Common use of Total Debt Service Ratio Clause in Contracts

Total Debt Service Ratio. Not permit International’s Total Debt Service Ratio to be less than the following ratios as of the following dates: Total Debt Service Ratio Date 1.10 to 1 12/31/01 1.10 to 1 03/31/02 1.10 to 1 06/30/02 1.10 to 1 09/30/02 1.20 to 1 12/31/02 1.20 to 1 03/31/03 1.20 to 1 06/30/03 1.20 to 1 09/30/03

Total Debt Service Ratio. Not permit International’s 's Total Debt Service Ratio to be less than the following ratios as of the following dates: Total Debt Service Ratio Date 1.10 ------------------------ ---- 0.61 to 1 09/30/01 0.60 to 1 12/31/01 1.10 0.70 to 1 03/31/02 1.10 0.90 to 1 06/30/02 1.10 1.00 to 1 09/30/02 1.20 to 1 12/31/02 1.20 to 1 03/31/03 1.20 to 1 06/30/03 1.20 to 1 09/30/03

Total Debt Service Ratio. Not permit International’s Total Debt Service Ratio to be less than the following ratios as of the following dates: Total Debt Service Ratio Date 1.10 0.61 to 1 09/30/01 0.60 to 1 12/31/01 1.10 0.53 to 1 03/31/02 1.10 0.77 to 1 06/30/02 1.10 0.81 to 1 09/30/02 1.20 to 1 12/31/02 1.20 to 1 03/31/03 1.20 to 1 06/30/03 1.20 to 1 09/30/03

Total Debt Service Ratio. Not permit International’s Total Debt Service Ratio to be less than the following ratios as of the following dates: Total Debt Service Ratio Date 1.10 0.60 to 1 12/31/01 1.10 0.53 to 1 03/31/02 1.10 0.90 to 1 06/30/02 1.10 1.00 to 1 09/30/02 1.20 to 1 12/31/02 1.20 to 1 03/31/03 1.20 to 1 06/30/03 1.20 to 1 09/30/03