Common use of The Client undertakes to Clause in Contracts

The Client undertakes to. 1) provide the Bank with accurate and reliable information, as well as documents required for opening of the Account, issue of the Payment Card, in accordance with the requirements of the laws of the Republic of Kazakhstan and the internal documents of the Bank; 2) to properly fulfill his/her obligations under the Agreement and not to use the Payment Card for transactions contrary to the laws of the Republic of Kazakhstan and IPS rules; 3) to pay for the Bank's services in accordance with the Tariffs applicable on the date of the transaction on the Account; 4) ensure safety of the Payment Card, keep secret the PIN and other details of the Payment Card, not to transfer the Payment Card to third parties; 5) immediately notify the Bank in case of erroneous withdrawal or erroneous crediting of money from/to the Account or in case of an Unauthorized transaction, as well as in case of withdrawal of the Payment Card from XXX, XX or ATM; 6) to notify the Bank and return the Payment Card to the Bank in case of termination of use of the Payment Card due to its expiration date and/or termination of the Agreement; 7) bear the risk of misuse of the Payment Card and/or its details by third parties; 8) control the expenditure of money from the Account, prevent the formation of Overdraft; 9) notify the Bank in case of loss/theft/misuse of the Payment Card in accordance with subsection 5 of this Section; 10) to stop using the Payment Card upon receipt of the relevant notice from the Bank and repay the debt on the Account within 5 (five) business days from the date of receipt of the Bank's notice, as well as unconditionally reimburse in full amount the expenses and legal expenses incurred by the Bank related to the violation of obligations under the Agreement by the Client or related to Blocking of Payment Card, including it in the Stop-List (if any) and return the Payment Card to the Bank; 11) after execution of the Payment Document to determine the correctness of such execution and, in case of its erroneous execution, notify the Bank on the error detected within 3 (three) operational days after detection of execution of the erroneous payment, but not later than 3 (three) years from the date of execution of the erroneous instruction or unauthorized payment and (or) money transfer. In the notification of an erroneous payment the Customer shall specify the details of the Payment Document and the erroneous details detected by him/her; 12) to return the money within 24 (twenty-four) hours from the moment of detection of erroneously received at the ATM in excess of the amounts requested by the Client and indicated in the control slip of the ATM, as well as erroneously credited to the Account (if detected by the Client) in the manner prescribed by the Bank; 13) within 7 (seven) calendar days from the date of changes in the information submitted to the Bank, including but not limited to changes in personal data, address of permanent registration and actual residence, contact telephone numbers, as well as information that may affect the performance of obligations under the Agreement, notify the Bank of these changes by sending a relevant application to the Bank with the required documents confirming the changes in the information specified in this paragraph; 14) ensure submission of an application to the Bank for receipt of cash in the amount exceeding KZT 1 000 000 (one million) from the Account in the Bank not later than one business day before the scheduled date of their receipt; 15) be responsible for the consequences arising in connection with the use of the Payment Card, for which the Bank has removed or changed any restrictions/limits on service on the basis of the Client's application; 16) receive information from the Bank on disputable situations as a proof of occurrence of the consequences specified in sub-clause 11) of this clause. 7. Rights and obligations of the Bank

The Client undertakes to. 1) provide the Bank with accurate and reliable information, as well as documents required for opening of the Account, issue of the Payment Card, in accordance with the requirements of the laws of the Republic of Kazakhstan and the internal documents of the Bank; 2) to properly fulfill his/her obligations under the Agreement and not to use the Payment Card for transactions contrary to the laws of the Republic of Kazakhstan and IPS rules; 3) to pay for the Bank's services in accordance with the Tariffs applicable on the date of the transaction on the Account; 4) ensure safety of the Payment Card, keep secret the PIN and other details of the Payment Card, not to transfer the Payment Card to third parties; 5) immediately notify the Bank in case of erroneous withdrawal or erroneous crediting of money from/to the Account or in case of an Unauthorized transaction, as well as in case of withdrawal of the Payment Card from XXX, XX or ATM; 6) to notify the Bank and return the Payment Card to the Bank in case of termination of use of the Payment Card due to its expiration date and/or termination of the Agreement; 7) bear the risk of misuse of the Payment Card and/or its details by third parties; 8) control the expenditure of money from the Account, prevent the formation of Overdraft; 9) notify the Bank in case of loss/theft/misuse of the Payment Card in accordance with subsection 5 of this Section; 10) to stop using the Payment Card upon receipt of the relevant notice from the Bank and repay the debt on the Account within 5 (five) business days from the date of receipt of the Bank's notice, as well as unconditionally reimburse in full amount the expenses and legal expenses incurred by the Bank related to the violation of obligations under the Agreement by the Client or related to Blocking of Payment Card, including it in the Stop-List (if any) and return the Payment Card to the Bank; 11) after execution of the Payment Document to determine the correctness of such execution and, in case of its erroneous execution, notify the Bank on the error detected within 3 (three) operational days after detection of execution of the erroneous payment, but not later than 3 (three) years from the date of execution of the erroneous instruction or unauthorized payment and (or) money transfer. In the notification of an erroneous payment the Customer shall specify the details of the Payment Document and the erroneous details detected by him/her; 12) to return the money within 24 (twenty-four) hours from the moment of detection of erroneously received at the ATM in excess of the amounts requested by the Client and indicated in the control slip of the ATM, as well as erroneously credited to the Account (if detected by the Client) in the manner prescribed by the Bank; 13) within 7 (seven) calendar days from the date of changes in the information submitted to the Bank, including but not limited to changes in personal data, address of permanent registration and actual residence, contact telephone numbers, as well as information that may affect the performance of obligations under the Agreement, notify the Bank of these changes by sending a relevant application to the Bank with the required documents confirming the changes in the information specified in this paragraph; 14) ensure submission of that an application is submitted to the Bank for receipt of to receive cash from its Account with the Bank in the an amount exceeding KZT 1 000 000 1,000,000 (one million) (or its equivalent in foreign currency) no later than 4:00 PM on the business day preceding the receipt of cash from the Account in with the Bank not later than one business day before the scheduled date of their receiptBank; 15) be responsible for the consequences arising in connection with the use of the Payment Card, for which the Bank has removed or changed any restrictions/limits on service on the basis of the Client's application; 16) receive information from the Bank on disputable situations as a proof of occurrence of the consequences specified in sub-clause 11) of this clause. 7. Rights and obligations of the Bank

