months unless following the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extendednext anniversary date. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsHolding Company; provided, however, that, that with the approval of the Board of Directors of the Holding Company (“Board”), as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the BankHolding Company, or materially affect the performance of Executive's ’s duties pursuant to this Agreement. (c) Notwithstanding anything herein In the event that Executive’s duties and responsibilities with respect to the contraryBank are temporarily or permanently terminated pursuant to Sections 8 or 16 of the Employment Agreement dated April 19, Executive's employment with 1990, between Executive and the Bank may be terminated by (“Bank Agreement”) and the Bank or the Executive during the term course of conduct upon which such termination is based would not constitute grounds for Termination for Cause under Section 8 of this Agreement, subject then Executive shall assume such duties and responsibilities formerly performed at the Bank as part of his duties and responsibilities as Chief Executive Officer and Chairman of the Board of Directors of the Holding Company and receive the compensation benefits provided hereunder by the Holding Company. Nothing in this provision shall be interpreted as restricting the Holding Company’s right to the terms and conditions remove Executive for Cause in accordance with Section 8 of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary effective date of this Agreement, and continuing on the term of this Agreement shall be extended for one day each anniversary thereafter, day until such time as the disinterested members of the board of directors of the Bank Institution ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the or Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his her duties hereunder including activities and services related to the organization, operation and management of the Bank Institution and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankInstitution, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank Institution may be terminated by the Bank Institution or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the disinterested members Board of the board of directors Directors of the Bank ("Board") ), may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 9 of this the Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining determining, whether to extend the Agreement Agreement, and the rationale and the results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and which activities may include participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein contained to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions condition of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank Association ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Association and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankAssociation, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank Association may be terminated by the Bank Association or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafterthereafter (the "initial term"). Commencing on the first anniversary date of this Agreement, and continuing on each anniversary date thereafter, the disinterested members of the board of directors of the Bank Association ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this the Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. Notwithstanding any other provisions of this Agreement, however, in the event of a Change in Control as hereinafter defined in Section 5, the Agreement shall be automatically renewed such that the initial term of employment shall commence on the date the Change in Control occurs and the term of employment shall end on the date three (3) years thereafter. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Association and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizationsother companies, which, in such Board's judgment, will not present any conflict of interest with the BankAssociation, or materially affect the performance of Executive's duties pursuant to this Agreement. Executive may also serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, community and civic organizations, which, in the Board's judgment, will not present any conflict of interest with the Holding Company or its Subsidiaries, or materially affect the performance of Executive's duties pursuant to this Agreement; provided Executive notify the Board of such activity and the Board does not take Board action to object to such activity. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank Association may be terminated by the Bank Association or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on Within thirty days prior to the first anniversary date of this Agreement, and continuing on within thirty days prior to each anniversary date thereafter, the disinterested members Board of the board of directors Directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term will conduct a performance evaluation and review of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meetingmeeting and communicated to Executive. The Upon a favorable performance evaluation, the Board shall give notice to renew the Executive as soon as possible after such review as to whether term of the Agreement for an additional year from the anniversary date such that the remaining term shall be three years; provided, however, if written notice of nonrenewal is provided to be extendedExecutive at least ten days and not more than thirty days prior to any anniversary date, the Agreement shall expire at the end of thirty-six months following such anniversary date. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, business companies or business organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. Agreement (c) Notwithstanding anything herein for purposes of this Section 2(b), Board approval shall be deemed provided as to service with any such business companies or organizations that Executive was serving as of the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term date of this Agreement, subject to the terms and conditions of this Agreement). See Attached Exhibit.

TERMS AND DUTIES. (a) The period of Executive's ’s employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, Agreement (“Anniversary Date”) and continuing on each anniversary Anniversary Date thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the this Agreement shall renew for an additional year such that the remaining term of the Agreement shall be three (3) years unless written notice of non-renewal (“Non-Renewal Notice”) is provided to Executive at least thirty (30) days and not more than sixty (60) days prior to any such Anniversary Date, in which case his employment shall cease at the end of thirty-six (36) months unless following such Anniversary Date. Prior to each notice period for non-renewal, the disinterested members of the Board of Directors of the Company (“Board”) will conduct a comprehensive performance evaluation and review of Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of faithfully perform his duties hereunder hereunder, including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this AgreementCompany. (c) Notwithstanding anything herein to the contrary, Executive's ’s employment with the Bank Company may be terminated by the Bank Company or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement. However, Executive shall not perform, in any respect, directly or indirectly, during the pendency of his temporary or permanent suspension or termination from the Company, duties and responsibilities as President and Chief Executive Officer of the Bank.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on Within thirty days prior to the first anniversary date of this Agreement, and continuing on within thirty days prior to each anniversary date thereafter, the disinterested members Board of the board of directors Directors of the Bank ("“Board"”) may extend the Agreement an additional year such that the remaining term will conduct a performance evaluation and review of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meetingmeeting and communicated to Executive. The Upon a favorable performance evaluation, the Board shall give notice to renew the Executive as soon as possible after such review as to whether term of the Agreement for an additional year from the anniversary date such that the remaining term shall be three years; provided, however, if written notice of nonrenewal is provided to be extendedExecutive at least ten days and not more than thirty days prior to any anniversary date, the Agreement shall expire at the end of thirty-six months following such anniversary date. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, business companies or business organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. Agreement (c) Notwithstanding anything herein for purposes of this Section 2(b), Board approval shall be deemed provided as to service with any such business companies or organizations that Executive was serving as provided on the attached exhibit to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Prior Employment Agreement, subject to the terms and conditions of this Agreement).

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first Prior to each anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board Board of directors Directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term will conduct a comprehensive performance evaluation and review of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meeting. The If the Board shall give notice determines to extend the Agreement and the Executive as soon as possible after agrees to such review as extension, the Executive's period of employment shall be extended for an additional year such that the remaining term shall be three (3) years from the upcoming anniversary date. If the Board does not determine to whether extend the Agreement is or if the Executive does not agree to be extendeda proposed extension, the Agreement shall expire at the end of the term then in effect. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially adversely affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period term of Executive's employment under this Agreement shall be deemed to have commenced as (i) the initial term, consisting of the date first above written period commencing on May 16, 2012 (the “Effective Date”) and shall continue ending on the second anniversary of the Effective Date, plus (ii) any and all extensions of the initial term made pursuant to Paragraph 3. Upon the expiration of this Agreement and for a period of thirty-six twelve (3612) full calendar months thereafter, Executive agrees that he will not compete with Bank in the Bank’s market area as that term is defined in Paragraph 9. For the purposes of this paragraph, the term “compete” shall have the same meaning as that more fully described in Xxxxxxxxx 0, Xxx-Xxxxxxxxxxx xxx Xxx-Xxxxxxxxxx. (x) Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board Board of directors Directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirtytwenty-six four (3624) months months, unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 Paragraph 9 of this Agreement. The Board of the Directors of the Bank will review the Agreement and Executive's ’s performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board of Directors shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (bc) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organizationpromotion, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, which will not present any conflict of interest with the Bank, or materially affect or conflict with the performance of Executive's duties pursuant to this Agreement. (cd) Notwithstanding anything herein to the contraryExecutive warrants that he is not bound by any other agreement or understanding with any other company, Executive's employment with the Bank may be terminated by the Bank such as a non-competition or the non-solicitation agreement, that would prohibit Executive during the term of from entering into this Agreement, subject to the terms and conditions of this AgreementAgreement or otherwise performing his duties hereunder.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his her business time, attention, skill, and efforts to the faithful performance of his her duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's ’s employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, Agreement (“Anniversary Date”) and continuing on each anniversary Anniversary Date thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the this Agreement shall renew for an additional year such that the remaining term of the Agreement shall be three (3) years unless written notice of non-renewal (“Non-Renewal Notice”) is provided to Executive at least thirty (30) days and not more than sixty (60) days prior to any such Anniversary Date, in which case his employment shall cease at the end of thirty-six (36) months unless following such Anniversary Date. Prior to each notice period for non-renewal, the disinterested members of the Board of Directors of the Bank and the Company (“Board”) will conduct a comprehensive performance evaluation and review of Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of faithfully perform his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this AgreementCompany. (c) Notwithstanding anything herein to the contrary, Executive's ’s employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement. However, Executive shall not perform, in any respect, directly or indirectly, during the pendency of his temporary or permanent suspension or termination from the Bank, duties and responsibilities as President and Chief Executive Officer of the Company.

