Common use of Text Banking Clause in Contracts

Text Banking. If we approve Text Banking for your accounts, you will use Online Banking to enroll your mobile phone number and associate it with your account number. At the present time, you may use Text Banking to: • Transfer funds to/from your savings and checking accounts. • Obtain balance and history information for your savings and checking accounts. • Make loan payments to your Purdue Federal credit card or your Home Equity Line of Credit from your savings and checking accounts. • View scheduled and recent transfers, existing payees, scheduled bill payments and recent bill payments. • Search transactions by date, amount and check number. • Make loan payments from your savings and checking accounts. • Cancel scheduled transfers and scheduled bill payments. • Make bill payments (scheduled, existing payee only). Your accounts can be accessed through Text Banking via a mobile phone. Text Banking will be available for your convenience 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each access. If you change your cell phone carrier, you will need to re-enroll in text banking through online banking. There is no limit to the number of inquiries, transfers, or bill payments you may make in any one (1) day. See Section 2 for transfer limitations that may apply to these transactions.

Text Banking. If we approve Text Banking for your accounts, you a separate personal identification number (PIN) will be assigned to you. You must use Online Banking to enroll your mobile phone personal identification number and associate it (PIN) along with your account numbernumber to access your accounts. At the present time, you may use Text Banking to: • Transfer funds to/from your savings checking, Holiday Savings, Vacation Savings, and checking Share Savings accounts. • Obtain balance and history information for your savings checking, loan, IRA, Money Market, Holiday Savings, Vacation Savings, certificate, and checking Share Savings accounts. • Make loan payments to your Purdue Federal credit card or your Home Equity Line of Credit from your savings and checking accounts. • View scheduled and recent transfers, existing payees, scheduled bill payments and recent bill payments. • Search transactions by date, amount and check number. • Make loan payments from your savings checking, Holiday Savings, Vacation Savings, and checking Share Savings accounts. • Cancel scheduled transfers and scheduled bill payments. • Make bill payments (scheduled, existing payee only)Determine if a particular item has cleared. Your accounts can be accessed through under Text Banking via a mobile phonedevice or other approved access device(s). Text Banking will be available for your convenience 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each access. If you change your cell phone carrier, you will need to re-enroll in text banking through online banking. The following limitations on Text Banking transactions may apply: • There is no limit to the number of inquiries, transfers, or bill payments withdrawal requests you may make in any one (1) day. • See Section 2 for transfer limitations that may apply to these transactions.

Text Banking. If we approve Text Banking for your accounts, you a separate personal identification number (PIN) will be assigned to you. You must use Online Banking to enroll your mobile phone personal identification number and associate it (PIN) along with your account numbernumber to access your accounts. At the present time, you may use Text Banking to: • - Transfer funds to/from your savings checking, Holiday Savings, Vacation Savings, and checking Share Savings accounts. • - Obtain balance and history information for your savings checking, loan, XXX, Money Market, Holiday Savings, Vacation Savings, certificate, and checking Share Savings accounts. • Make loan payments to your Purdue Federal credit card or your Home Equity Line of Credit from your savings and checking accounts. • View scheduled and recent transfers, existing payees, scheduled bill payments and recent bill payments. • Search transactions by date, amount and check number. • - Make loan payments from your savings checking, Holiday Savings, Vacation Savings, and checking Share Savings accounts. • Cancel scheduled transfers and scheduled bill payments. • Make bill payments (scheduled, existing payee only)- Determine if a particular item has cleared. Your accounts can be accessed through under Text Banking via a mobile phonedevice or other approved access device(s). Text Banking will be available for your convenience 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each access. If you change your cell phone carrier, you will need to re-enroll in text banking through online banking. The following limitations on Text Banking transactions may apply: - There is no limit to the number of inquiries, transfers, or bill payments withdrawal requests you may make in any one (1) day. - See Section 2 for transfer limitations that may apply to these transactions.

Text Banking. If we approve Text Banking for your accounts, you a separate personal identification number (PIN) will be assigned to you. You must use Online Banking to enroll your mobile phone personal identification number and associate it (PIN) along with your account numbernumber to access your accounts. At the present time, you may use Text Banking to: • - Transfer funds to/from your savings checking, Holiday Savings, Vacation Savings, and checking Share Savings accounts. • - Obtain balance and history information for your savings checking, loan, IRA, Money Market, Holiday Savings, Vacation Savings, certificate, and checking Share Savings accounts. • Make loan payments to your Purdue Federal credit card or your Home Equity Line of Credit from your savings and checking accounts. • View scheduled and recent transfers, existing payees, scheduled bill payments and recent bill payments. • Search transactions by date, amount and check number. • - Make loan payments from your savings checking, Holiday Savings, Vacation Savings, and checking Share Savings accounts. • Cancel scheduled transfers and scheduled bill payments. • Make bill payments (scheduled, existing payee only)- Determine if a particular item has cleared. Your accounts can be accessed through under Text Banking via a mobile phonedevice or other approved access device(s). Text Banking will be available for your convenience 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each access. If you change your cell phone carrier, you will need to re-enroll in text banking through online banking. The following limitations on Text Banking transactions may apply: - There is no limit to the number of inquiries, transfers, or bill payments withdrawal requests you may make in any one (1) day. - See Section 2 for transfer limitations that may apply to these transactions.