The Client undertakes to. 1) provide Provide the Bank with accurate and reliable information, as well as documents required for opening of the to open an Account, issue of the a Payment Cardcard, in accordance with the requirements of the laws legislation of the Republic of Kazakhstan and the internal documents Internal Documents of the Bank; 2) to properly Properly fulfill his/her the obligations under the this Agreement and not to use the Payment Card for to perform transactions contrary to the laws of the Republic of Kazakhstan and IPS rulesthe rules of the IPS; 3) to pay Pay for the Bank's services of the Bank in accordance with the Tariffs applicable in force on the date day of the transaction on the Account;. 4) ensure Ensure the safety of the Payment Cardcard, keep secret the PIN and other details of the Payment Cardpayment card details, do not to transfer the Payment Card card to third parties; 5) immediately Immediately notify the Bank in case upon detection of an erroneous withdrawal or erroneous crediting transfer of money from/to the Account or in case of when performing an Unauthorized transactionoperation, as well as in case of withdrawal of the Payment Card from XXXcard to the TSE, XX CASH POINT or ATM; 6) Upon termination of the use of the Payment card due to the expiration of its validity and/or upon termination of this Agreement, notify the Bank and return the Payment Card card to the Bank in case of termination of use of the Payment Card due to its expiration date and/or termination of the AgreementBank; 7) bear Bear the risk of misuse of the Payment Card card and/or its details by third parties; 8) control Control the expenditure spending of money from the Account, prevent the formation of an Overdraft; 9) notify Notify the Bank in case of loss/theft/misuse of the Payment Card card in accordance with subsection Article 5 of this Section;. 10) to stop using the Payment Card upon Upon receipt of the relevant notice from the Bank and repay Bank, stop using the debt on the Account Payment Card and, within 5 (five) business working days from the date of receipt of the Bank's notice, repay the debt on the Account, as well as unconditionally reimburse the Bank in full amount the of expenses and legal expenses costs incurred due to the violation by the Bank Client obligations under this Agreement, or related to the violation of obligations under the Agreement by the Client or related to Blocking of Payment Carda payment card, including depositing it in into the Stop-Stop List (if any) and return the Payment Card to the Bank;. 11) after After execution of the Payment Document to Document, determine the correctness of such execution and, in case of its erroneous execution, notify the Bank on about the error detected found within 3 (three) operational operation days after detection of detecting the execution of the an erroneous payment, but not no later than 3 (three) years from the date of execution of the erroneous instruction or unauthorized payment and (or) and/or money transfer. In the notification of an message about the erroneous payment by the Customer shall specify Client, the details of the Payment Document and the erroneous details detected revealed by him/herhim are indicated; 12) to return Return the money within 24 (twenty-four) hours from the moment of detection of erroneously wrongly received at in the ATM in excess of the amounts requested by the Client and indicated specified in the control slip check of the ATM, as well as erroneously mistakenly credited to the Account (if detected found by the Client) in the manner prescribed by the Bank; 13) within Within 7 (seven) calendar days from the date of changes in the information submitted provided to the Bank, including including, but not limited to to, changes in personal data, address of permanent registration and actual residenceresidence addresses, contact telephone numbersphones, as well as information that may affect the performance fulfillment of obligations under the AgreementAgreement , notify inform the Bank of about these changes by sending a relevant corresponding application to the Bank with the required attachment of the necessary documents confirming the fact of changes in the information specified in this paragraphclause; 14) ensure Ensure the submission of an application to the Bank for receipt of cash in the amount exceeding excess of KZT 1 000 000 1,000,000 (one million) from the your Bank Account in the Bank not no later than one business working day before the scheduled date planned day of their receipt; 15) be Be responsible for the consequences arising that have occurred in connection with the use of the a Payment Card, for card on which the Bank has removed or changed any certain restrictions/limits on service on the basis ground of the Client's ’s application; 16) As evidence of the consequences referred to clause 11) of the Agreement, to receive information from the Bank on disputable situations as a proof of occurrence of the consequences specified in sub-clause 11) of this clausedisputes. 7. Rights and obligations of the Bank