TERMS AND DUTIES. (a) The period of Executive's ’s employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement shall renew for an additional year such that the remaining term shall be three (3) years unless written notice is provided to Executive at least thirty (30) days and not more than sixty (60) days prior to any such anniversary date, that his employment shall cease at the end of twenty-four (24) months following such anniversary date. Prior to each notice period for non-renewal, the disinterested members of the Agreement shall be thirty-six Board of Directors of the Bank (36“Board”) months unless the will conduct a comprehensive performance evaluation and review of Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationshereunder; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's ’s duties pursuant to this Agreement. Nothing in this Section shall be construed as preventing Executive from serving from time to time on boards, committees, or holding positions of non-profit or governmental organizations, including religious and civic groups, without the need for Board approval. (c) Notwithstanding anything herein to Nothing in this Agreement shall mandate or prohibit a continuation of Executive’s employment following the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during expiration of the term of this Agreement, subject to the upon such terms and conditions of this Agreementas the Bank and Executive may mutually agree.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") Board may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's ’s employment under this Agreement shall be deemed to have commenced as of the date first above written July 1, 2003, and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this AgreementJuly 1, 2004 and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("“Board"”) may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's ’s performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's ’s employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder hereunder, including activities and services related to the organization, operation and management of the Bank and participation in community community, professional and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's ’s duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's ’s employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank Institution ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months three years, unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 9 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his such amounts of her business time, attention, skill, and efforts to reasonably required for the faithful performance of his her duties hereunder including activities and services related to the organization, operation and management of the Bank Institution and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankInstitution, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank Institution may be terminated by the Bank Institution or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six twelve (3612) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six one (361) months year unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. Executive shall abstain from any vote regarding an extension of the term of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the Agreement shall renew for an additional year such that the remaining term shall be three (3) years; provided, however, if written notice of nonrenewal is provided to Executive at least ten (10) days and not more than thirty (30) days prior to any anniversary date, the employment of Executive hereunder shall cease at the end of twenty-four (24) months following such anniversary date. Prior to each notice period for non-renewal, the disinterested members of the board Board of directors Directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term will conduct a performance evaluation and review of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice meeting and communicated to the Executive as soon as possible after such review as to whether the Agreement is to be extendedExecutive. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, business companies or business organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. Agreement (c) Notwithstanding anything herein for purposes of this Section 2(b), Board approval shall be deemed provided as to service with any such business companies or organizations that Executive was serving as of the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term date of this Agreement, subject to the terms and conditions of this Agreement). See Attached Exhibit.

TERMS AND DUTIES. (a) The period of Executive's ’s employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement shall renew for an additional year such that the remaining term of the Agreement shall be three (3) years unless written notice is provided to Executive, at least ten (10) days and not more than thirty (30) days prior to any such anniversary date, that his employment shall cease at the end of thirty-six (36) months unless following such anniversary date. Prior to each notice period for non-renewal, the disinterested members of the Board of Directors of the Bank (“Board”) will conduct a comprehensive performance evaluation and review of the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended., (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management legal needs of the Bank and participation in community and civic organizations; providedEmployer, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, provided however that Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's ’s duties pursuant to this Agreement. . Moreover, the Executive may continue to practice law independently of his employment provided (c1) Notwithstanding anything herein said practice does not routinely require in excess of 10 hours per week of the executive’s time and (2) does not present a conflict of interest to the contrary, Executive's employment with the Bank may be terminated unless said conflict is waived by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this AgreementEmployer.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 9 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, - 1 - Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of the Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written January 1, 2008 and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this AgreementJanuary 1, 2008 and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and the Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of the Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periodsperiods (four (4) weeks per year), and reasonable leaves of absence, the Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, the Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of the Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, the Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirtytwenty-six (36) four full calendar months thereafter. Commencing on Within thirty days prior to the first anniversary date of this Agreement, and continuing on within thirty days prior to each anniversary date thereafter, the disinterested members Board of the board of directors Directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term will conduct a performance evaluation and review of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meetingmeeting and communicated to Executive. The Upon a favorable performance evaluation, the Board shall give notice to renew the Executive as soon as possible after such review as to whether term of the Agreement for an additional year from the anniversary date such that the remaining term shall be two years; provided, however, if written notice of nonrenewal is provided to be extendedExecutive at least ten days and not more than thirty days prior to any anniversary date, the Agreement shall expire at the end of twenty-four months following such anniversary date. (b) During the period of Executive's her employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his her business time, attention, skill, and efforts to the faithful performance of his her duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, business companies or business organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. Agreement (c) Notwithstanding anything herein for purposes of this Section 2(b), Board approval shall be deemed provided as to service with any such business companies or organizations that Executive was serving as of the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term date of this Agreement, subject to the terms and conditions of this Agreement). See Attached Exhibit.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six of____________ (36____) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the disinterested members Board of the board of directors Directors of the Bank ("Board") ), may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six be_________ (36___) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 9 of this the Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining determining, whether to extend the Agreement Agreement, and the rationale and the results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and which activities may include participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein contained to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions condition of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. During said term the Executive shall perform the normal and customary duties associated with the positions of Executive Vice President and Treasurer. Commencing on the first anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the Agreement shall renew for an additional year such that the remaining term shall be three (3) years unless written notice is provided to Executive at least ten (10) days and not more than thirty (30) days prior to any such anniversary date, that this Agreement shall not renew, in which case this Agreement shall expire on the next following anniversary date. Prior to each anniversary date, the disinterested members of the board Board of directors Directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term will conduct a comprehensive performance evaluation and review of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, business companies or business organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this AgreementAgreement (it being understood that membership in social, religious, charitable or similar organizations does not require Board approval pursuant to this Section 2(b)). (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on At the first anniversary date end of this Agreement, and continuing on each anniversary thereafterthe initial thirty-six (36) month term, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirtyextended for two (2) consecutive twenty-six four (3624) months month terms unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Executive shall be entitled to three (3) weeks of vacation at full pay for the first year of this Agreement. Commencing on the first anniversary date of this Agreement, Executive shall be entitled to four (4) weeks vacation for the duration of the term of this Agreement. The time for such vacation shall be mutually agreed upon by the parties to this Agreement, and must be taken within one (1) year after such vacation time is accrued. Executive shall not be entitled to vacation pay in lieu of vacation, and any vacation time not used shall be deemed waived, if said policy is instituted for all other management level employees of the Bank. (d) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six twenty- four (3624) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six two (362) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 9 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafterthereafter ("Employment Period"). Commencing on each annual anniversary of the first anniversary date of this AgreementAgreement (the date of each annual anniversary hereof shall be hereinafter referred to as the "Anniversary Date"), and continuing on each anniversary thereafterunless the Employment Period has been previously terminated, the disinterested members Board shall, at least 60 days prior to each such Anniversary Date, conduct a comprehensive performance evaluation and review of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's Board meeting. The Board shall give the Executive notice of its decision whether or not to extend the Employment Period at least 60 days prior to the Executive as soon as possible after Anniversary Date, and if such review as to whether notice is that the Employment Period shall not be extended (a "Non-Renewal Notice"), the Employment Period shall not be extended. In such case, the Agreement is to be extendedshall terminate in accordance with its terms at the end of twenty-four (24) months following such Anniversary Date. (b) Executive's duties as Senior Vice President of the Bank are set forth on Exhibit A attached hereto. During the period of Executive's employment hereunderEmployment Period, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his faithfully perform her duties hereunder including activities and services related to the organization, operation and management of the Bank and participation Bank. For these purposes, "reasonable" shall be determined by reference to similarly situated financial institutions or in community and civic organizations; provided, however, that, accordance with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreementindustry standards. