EFT SERVICES. If approved, you may conduct any one (1) or more of the EFT services offered by the Credit Union.
EFT SERVICES. If approved, you may conduct any one or more of the EFT services offered by the Credit Union. Mastercard Debit Card. You may use your Card to purchase goods and services anyplace Mastercard is honored by participating merchants. However, you may not use your card to initiate any type of gambling transaction. If you wish to pay for goods or services over the Internet, you may be required to provide card member security information before you will be permitted to complete the transaction. You agree that you will not use your Card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your Card purchases will be deducted from your checking account. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transaction. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the “Rate Addendum and Schedule of Fees and Charges.” For other types of transactions, if the balance in your account is not sufficient to pay the transaction amount, the Credit Union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your Account, you agree to make payment of any overdrafts together with any service charges to the Credit Union according to the overdraft protection plan. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your card and personal identification number (PIN) in ATM/ITMs of the Credit Union or through networks at other machines or facilities as the Credit Union may designate. In addition, you may use your card without a PIN for certain transactions through various networks. However, provisions of this Agreement relating to MasterCard transactions do not apply to transactions processed through non-MasterCard networks. To initiate a MasterCard Debit transaction, you may sign a receipt, provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction over a MasterCard network. Please refer to the Member Liability section of this Agreement for terms and conditions. At the present time, you may also use your Card to: Make deposits to your savings, checking and money mar...
EFT SERVICES a. Automated Teller Machines (“ATMs”). You may use your Card and personal identification number (PIN) in ATMs of the credit union, and such other machines or facilities as the credit union may designate. At the present time, you may use your Card to: Withdraw cash from your savings, or checking accounts. Make deposits to your savings, or checking accounts (not all machines will accept deposits). Make inquiries on your savings or checking accounts.
EFT SERVICES. If approved, you may conduct any one or more of the EFT services offered by the Credit Union. PFFCU ATM Card. You may use your Card and PIN (Personal Identification Number) in automated teller machines of the Credit Union, Cirrus, Exchange networks, PLUS, STAR, CU24, and CU HERE networks and such other machines or facilities as the Credit Union may designate. At the present time, you may use your Card to. Make deposits to your savings and checking accounts. Withdraw funds from your savings and checking accounts. Transfer funds from your savings and checking accounts. Obtain balance information for your savings and checking accounts. Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at POS terminals that accept your Card. The following limitations on the frequency and amount of ATM transactions may apply: There is no limit on the number of cash withdrawals you may make in any one (1) day. You may withdraw up to a maximum of $500.00 in any one (1) day, if there are sufficient funds in your account. There is no limit on the number of POS transactions you may make in any one (1) day. You may purchase up to a maximum of $500.00 from POS terminals per day, if there are sufficient funds in your account. For security purposes, there are other limits on the frequency and amount of transfers available at ATMs. You may transfer up to the available balance in your accounts at the time of the transfer. Maximum ATM withdrawals and POS transactions per day of $1,000.00, if there are sufficient funds in your account. See “transfer limitations” section for any transactions. Because of the servicing schedule and processing time required in ATM operations, there may be a delay between the time a deposit (either cash or check) is made and when it will be available for withdrawal.
EFT SERVICES. If approved, you may conduct any one or more of the EFT services offered by the Credit Union. ATM You may use your Card and PIN (Personal Identification Number) in automated teller machines of the Credit Union, CIRRUS, Pulse and MoneyPass networks and such other machines or facilities as the Credit Union may designate. At the present time, you may use your Card to. Make deposits to your savings or checking accounts (Ohio Only). Withdraw available funds from your savings or checking accounts. Transfer available funds from your savings to your checking accounts. Transfer available funds from your checking to your savings accounts. Obtain balance information for your savings and your checking accounts. Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at POS terminals that accept your Card. The following limitations on the frequency and amount of ATM transactions may apply: You may withdraw up to a maximum of $300.00 in any one (1) day, if there are sufficient available funds in your account. Maximum cash deposit to an ATM machine is $9,999.99. You may purchase up to a maximum of $1,500.00 from POS terminals per day, if there are sufficient available funds in your account. For security purposes, there are other limits on the frequency and amount of transfers available at ATMs. You may transfer up to the available balance in your accounts at the time of the transfer. See “transfer limitations” section for any transactions. Because of the servicing schedule and processing time required in ATM operations, there may be a delay between the time a deposit (either cash or check) is made and when it will be available for withdrawal. MASTERCARD Debit Card You may use your Card to purchase goods and services from participating merchants. However, you may not use your card to initiate any type of gambling transaction. If you wish to pay for goods or services over the Internet, you may be required to provide card member security information before you will be permitted to complete the transaction. You agree that you will not use your Card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your Card purchases will be deducted from your checking account. For one-time debit transactions, you must consent to the Credit Union’s discretionary overdraft service plan in order for the transaction amount to be covered under the plan. With...
