Common use of Transfer/Payment Authorization and Sufficient Available Funds Clause in Contracts

Transfer/Payment Authorization and Sufficient Available Funds. You authorize Hometown Bank to withdraw, debit or charge the necessary funds from your designated account in order to complete all of your designated transfers and payments. • You agree that you will instruct us to make a withdrawal only when a sufficient balance is or will be available in your accounts at the time of the withdrawal. • The completion of a transfer or payment is subject to the availability of sufficient funds (including any overdraft protection plans) at the time the transaction is posted. If enough funds to complete the transfer or payment are not available, we may either (i) complete the transaction and overdraw the account or (ii) refuse to complete the transaction. In either case, we may charge a non-sufficient funds (NSF), returned item, overdraft, AOD, or similar fee. Please refer to the applicable account agreement and fee schedule for details. If you schedule a transfer from an account maintained at another financial institution and there are insufficient funds in that account, you may be charged a fee by that financial institution. • At our option, we may make a further attempt to issue the payment or process the transfer request. • Hometown Bank is under no obligation to inform you if it does not complete a payment or transfer because there are non-sufficient funds or credit in your account to process the transaction. In this case, you are responsible for making alternate arrangements or rescheduling the payment or transfer.

Transfer/Payment Authorization and Sufficient Available Funds. You authorize Hometown Xxxxx State Bank to withdraw, debit or charge the necessary funds from your designated account in order to complete all of your designated transfers and payments. • You agree that you will instruct us to make a withdrawal only when a sufficient balance is or will be available in your accounts at the time of the withdrawal. • The completion of a transfer or payment is subject to the availability of sufficient funds (including any overdraft protection plans) at the time the transaction is posted. If enough funds to complete the transfer or payment are not available, we may either (i) complete the transaction and overdraw the account or (ii) refuse to complete the transaction. In either case, we may charge a non-sufficient funds (NSF), returned item, overdraft, AOD, or similar fee. Please refer to the applicable account agreement and fee schedule for details. If you schedule a transfer payment from an account maintained at another financial institution and there are insufficient funds in that account, you may be charged a fee by that financial institution. • At our option, we may make a further attempt to issue the payment or process the transfer request. • Hometown Xxxxx State Bank is under no obligation to inform you if it does not complete a payment or transfer because there are non-sufficient funds or credit in your account to process the transaction. In this case, you are responsible for making alternate arrangements or rescheduling the payment or transfertransfer within Online Banking.

Transfer/Payment Authorization and Sufficient Available Funds. You authorize Hometown Glenwood State Bank to withdraw, debit or charge the necessary funds from your designated account in order to complete all of your designated transfers and payments. • You agree that you will instruct us to make a withdrawal only when a sufficient balance is or will be available in your accounts at the time of the withdrawal. • The completion of a transfer or payment is subject to the availability of sufficient funds (including any overdraft protection plans) at the time the transaction is posted. If enough funds to complete the transfer or payment are not available, we may either (i) complete the transaction and overdraw the account or (ii) refuse to complete the transaction. In either case, we may charge a non-sufficient funds (NSF), returned item, overdraft, AOD, or similar fee. Please refer to the applicable account agreement and fee schedule for details. If you schedule a transfer payment from an account maintained at another financial institution and there are insufficient funds in that account, you may be charged a fee by that financial institution. • At our option, we may make a further attempt to issue the payment or process the transfer request. • Hometown Glenwood State Bank is under no obligation to inform you if it does not complete a payment or transfer because there are non-sufficient funds or credit in your account to process the transaction. In this case, you are responsible for making alternate arrangements or rescheduling the payment or transfertransfer within Online Banking.

Transfer/Payment Authorization and Sufficient Available Funds. You authorize Hometown Glenwood State Bank to withdraw, debit or charge the necessary funds from your designated account in order to complete all of your designated transfers and payments. • You agree that you will only transfer money from an account owned by you, whether from a Glenwood State Bank account or another financial institution. Any attempt to transfer money from an account not owned by you may be illegal and considered fraudulent if not authorized by the owner of that account, and may be reported to law enforcement. • You agree that you will instruct us to make a withdrawal only when a sufficient balance is or will be available in your accounts at the time of the withdrawal. • The completion of a transfer or payment is subject to the availability of sufficient funds (including any overdraft protection plans) at the time the transaction is posted. If enough funds to complete the transfer or payment are not available, we may either (i) complete the transaction and overdraw the account or (ii) refuse to complete the transaction. In either case, we may charge a non-sufficient funds (NSF), returned item, overdraft, AOD, or similar fee. Please refer to the applicable account agreement and fee schedule for details. If you schedule a transfer payment from an account maintained at another financial institution and there are insufficient funds in that account, you may be charged a fee by that financial institution. • At our option, we may make a further attempt to issue the payment or process the transfer request. • Hometown Glenwood State Bank is under no obligation to inform you if it does not complete a payment or transfer because there are non-sufficient funds or credit in your account to process the transaction. In this case, you are responsible for making alternate arrangements or rescheduling the payment or transfertransfer within Online Banking.

Transfer/Payment Authorization and Sufficient Available Funds.  You authorize Hometown Bank to withdraw, debit or charge the necessary funds from your designated account in order to complete all of your designated transfers and payments. •  You agree that you will instruct us to make a withdrawal only when a sufficient balance is or will be available in your accounts at the time of the withdrawal. •  The completion of a transfer or payment is subject to the availability of sufficient funds (including any overdraft protection plans) at the time the transaction is posted. If enough funds to complete the transfer or payment are not available, we may either (i) complete the transaction and overdraw the account or (ii) refuse to complete the transaction. In either case, we may charge a non-sufficient funds (NSF), returned item, overdraft, AOD, or similar fee. Please refer to the applicable account agreement and fee schedule for details. If you schedule a transfer from an account maintained at another financial institution and there are insufficient funds in that account, you may be charged a fee by that financial institution. •  At our option, we may make a further attempt to issue the payment or process the transfer request. •  Hometown Bank is under no obligation to inform you if it does not complete a payment or transfer because there are non-sufficient funds or credit in your account to process the transaction. In this case, you are responsible for making alternate arrangements or rescheduling the payment or transfer.

Transfer/Payment Authorization and Sufficient Available Funds.  You authorize Hometown Bank to withdraw, debit or charge the necessary funds from your designated account in order to complete all of your designated transfers and payments. •  You agree that you will instruct us to make a withdrawal only when a sufficient balance is or will be available in your accounts at the time of the withdrawal. •  The completion of a transfer or payment is subject to the availability of sufficient funds (including any overdraft protection plans) at the time the transaction is posted. If enough funds to complete the transfer or payment are not available, we may either (i) complete the transaction and overdraw the account or (ii) refuse to complete the transaction. In either case, we may charge a non-sufficient funds (NSF), returned item, overdraft, AOD, or similar fee. Please refer to the applicable account agreement Account Agreement and fee schedule for details. If you schedule a transfer payment from an account maintained at another financial institution and there are insufficient funds in that account, you may be charged a fee by that financial institution. •  At our option, we may make a further attempt to issue the payment or process the transfer request. • Hometown  Bank is under no obligation to inform you if it does not complete a payment or transfer because there are non-sufficient funds or credit in your account to process the transaction. In this case, you are responsible for making alternate arrangements or rescheduling the payment or transfertransfer within Online Banking.