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on Unless Notice to the first anniversary date contrary (as provided below) is given to the Executive, each year as of December 1 this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may Agreement shall automatically extend the Agreement for an additional year year, such that the remaining term of the Agreement shall be thirty-six (36) months. If Notice is given to the Executive, this Agreement shall terminate at the end of thirty-six months unless following December 1 of the year in which the Notice is given. For purposes of this Section 2, Notice means a written Notice to the Executive elects not to extend of the term of this Agreement by giving written notice in accordance with Section 8 non-extension of this Agreement. Such Notice must be given to the Executive no later than November l of any year to be effective on December 1 of that year. The Board of Directors of the Bank ("Board") will review conduct a performance evaluation of the Agreement Executive, on at least an annual basis and Executive's performance annually prior to every anniversary date, for purposes of determining whether to extend the Agreement and give notice of renewal, and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice meeting and communicated to the Executive as soon as possible after such review as to whether the Agreement is to be extendedExecutive. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsany subsidiary of the Bank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, that Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, which will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, Agreement ("Anniversary Date") and continuing on each anniversary Anniversary Date thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the this Agreement shall renew for an additional year such that the remaining term of the Agreement shall be three (3) years unless written notice of non-renewal ("Non-Renewal Notice") is provided to Executive at least thirty (30) days and not more than sixty (60) days prior to any such Anniversary Date, in which case his employment shall cease at the end of thirty-six (36) months unless following such Anniversary Date. Prior to each notice period for non-renewal, the disinterested members of the Board of Directors of the Bank and the Company ("Board") will conduct a comprehensive performance evaluation and review of Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of faithfully perform his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this AgreementCompany. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement. However, Executive shall not perform, in any respect, directly or indirectly, during the pendency of his temporary or permanent suspension or termination from the Bank, duties and responsibilities as President and Chief Executive Officer of the Company.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced commence as of the date first above written (the effective date of this Agreement) and shall continue for a period of thirty-six twelve (3612) full calendar months thereafter. Commencing on Effective as of the first anniversary of the date of this Agreement, Agreement and continuing on each anniversary date thereafter, the disinterested members of the board of directors of the Bank Institution (the "Board") may extend the term of this Agreement for an additional year such that the remaining term of the Agreement shall be thirty-six twelve (3612) months month period, unless the Executive elects not to extend the term of this the Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extendedextended no later than sixty (60) days prior to any anniversary date of this Agreement. If the Board does not provide Executive with notice of an intent to renew this Agreement at least sixty (60) days prior to an applicable anniversary date of the Agreement, the Agreement shall automatically expire as of that anniversary date, unless the Board and Executive subsequently agree otherwise. (b) During the period of Executive's employment hereunderunder this Agreement, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his substantial business time, attention, skill, and efforts to the faithful performance of his duties hereunder hereunder, including activities and services related to the organization, operation and management of the Bank Institution and participation in community and civic organizations; provided, however, that, with the approval of the Board, as -------- ------- evidenced by a resolution of such the Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such the Board's judgment, will not present any conflict of interest with the BankInstitution or its affiliates, including the Holding Company, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, the Institution or Executive may terminate Executive's employment with the Bank may be terminated by the Bank or the Executive Institution at any time during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's ’s employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement shall renew for an additional year such that the remaining term of the Agreement shall be three (3) years unless written notice is provided to Executive, at least ten (10) days and not more than thirty (30) days prior to any such anniversary date, that his employment shall cease at the end of thirty-six (36) months unless following such anniversary date. Prior to each notice period for non-renewal, the disinterested members of the Board of Directors of the Bank (“Board”) will conduct a comprehensive performance evaluation and review of the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsEmployer; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's ’s duties pursuant to this Agreement. (c) Notwithstanding anything herein to During the contraryperiod of his employment hereunder, if Executive's employment with the Bank may be terminated by ’s term as a director of the Bank or the Company expires, the Employer shall nominate Executive during the term of this Agreement, subject to be re-elected to the terms Board of Directors of the Bank and conditions of this Agreementthe Company. If re-elected by shareholders, Executive shall serve as director.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank Financial Services ("Board") may extend the Agreement for an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Financial Services and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankFinancial Services, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank Financial Services may be terminated by the Bank Financial Services or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months three years, unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 9 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his such amounts of her business time, attention, skill, and efforts to reasonably required for the faithful performance of his her duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six of____________ (36____) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the disinterested members Board of Directors of the board of directors of the Bank Holding Company ("Board") ), may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six be_________ (36___) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 9 of this the Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and the results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Holding Company and which activities may include participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankHolding Company, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein contained to the contrary, Executive's employment with the Bank Holding Company may be terminated by the Bank Holding Company or the Executive during the term of this Agreement, subject to the terms and conditions condition of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's ’s employment under this Agreement shall be deemed to have commenced begin as of the date first above written Effective Date and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date Within ninety (90) days prior to December 31st of this Agreementeach year, and continuing on each anniversary December 31st thereafter, (each an “Anniversary Date”), the disinterested members of the board Board of directors Directors of the Bank ("the “Board"”) may extend the Agreement an additional year such that the remaining term will conduct a comprehensive performance evaluation and review of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement for an additional year such that the remaining term shall be thirty-six (36) months, and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Should the disinterested members of the Board determine not to renew the Agreement for an additional year, the Board shall give provide written notice to the Executive of such determination as soon as possible after practicable but in no event later than ten (10) days following such review as determination Notwithstanding anything herein to whether the contrary, the Agreement is to be extendedshall not renew commencing on the Anniversary Date next following the Executive’s attainment of age 62. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationshereunder; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's ’s duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may . Nothing in this Section shall be terminated by the Bank or construed as preventing the Executive during from serving from time to time on boards, committees, or holding positions in non-profit or governmental organizations, including religious and civic groups, without the term of this Agreement, subject to the terms and conditions of this Agreementneed for Board approval.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36i) months unless the Executive elects initial term, consisting of the period commencing on the date of this Agreement (the "Effective Date") and ending on the third anniversary of the Effective Date, plus (ii) any and all extensions of the initial term made pursuant to this Section 2. Commencing on the Effective Date and on each day thereafter, the term under this Agreement shall be extended automatically for an additional one (1) day period beyond the then effective expiration date without action by any party, provided that neither the Holding Company, on the one hand, nor Executive, on the other, shall have given at least sixty (60) days written notice of its or his desire that the term not be extended. In the case such notice is given by one party to extend the other, the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review shall become fixed and shall end on the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes third anniversary of the Board's meeting. The Board shall give notice to the Executive as soon as possible after date specified in such review as to whether the Agreement is to be extendedwritten notice. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Holding Company and which activities may include participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizationsorganization, which, in such Board's judgmentjudgement, will not present any conflict of interest with the BankHolding Company, or materially affect the performance of Executive's duties pursuant to this the Agreement. (c) Notwithstanding anything herein contained to the contrary, Executive's employment with the Bank Holding Company may be terminated by the Bank Holding Company or the Executive during the term of this Agreement, subject to the terms and conditions condition of this Agreement. However, Executive shall not perform, in any respect, directly or indirectly, during the pendency of his temporary or permanent suspension or termination from the Institution, duties and responsibilities formerly performed at the Institution as part of his duties and responsibilities as President and Chief Executive Officer of the Holding Company.