EFT SERVICES. The Credit Union offers you various electronic fund transfer services made possible by our advanced electronic data processing system. We may also provide plastic Automated Teller Machine (ATM) Cards or MasterCard Debit Cards (which are referred to throughout this agreement as “ATM/Debit Cards” or simply “Cards”) to various non-natural person members. In addition, we may provide Online Banking, and Audio Response (audio teller) services. Your use of the ATM/Debit card, Online Banking or Audio Response PIN, or your use of any of your accounts to conduct electronic fund transfers is subject to the terms and conditions contained in this agreement, to the terms and conditions applicable to any account for which an electronic fund transfer services is obtained, and to the rules and regulations of the credit union governing all or any such accounts.
EFT SERVICES. At the present time, you can authorize the following types of EFTs to or from your asset account(s) in the Credit Union:
EFT SERVICES a. Automated Teller Machines (“ATMs”). You may use your Card and personal identification number (PIN) in ATMs of the credit union and such other machines or facilities as the credit union may designate. At the present time, you may use your Card to: • Withdraw cash from your share draft and/or share accounts. • Make deposits to your share draft and/or share accounts. • Transfer funds between your savings and checking accounts. • Check the balance of your share draft and/or share accounts. • Pay for purchases at places that have services from VISA merchants. • Pay bills directly from you checking account.
EFT SERVICES. If approved, you may conduct any one or more of the EFT services offered by the Credit Union. ATM Card. You may use your Card and PIN (Personal Identification Number) in automated teller machines of the Credit Union, Cirrus and STAR networks and such other machines or facilities as the Credit Union may designate. At the present time, you may use your Card to. Make deposits to share draft or share savings account(s) with a debit card (at a shared branch ATM) Withdraw funds from your share savings and share draft accounts. Transfer funds from share draft to share savings Obtain balance information for your savings and checking accounts. The following limitations on the frequency and amount of ATM transactions may apply: There is no limit on the number of cash withdrawals you may make in any one (1) day up to your available balance. Daily withdrawal amounts will be disclosed to you at when your card is issued. For security purposes, there are other limits on the frequency and amount of transfers available at ATMs. You may transfer up to the available balance in your accounts at the time of the transfer. See “transfer limitations” section for any transactions. Because of the servicing schedule and processing time required in ATM operations, there may be a delay between the time a deposit (either cash or check) is made and when it will be available for withdrawal.
EFT SERVICES. You will immediately report to Us any lost or stolen orders and any unauthorized action or transaction on Your Account. You will request a stop payment on any lost or stolen orders. We are not liable if We pay any lost or stolen order that is forged or altered if the order would not have been paid if You had reported or stopped payment on it in a timely manner. You will notify Us immediately if any confidential information about Your Account is disclosed to an unauthorized person. You are responsible for any action or transaction involving Your Account made with the use of such information. If You report any unauthorized action or transaction on Your Account, You will cooperate with Us in Our investigation of the claim and prepare an affidavit and forgery report satisfactory to Us. You also will file a criminal report against any suspected alleged wrongdoing. If You fail to do so or if You enter into any settlement or restitution agreement with a wrongdoer without Our consent, You waive any claims against Us. We have a reasonable time to investigate any claimed loss and We have no obligation to provisionally credit Your Account. Our maximum liability is the lesser of actual damages proved or the amount of the unauthorized withdrawals, reduced by an amount which could have been avoided had You exercised ordinary care. In no event will We be liable for special or consequential damages or for attorneys’ fees. We will not be liable for any orders that are forged or altered in such a way that such forgery could not be reasonably detected.