TERMS AND DUTIES. (a) The period term of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six forty- eight (3648) full calendar months thereafter. Commencing on the first anniversary date of this Agreementdate, and continuing on at each anniversary date thereafter, the disinterested members Board of the board of directors Directors of the Bank (the "Board") may extend the Agreement for an additional year such that year. Prior to the remaining term extension of the Agreement shall be thirty-six (36) months unless as provided herein, the Board of Directors of the Bank will conduct a formal performance evaluation of the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) Nothing in this Agreement shall be deemed to prohibit the Company at any time from terminating Executive's employment during the Employment Period with or without notice for any reason; provided, however, that the relative rights and obligations of the Company and Executive in the event of any such termination shall be determined under this Agreement. (c) Nothing in this Agreement shall be deemed to prohibit the Executive at any time from terminating his employment during the Employment Period with or without notice for any reason; provided, however, that the relative rights and obligations of the Company and Executive in the event of any such termination shall be determined under this Agreement. (d) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Company and participation in community and civic organizationsthe Bank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors ofof , and hold any other offices or positions in, companies or organizations, organizations which, in such Board's judgment, will not present any conflict of interest with the Company or the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced commence as of the date first above written (the effective date of this Agreement) and shall continue for a period of thirty-six twelve (3612) full calendar months thereafter. Commencing on Effective as of the first anniversary of the date of this Agreement, Agreement and continuing on each anniversary date thereafter, the disinterested members of the board of directors of the Bank Holding Company (the "Board") may extend the term of this Agreement for an additional year such that the remaining term of the Agreement shall be thirty-six twelve (3612) months month period, unless the Executive elects not to extend the term of this the Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extendedextended no later than sixty (60) days prior to any anniversary date of this Agreement. If the Board does not provide Executive with notice of an intent to renew this Agreement at least sixty (60) days prior to an applicable anniversary date of the Agreement, the Agreement shall automatically expire as of that anniversary date, unless the Board and Executive subsequently agree otherwise. (b) During the period of Executive's employment hereunderunder this Agreement, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his substantial business time, attention, skill, and efforts to the faithful performance of his duties hereunder hereunder, including activities and services related to the organization, operation and management of the Bank Holding Company and its direct or indirect subsidiaries ("Subsidiaries") and participation in community and civic organizations; provided, however, that, with the approval of the Board, as -------- ------- evidenced by a resolution of such the Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such the Board's judgment, will not present any conflict of interest with the BankHolding Company or its Subsidiaries, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, the Holding Company or Executive may terminate Executive's employment with the Bank may be terminated by the Bank or the Executive Holding Company at any time during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafterthereafter ("Employment Period"). Commencing on each annual anniversary of the first anniversary date of this AgreementAgreement (the date of each annual anniversary hereof shall be hereinafter referred to as the "Anniversary Date"), and continuing on each anniversary thereafterunless the Employment Period has been previously terminated, the disinterested members Board shall, at least 60 days prior to each such Anniversary Date, conduct a comprehensive performance evaluation and review of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's Board meeting. The Board shall give the Executive notice of its decision whether or not to extend the Employment Period at least 60 days prior to the Executive as soon as possible after Anniversary Date, and if such review as to whether notice is that the Employment Period shall not be extended (a "Non-Renewal Notice"), the Employment Period shall not be extended. In such case, the Agreement is to be extendedshall terminate in accordance with its terms at the end of twenty-four (24) months following such Anniversary Date. (b) Executive's duties as Executive Vice President of the Bank are set forth on Exhibit A attached hereto. During the period of Executive's employment hereunderEmployment Period, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of faithfully perform his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation Bank. For these purposes, "reasonable" shall be determined by reference to similarly situated financial institutions or in community and civic organizations; provided, however, that, accordance with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreementindustry standards. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafterthereafter ("Employment Period"). Commencing on each annual anniversary of the first anniversary date of this AgreementAgreement (the date of each annual anniversary hereof shall be hereinafter referred to as the "Anniversary Date"), and continuing on each anniversary thereafterunless the Employment Period has been previously terminated, the disinterested members Board shall, at least 60 days prior to each such Anniversary Date, conduct a comprehensive performance evaluation and review of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's Board meeting. The Board shall give the Executive notice of its decision whether or not to extend the Employment Period at least 60 days prior to the Executive as soon as possible after Anniversary Date, and if such review as to whether notice is that the Employment Period shall not be extended (a "Non-Renewal Notice"), the Employment Period shall not be extended. In such case, the Agreement is to be extendedshall terminate in accordance with its terms at the end of twenty-four (24) months following such Anniversary Date. (b) Executive's duties as President and Chief Executive Officer of the Bank are set forth on Exhibit A attached hereto. During the period of Executive's employment hereunderEmployment Period, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of faithfully perform his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation Bank. For these purposes, "reasonable" shall be determined by reference to similarly situated financial institutions or in community and civic organizations; provided, however, that, accordance with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreementindustry standards. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's ’s employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on Within thirty days prior to the first anniversary date of this Agreement, and continuing on within thirty days prior to each anniversary date thereafter, the disinterested members Board of the board of directors Directors of the Bank ("“Board"”) may extend the Agreement an additional year such that the remaining term will conduct a performance evaluation and review of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meeting’s meeting and communicated to Executive. The Upon a favorable performance evaluation, the Board shall give notice to renew the Executive as soon as possible after such review as to whether term of the Agreement for an additional year from the anniversary date such that the remaining term shall be three years; provided, however, if written notice of nonrenewal is provided to be extendedExecutive at least ten days and not more than thirty days prior to any anniversary date, the Agreement shall expire at the end of thirty-six months following such anniversary date. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, business companies or business organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's ’s duties pursuant to this Agreement. Agreement (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term for purposes of this Section 2(b), Board approval shall be deemed provided as to service with any such business companies or organizations that Executive was serving as of the date of the Prior Employment Agreement, subject to the terms and conditions of this Agreement).

TERMS AND DUTIES. (a) The period of Executive's ’s employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("“Board"”) may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's ’s performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's ’s employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's ’s duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's ’s employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period term of Executive's ’s employment under this Agreement shall be deemed to have commenced commence as of the date first above written Effective Date and shall continue for a period through June 30, 2017. Effective as of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this AgreementJuly 1, 2015, and continuing on each anniversary July 1 thereafter, the term of this Agreement shall be automatically extended by one year such that the remaining term on such date of extension is three (3) years, unless the disinterested members of the board of directors of the Bank Holding Company ("the “Board"”) may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreementto Executive prior to such automatic extension. The Board will shall review the Agreement and Executive's ’s performance annually for purposes of determining whether to extend the Agreement give Executive such notice and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extendedreview. (b) During the period of Executive's ’s employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Holding Company and its direct or indirect subsidiaries (“Subsidiaries”) and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the BankHolding Company or its Subsidiaries, or materially affect the performance of Executive's ’s duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's ’s employment with the Bank Holding Company may be terminated by the Bank Holding Company or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement. Moreover, in the event Executive is terminated or suspended from his position with the Bank, Executive shall not perform, in any respect, directly or indirectly, during the pendency of his temporary or permanent suspension or termination from the Bank, duties and responsibilities formerly performed at the Bank as part of his duties and responsibilities to the Holding Company.

TERMS AND DUTIES. (a) The period of Executive's ’s employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement shall renew for an additional year such that the remaining term shall be three (3) years unless written notice is provided to Executive at least thirty(30) days and not more than sixty (60) days prior to any such anniversary date, that his employment shall cease at the end of twenty-four (24) months following such anniversary date. Prior to each notice period for non-renewal, the disinterested members of the Agreement shall be thirty-six Board of Directors of the Bank (36“Board”) months unless will conduct a comprehensive performance evaluation and review of the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationshereunder; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's ’s duties pursuant to this Agreement. Nothing in this Section shall be construed as preventing the Executive from serving from time to time on boards, committees, or holding positions of non-profit or governmental organizations, including religious and civic groups, without the need for Board approval. (c) Notwithstanding anything herein The Board, the Nominating Committee of the Bank’s Board or any Bank committee serving a similar function shall nominate Executive to stand for election to the contraryBoard at the next annual meeting of the Bank. In the event the Executive is elected to the Board, Executive's employment with in addition to the foregoing, Executive shall be entitled to receive fees for serving as a director of the Bank may be terminated by in the Bank or same amount and on the Executive during same terms as fees are paid to other employee directors of the term of this Agreement, subject to the terms and conditions of this AgreementBank.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. Executive shall abstain from any vote regarding an extension of the term of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the disinterested members Board of Directors of the board of directors of the Bank Holding Company ("Board") ), may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 9 of this the Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and the results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Holding Company and which activities may include participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankHolding Company, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein contained to the contrary, Executive's employment with the Bank Holding Company may be terminated by the Bank Holding Company or the Executive during the term of this Agreement, subject to the terms and conditions condition of this Agreement. However, Executive shall not perform, in any respect, directly or indirectly, during the pendency of his temporary or permanent suspension or termination from the Institution, duties and responsibilities formerly performed at the Institution as part of his duties and responsibilities as President and Chief Executive Officer of the Holding Company.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six twenty (3620) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, Agreement ("Anniversary Date") and continuing on each anniversary Anniversary Date thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the this Agreement shall renew for an additional year such that the remaining term of the Agreement shall be thirty-six twenty (3620) months unless the Executive elects not to extend the term of this Agreement by giving written notice of non-renewal ("Non-Renewal Notice") is provided to Executive at least thirty (30) days and not more than sixty (60) days prior to any such Anniversary Date, in accordance with Section 8 which case his employment shall cease at the end of this Agreementtwenty (20) months following such Anniversary Date. The Prior to each notice period for non-renewal, the Board of Directors of the Company ("Board") will conduct a performance review the Agreement and Executive's performance annually of Executive for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes provide notice of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extendednonrenewal. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absenceabsence approved by the Board, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Company and participation in community and civic organizationsthe Bank; provided, however, that, with the approval of the BoardBoard of the Company or the Bank, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, business companies or business organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this AgreementAgreement (it being understood that membership in and service on boards or committees of social, religious, charitable or similar organizations does not require Board approval pursuant to this Section 2(b)). (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on During said term the first anniversary date Executive shall perform the normal and customary duties associated with the position of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the President. The board of directors of the Bank ("Board") may will review the Agreement and the Executive's performance annually for the purpose of determining whether to extend the Agreement and, unless the Board determines that there exists some basis not to extend this Agreement, this Agreement shall be extended for an additional year such year, so that the remaining term of the Agreement shall be thirty-six (36) months unless months. Nothing in this provision shall be interpreted as restricting the Bank's right to remove Executive elects not to extend the term of this Agreement by giving written notice for Cause in accordance with Section 8 7 of this Agreement. The Board will review , or to remove Executive for any reason and pay Executive the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included benefits set forth in the minutes of the Board's meeting. The Board shall give notice to the Executive Section 4 or 5, as soon as possible after such review as to whether the Agreement is to be extendedapplicable. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, business companies or business organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this AgreementAgreement (it being understood that membership in social, religious, charitable, educational, or similar organizations does not require Board approval pursuant to this Section 2(b)). (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on Unless Notice to the first anniversary date contrary (as provided below) is given to the Executive, each year as of August 1 this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may Agreement shall automatically extend the Agreement for an additional year year, such that the remaining term of the Agreement shall be thirty-six (36) months. If Notice is given to the Executive, this Agreement shall terminate at the end of thirty-six months unless following August 1 of the year in which the Notice is given. For purposes of this Section 2, Notice means a written Notice to the Executive elects not to extend of the term of this Agreement by giving written notice in accordance with Section 8 non- extension of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall Such Notice must be included in the minutes of the Board's meeting. The Board shall give notice given to the Executive as soon as possible after such review as to whether the Agreement is no later than July l of any year to be extendedeffective on August 1 of that year. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Holding Company and the Bank and participation in community and civic organizationsany subsidiary of the Holding Company or Bank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, that from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, which will not present any conflict of interest with the BankHolding Company, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein In the event that Executive's duties and responsibilities with respect to the contraryBank are temporarily or permanently terminated pursuant to Sections 8 or 16 of Employment Agreement dated as of June __, Executive's employment with 1996, between Executive and the Bank may be terminated by ("Bank Agreement") and the Bank or the Executive during the term course of conduct upon which such termination is based would not constitute grounds for termination for Cause under Section 8 of this Agreement, subject then Executive shall, to the terms extent practicable, assume such duties and conditions responsibilities formerly performed at the Bank as part of his duties and responsibilities as President and Chief Executive Officer of the Holding Company, and he shall be entitled to the compensation and other benefits from the Holding Company as set forth in this Agreement. Nothing in this provision shall be interpreted as restricting the Holding Company's right to remove Executive for Cause in accordance with Section 8 of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's ’s employment under this Agreement shall be deemed to have commenced as of the date first above written Effective Date and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreementthe Effective Date, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("“Board"”) may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's ’s performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's ’s employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's ’s duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's ’s employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six sixty (3660) full calendar months thereafter. Commencing on with the first anniversary date Effective Date, the term of this Agreement, and continuing on Agreement shall be extended for one day each anniversary thereafter, day until such time as the disinterested members Board of the board of directors Directors of the Bank (the "Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless or the Executive elects not to extend the term of this the Agreement further by giving written notice to the other party in accordance with Section 8 9 of this Agreement. The Board will review , in which case the term of this Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in fixed and shall end on the minutes fifth anniversary of the Board's meeting. The Board shall give notice to the Executive as soon as possible after date of such review as to whether the Agreement is to be extendedwritten notice. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, (i) Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement; and (ii) nothing in this Agreement shall mandate or prohibit a continuation of Executive's employment following the expiration of the term of this Agreement upon such terms and conditions as the Board and Executive may mutually agree. (d) Upon the termination of Executive's employment with the Bank, the daily extensions provided pursuant to Section 2(a), shall cease (if such extensions have not previously ceased), and, if such termination is under circumstances described in Section 4(a), the term "remaining term of the Agreement" in Section 4(b) shall mean the period of time commencing from the date of such termination and ending the last day of the employment period computed with reference to all extensions prior to such termination.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his substantial business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank Institution ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months three years, unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 9 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all such amounts of his business time, attention, skill, and efforts to reasonably required for the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Institution and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankInstitution, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank Institution may be terminated by the Bank Institution or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of [thirty-six (36) or twenty-four (24)] full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the Agreement shall renew for an additional year such that the remaining term shall be three (3) years; provided, however, if written notice of nonrenewal is provided to Executive at least ten (10) days and not more than thirty (30) days prior to any anniversary date, the employment of Executive hereunder shall cease at the end of [thirty-six (36) or twenty-four (24)] months following such anniversary date. Prior to each notice period for non-renewal, the disinterested members of the board Board of directors Directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term will conduct a performance evaluation and review of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice meeting and communicated to the Executive as soon as possible after such review as to whether the Agreement is to be extendedExecutive. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, business companies or business organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. Agreement (c) Notwithstanding anything herein for purposes of this Section 2(b), Board approval shall be deemed provided as to service with any such business companies or organizations that Executive was serving as of the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term date of this Agreement, subject to the terms and conditions of this Agreement). See Attached Exhibit.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six sixty (3660) full calendar months thereafter. Commencing on the first third anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement shall automatically renew for an additional year such that the remaining term of the Agreement shall be thirtythree (3) years unless written notice is provided to Executive at least ten (10) days and not more than twenty (20) days prior to such anniversary date, that his employment shall cease at the end of twenty-six four (3624) months unless following the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extendednext anniversary date. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsHolding Company; provided, however, that, that with the approval of the Board of Directors of the Holding Company ("Board"), as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankHolding Company, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein In the event that Executive's duties and responsibilities with respect to the contraryBank are temporarily or permanently terminated pursuant to Section 8 or 16 of the Employment Agreement dated April 19, Executive's employment with 1990, between Executive and the Bank may be terminated by ("Bank Agreement") and the Bank or the Executive during the term course of conduct upon which such termination is based would not constitute grounds for Termination for Cause under Section 8 of this Agreement, subject then Executive shall assume such duties and responsibilities formerly performed at the Bank as part of his duties and responsibilities as Chief Executive Officer and Chairman of the Board of Directors of the Holding Company and receive the compensation benefits provided hereunder by the Holding Company. Nothing in this provision shall be interpreted as restricting the Holding Company's right to the terms and conditions remove Executive for Cause in accordance with Section 8 of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank Institution ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months three years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Institution and participation in community and civic organizations; provided, however, that, with the approval of the Board, . as evidenced by a resolution of such Board, . from time to time, Executive may serve, or continue to serve, serve on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankInstitution, or materially materially, affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank Institution may be terminated by the Bank Institution or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement. However, Executive shall not perform, in any respect, directly or indirectly, during the pendency of his temporary or permanent suspension or termination from the Institution, duties and responsibilities formerly performed at the Institution as part of his duties and responsibilities as President and Chief Executive Officer of the Holding Company.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six ___________ (36___) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank Association ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six be__________ (36____) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Association and participation in community and civic organizations; provided, however, that, with the approval of the Board, as -------- ------- evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankAssociation, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank Association may be terminated by the Bank Association or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank Institution ("Board") may extend the Agreement for an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his her business time, attention, skill, and efforts to the faithful performance of his her duties hereunder including activities and services related to the organization, operation and management of the Bank Institution and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankInstitution, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank Institution may be terminated by the Bank Institution or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the Agreement shall renew for an additional year such that the remaining term shall be three (3) years unless written notice is provided to Executive at least ten (10) days and not more than thirty (30) days prior to any such anniversary date, that his employment shall cease at the end of thirty-six (36) months following such anniversary date. Each year, prior to the notice period for non-renewal, the disinterested members of the board Board of directors Directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term will conduct a comprehensive performance evaluation and review of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, business companies or business organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this AgreementAgreement (it being understood that membership in social, religious, charitable or similar organizations does not require Board approval pursuant to this Section 2(b)). (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, 3 Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of the Executive's ’s employment under this Agreement shall be deemed to have commenced as of the date first above written January 1, 2006 and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this AgreementJanuary 1, 2006 and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("“Board"”) may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and the Executive's ’s performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of the Executive's ’s employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periodsperiods (four (4) weeks per year), and reasonable leaves of absence, the Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, the Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the Bank, or materially affect the performance of the Executive's ’s duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, the Executive's ’s employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirtytwenty-six (36) four full calendar months thereafter. Commencing on Within thirty days prior to the first anniversary date of this Agreement, and continuing on within thirty days prior to each anniversary date thereafter, the disinterested members Board of the board of directors Directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term will conduct a performance evaluation and review of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meetingmeeting and communicated to Executive. The Upon a favorable performance evaluation, the Board shall give notice to renew the Executive as soon as possible after such review as to whether term of the Agreement for an additional year from the anniversary date such that the remaining term shall be two years; provided, however, if written notice of nonrenewal is provided to be extendedExecutive at least ten days and not more than thirty days prior to any anniversary date, the Agreement shall expire at the end of twenty-four months following such anniversary date. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, business companies or business organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. Agreement (c) Notwithstanding anything herein for purposes of this Section 2(b), Board approval shall be deemed provided as to service with any such business companies or organizations that Executive was serving as of the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term date of this Agreement, subject to the terms and conditions of this Agreement).

TERMS AND DUTIES. (a) The period of Executive's ’s employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six sixty (3660) full calendar months thereafter. Commencing on the first third anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement shall automatically renew for an additional year such that the remaining term of the Agreement shall be thirtythree (3) years unless written notice is provided to Executive at least ten (10) days and not more than twenty (20) days prior to such anniversary date, that his employment shall cease at the end of twenty-six four (3624) months unless following the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extendednext anniversary date. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsHolding Company; provided, however, that, that with the approval of the Board of Directors of the Holding Company (“Board”), as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement.any (c) Notwithstanding anything herein In the event that Executive’s duties and responsibilities with respect to the contraryBank are temporarily or permanently terminated pursuant to Sections 8 or 16 of the Employment Agreement dated April 19, Executive's employment with 1990, between Executive and the Bank may be terminated by (“Bank Agreement”) and the Bank or the Executive during the term course of conduct upon which such termination is based would not constitute grounds for Termination for Cause under Section 8 of this Agreement, subject then Executive shall assume such duties and responsibilities formerly performed at the Bank as part of his duties and responsibilities as Chief Executive Officer and Chairman of the Board of Directors of the Holding Company and receive the compensation benefits provided hereunder by the Holding Company. Nothing in this provision shall be interpreted as restricting the Holding Company’s right to the terms and conditions remove Executive for Cause in accordance with Section 8 of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's ’s employment under this Agreement shall be deemed to have commenced as of the date first above written July 1, 2003, and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on Effective beginning July 1, 2003, the first anniversary date term of this Agreement, and continuing on Agreement shall be extended for one day each anniversary thereafter, the disinterested members of day until such time as the board of directors of the Bank Holding Company ("the “Board"”) may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the or Executive elects not to extend the term of this the Agreement by giving written notice to the other party in accordance with Section 8 of this Agreement. The Board will review , in which case the term of this Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in fixed and shall end on the minutes third anniversary of the Board's meeting. The Board shall give notice to the Executive as soon as possible after date of such review as to whether the Agreement is to be extendedwritten notice. (b) During the period of Executive's ’s employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder hereunder, including activities and services related to the organization, operation and management of the Bank Holding Company and its direct or indirect subsidiaries (“Subsidiaries”) and participation in community community, professional and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the BankHolding Company or its Subsidiaries, or materially affect the performance of Executive's ’s duties pursuant to this Agreement. (c) Notwithstanding anything herein contained to the contrary, Executive's ’s employment with the Bank Holding Company may be terminated by the Bank Holding Company or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement. However, Executive shall not perform, in any respect, directly or indirectly, during the pendency of his temporary or permanent suspension or termination from the Institution, duties and responsibilities formerly performed at the Institution as part of his duties and responsibilities as President and Chief Executive Officer of the Holding Company.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank Institution ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months three years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Institution and participation in community and civic organizations; provided, however, that, with the approval of the Board, . as evidenced by a resolution of such Board, . from time to time, Executive may serve, or continue to serve, serve on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankInstitution, or materially materially, affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank Institution may be terminated by the Bank Institution or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement. However, Executive shall not perform, in any respect, directly or indirectly, during the pendency of his temporary or permanent suspension or termination from the Institution, duties and responsibilities formerly performed at the Institution as part of his duties and responsibilities as Executive Vice President and Chief Financial Officer of the Holding Company.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirtytwenty-six four (3624) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank Association ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six two (362) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Association and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankAssociation, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank Association may be terminated by the Bank Association's board of directors or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period term of Executive's ’s employment under this Agreement shall be deemed to have commenced commence as of the date first above written Effective Date and shall continue for a period through July 31, 2017. Effective as of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this AgreementAugust 1, 2016, and continuing on each anniversary August 1 thereafter, the term of this Agreement shall be automatically extended by one year such that the remaining term on such date of extension is two (2) years, unless the disinterested members of the board of directors of the Bank ("the “Board"”) may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreementto Executive prior to such automatic extension. The Board will shall review the Agreement and Executive's ’s performance annually for purposes of determining whether to extend the Agreement give Executive such notice and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extendedreview. (b) During the period of Executive's ’s employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder hereunder, including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's ’s duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's ’s employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written April 1, 2000, and shall continue for a period of thirtytwenty-six four (3624) full calendar months thereafter. Commencing on the first anniversary date of this Agreementor about April 30, 2001, and continuing on each anniversary April 30th thereafter, the disinterested members of the board of directors of the Bank Association (the "Board") may extend the Agreement an additional year for a period of time such that the remaining term of the Agreement shall be thirty-six two (362) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Association and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a -------- ------- resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankAssociation, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein in this Agreement to the contrary, Executive's employment with the Bank Association may be terminated by the Bank Association or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six sixty (3660) full calendar months thereafter. Commencing on from the first anniversary effective date of this Agreement, as amended and continuing restated. Commencing on the date of the execution, so that a constant sixty (60) calendar month term shall remain in effect, of this Agreement, the term of this Agreement shall be extended for one day each anniversary thereafter, day until such time as the disinterested members of the board of directors of the Bank Institution ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the or Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review , in which case the term of this Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in fixed and shall end on the minutes fifth anniversary of the Board's meeting. The Board shall give notice to the Executive as soon as possible after date of such review as to whether the Agreement is to be extendedwritten notice. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and other reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Institution and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such the Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such the Board's judgment, will not present any conflict of interest with the BankInstitution, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein in this Agreement to the contrary, Executive's employment with the Bank Institution may be terminated by the Bank Institution or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's ’s employment under this Agreement shall be deemed to have commenced as of the date first above written July 1, 2008, and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this AgreementJuly 1, 2009, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("“Board"”) may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's ’s performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's ’s employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder hereunder, including activities and services related to the organization, operation and management of the Bank and participation in community community, professional and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's ’s duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's ’s employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of the Executive's employment under this Agreement shall be deemed to have commenced commence as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members Board of the board of directors Directors of the Bank ("Bank Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months unless the years. The Executive elects not to extend shall abstain from any vote regarding an extension of the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Bank Board will review the Agreement and the Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Bank Board shall give notice to the Executive as soon as possible after such review as to whether it intends to extend the Agreement is to be extendedAgreement. (b) During the period of the Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, the Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and the Iowa Bank and participation in community and civic organizations; provided, however, that, with the approval of the Bank Board, as evidenced by a resolution of such Board, adopted from time to time, the Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, which will not present any conflict of interest with the Bank or the Iowa Bank, or materially affect the performance of the Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, the Executive's employment with the Bank and/or the Iowa Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank Association ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Association and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankAssociation, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank Association may be terminated by the Bank Association's board of directors or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period initial term of Executive's ’s employment under this Agreement shall be deemed to have commenced commence as of March 25, 2013, or such other date as mutually agreed by the date first above written parties (the “Effective Date”) and shall continue for a period through December 31, 2014. Effective as of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this AgreementJanuary 1, 2015, and continuing on each anniversary year thereafter, the disinterested members of the board of directors of the Bank ("the “Board"”) may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months period unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreementto the Bank. The Board will review the Agreement and Executive's ’s performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's ’s employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's ’s duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's ’s employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six _________ (36__) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank Association ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six _____ (36__) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Association and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankAssociation, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank Association may be terminated by the Bank Association or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six twenty four (3624) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank Institution ("Board") may extend the Agreement for an additional year twelve (12) month period such that the remaining term of the Agreement shall be thirtytwenty-six four (3624) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 9 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank Institution and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankInstitution, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank Institution may be terminated by the Bank Institution or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter, provided that all changes intended to comply with Section 409A of the Code shall be retroactively effective to January 1, 2005; and provided further that no retroactive change shall affect the compensation or benefits previously provided to the Executive. Commencing on the first anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the Agreement shall renew for an additional year such that the remaining term shall be three (3) years unless written notice of non-renewal is provided to Executive at least ten (10) days and not more than thirty (30) days prior to any such anniversary date, that the term of the Agreement shall cease at the end of twenty-four (24) months following such anniversary date. Prior to each notice period for non-renewal, the disinterested members of the board Board of directors Directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term will conduct a comprehensive performance evaluation and review of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may . Nothing in this Section shall be terminated by the Bank or construed as preventing the Executive during from serving from time to time on boards, committees, or holding positions of non-profit or governmental organizations, including religious and civic groups, without the term of this Agreement, subject to the terms and conditions of this Agreementneed for Board approval.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirtytwenty-six four (3624) full calendar months thereafter. During said term the Executive shall perform the normal and customary duties associated with the position of Senior Vice President. Commencing on the first anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the Agreement shall renew for an additional year such that the remaining term shall be two (2) years unless written notice is provided to Executive at least ten (10) days and not more than thirty (30) days prior to any such anniversary date, that this Agreement shall not renew, in which event this Agreement shall expire at the end of twenty-four (24) months following such anniversary date. Prior to each notice period for non-renewal, the disinterested members of the board Board of directors Directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term will conduct a comprehensive performance evaluation and review of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, business companies or business organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this AgreementAgreement (it being understood that membership in social, religious, charitable or similar organizations does not require Board approval pursuant to this Section 2(b)). (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's ’s employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("“Board"”) may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's ’s performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's ’s meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's ’s employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's ’s duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's ’s employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the Agreement shall renew for an additional year such that the remaining term shall be three (3) years unless written notice is provided to Executive at least ten (10) days and not more than thirty (30) days prior to any such anniversary date, that his employment shall cease at the end of thirty-six (36) months following such anniversary date. Prior to each notice period for non-renewal, the disinterested members of the board Board of directors Directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term will conduct a comprehensive performance evaluation and review of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, business companies or business organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this AgreementAgreement (it being understood that membership in social, religious, charitable or similar organizations does not require Board approval pursuant to this Section 2(b)). (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirtytwenty-six (36) four full calendar months thereafter. Commencing on Within thirty days prior to the first anniversary date of this Agreement, and continuing on within thirty days prior to each anniversary date thereafter, the disinterested members Board of the board of directors Directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term shall conduct a performance evaluation and review of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meetingmeeting and communicated to Executive. The Upon a favorable performance evaluation, the Board shall give notice renew the term of the Agreement for an additional year from the anniversary date such that the remaining term shall be two years. If the Board determines at such annual review not to renew the term of the Agreement, the Board shall provide to the Executive as soon as possible after written notice of nonrenewal at least ten days following such review as Board determination, and Agreement shall expire at the end of twenty-four months following the date such written notice is delivered to whether the Agreement is to be extendedExecutive. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, events and reasonable leaves of absenceactivities that are consistent with the Bank's internal policies, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, business companies or business organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. Agreement (c) Notwithstanding anything herein for purposes of this Section 2(b), Board approval shall be deemed provided as to service with any such business companies or organizations that Executive was serving as of the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term date of this Agreement), subject to the terms and conditions a list of this Agreementwhich is attached hereto as Exhibit "A".

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his her business time, attention, skill, and efforts to the faithful performance of his her duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six twelve (3612) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors The Chief Executive Officer (CEO) of the Bank ("Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meetingAgreement. The Board CEO shall give notice make a recommendation to the Executive as soon as possible after such review Board as to whether the Agreement is to be extended. The CEO will give notice to the Executive no later than thirty (30) days prior to the anniversary date of the Agreement if the Agreement will not be extended. If such notice is not given, the Agreement is automatically extended for an additional twelve (12) full calendar months thereafter. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such BoardCEO, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Boardthe CEO's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's ’s employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the disinterested members of the board of directors of the Bank ("Board") may extend the Agreement shall automatically renew for an additional year such that the remaining term of the Agreement shall be three (3) years unless written notice is provided to Executive at least ten (10) days and not more than twenty (20) days prior to such anniversary date, that his employment shall cease at the end of thirty-six (36) months unless following the next anniversary date. Executive elects not to extend may terminate his employment with the Holding Company at any time during the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsHolding Company; provided, however, that, with the approval of the Board of Directors of the Holding Company (“Board”), as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's ’s judgment, will not present any conflict of interest with the BankHolding Company, or materially affect the performance of Executive's ’s duties pursuant to this Agreement. (c) Notwithstanding anything herein In the event that Executive’s duties and responsibilities with respect to the contraryBank are temporarily or permanently terminated pursuant to Sections 8 or 16 of the Restated Employment Agreement dated October 23, Executive's employment with 2007, between Executive and the Bank may be terminated by (“Bank Agreement”) and the course of conduct upon which such termination is based would not constitute grounds for Termination for Cause under Section 8 of this Agreement then Executive shall, to the extent practicable, assume such duties and responsibilities formerly performed at the Bank or as part of his duties and responsibilities as President and Chief Executive Officer of the Holding Company. Nothing in this provision shall be interpreted as restricting the Holding Company’s right to remove Executive during the term of this Agreement, subject to the terms and conditions for Cause in accordance with Section 8 of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six sixty (3660) full calendar months thereafter. Commencing on with the first anniversary date Effective Date, the term of this Agreement, and continuing on Agreement shall be extended for one day each anniversary thereafter, day until such time as the disinterested members Board of the board of directors Directors of the Bank (the "Board") may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six (36) months unless or the Executive elects not to extend the term of this the Agreement further by giving written notice to the other party in accordance with Section 8 9 of this Agreement. The Board will review , in which case the term of this Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in fixed and shall end on the minutes fifth anniversary of the Board's meeting. The Board shall give notice to the Executive as soon as possible after date of such review as to whether the Agreement is to be extendedwritten notice. (b) During the period of Executive's employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of of-directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) Notwithstanding anything herein to the contrary, (i) Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement; and (ii) nothing in this Agreement shall mandate or prohibit a continuation of Executive's employment following the expiration of the term of this Agreement upon such terms and conditions as the Board and Executive may mutually agree. (d) Upon the termination of Executive's employment with the Bank, the daily extensions provided pursuant to Section 2(a), shall cease (if such extensions have not previously ceased), and, if such termination is under circumstances described in Section 4(a), the term "remaining term of the Agreement" in Section 4(b) shall mean the period of time commencing from the date of such termination and ending the last day of the employment period computed with reference to all extensions prior to such termination.

TERMS AND DUTIES. (a) The period term of Executive's employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue for a period of thirty-six (36) full calendar months thereafter. Commencing on the first anniversary date of this Agreement, and continuing on each anniversary thereafter, the disinterested members of the board of directors of the Bank ("Board") Board may extend the Agreement an additional year such that the remaining term of the Agreement shall be thirty-six three (363) months years unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's employment hereunder, except the Executive will devote approximately 50% of his time performing duties as the Executive Vice President, Director of Residential Lending of the Bank. Except for periods of time spent by Executive performing duties at the Bank, and except for absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder hereunder, including activities and services related to the organization, operation and management of the Bank Company and participation in community and civic organizations; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board's judgment, will not present any conflict of interest with the BankCompany, or materially affect the performance of Executive's duties pursuant to this Agreement. (c) During the term of this Agreement Executive shall have the right to select the closing counsel the Company uses in its lending operations, including, but not limited to, Pardes & Pardes and its network of closing counsel, provided that any such closing counsel pays its own overhead and performs all services under terms no less favorable than available generally in the market. (d) Notwithstanding anything herein in this Agreement to the contrary, Executive's employment with the Bank Company may be terminated by the Bank Company or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.

TERMS AND DUTIES. (a) The period of Executive's employment under this Agreement shall be deemed to have commenced begin as of the date first above written and shall continue for a period of thirtytwenty-six four (3624) full calendar months thereafter. During said term the Executive shall perform the normal and customary duties associated with the position of Senior Vice President and Chief Financial Officer. Commencing on the first anniversary date of this Agreement, and continuing on at each anniversary date thereafter, the Agreement shall renew for an additional year such that the remaining term shall be two (2) years unless written notice is provided to Executive at least ten (10) days and not more than thirty (30) days prior to any such anniversary date, that this Agreement shall not renew, in which event this Agreement shall expire at the end of twenty-four (24) months following such anniversary date. Prior to each notice period for non-renewal, the disinterested members of the board Board of directors Directors of the Bank ("Board") may extend the Agreement an additional year such that the remaining term will conduct a comprehensive performance evaluation and review of the Agreement shall be thirty-six (36) months unless the Executive elects not to extend the term of this Agreement by giving written notice in accordance with Section 8 of this Agreement. The Board will review the Agreement and Executive's performance annually for purposes of determining whether to extend the Agreement Agreement, and the rationale and results thereof shall be included in the minutes of the Board's meeting. The Board shall give notice to the Executive as soon as possible after such review as to whether the Agreement is to be extended. (b) During the period of Executive's his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful performance of his duties hereunder including activities and services related to the organization, operation and management of the Bank and participation in community and civic organizationsBank; provided, however, that, with the approval of the Board, as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in, business companies or business organizations, which, in such Board's judgment, will not present any conflict of interest with the Bank, or materially affect the performance of Executive's duties pursuant to this AgreementAgreement (it being understood that membership in social, religious, charitable or similar organizations does not require Board approval pursuant to this Section 2(b)). (c) Notwithstanding anything herein to the contrary, Executive's employment with the Bank may be terminated by the Bank or the Executive during the term of this Agreement, subject to the terms and conditions of this Agreement.