Common use of Unacceptable Items for Deposit Clause in Contracts

Unacceptable Items for Deposit. You understand and agree that you will not use the Service to deposit the following items: • Any third party check or item, i.e., any item that is made payable to another party and then endorsed to you by such party, checks or items originally payable to any person or entity other than you • Any check or item drawn on your personal account at CU SoCal • Any check or item containing restrictive endorsements • Any check or item that contains evidence of alteration to the information on the check • Any check or item previously converted to a “substitute check,” as defined in Regulation CC • Any check or item issued to you by a financial institution in a foreign country • Any check or item that is a “remotely created check” as define by Regulation CC • Any check or item that is “stale dated,” expired, or “postdated”, checks dated more than six months prior to the date of deposit • Any check or item that is “non-negotiable” (whether stamped in print or as a watermark) • Any check or item that has been re-deposited or returned such as “non-sufficient funds” or “refer to maker” or returned for any other reason • Any check or item that is incomplete • Any check or item not made payable in United States currency • Any check or item drawn on a financial institution located outside the United States • Any check or item prohibited by the Credit Union’s current procedures relating to the Service or which are otherwise not acceptable under the terms of your Account • Cash • Savings Bonds Deposits of this nature may result in the immediate termination of the Service and an immediate reversal of the transaction or credit to your Account. A reversal means the amount of the item(s) deposited will be removed from your Account and will reduce your Account balance. The reversal may also result in a negative balance on your Account.

Unacceptable Items for Deposit. You understand and agree that you will not use the Service Mobile Deposit to scan and deposit the following items: •  Any third party check or item, i.e., any item drawn on your personal account in which the deposit is being made;  Any check that is made payable to another party and then endorsed to you by such party, checks or items originally payable to any person or entity other than you • ;  Any check or item drawn on your personal account at CU SoCal • that appears to contain altered information;  Any check or item containing restrictive endorsements • payable jointly, unless deposited into an account in the name of all payees;  Any check or item that contains evidence of alteration to the information on the check • Any check or item previously converted to a “substitute check,” , as defined in Regulation CC • Reg. CC;  Any check or item issued to you by drawn on a financial institution located outside the United States or is written in a foreign country • an amount in non U.S. currency;  Any check or item that is a “remotely created check” , as define by Regulation CC • defined in Reg. CC;  Any check or item that is “stale dated,” expired, or “postdated”, checks dated more than six 6 months prior to the date of deposit • deposit;  Any check or item that is with “non-negotiable,” “void,” or other word or phrase indicating that the check is not valid (whether stamped in print or as a watermark) • );  Any check or item that is incomplete;  Any check that has been re-deposited or returned such as “non-sufficient funds” or “refer to refer-to-maker” or returned for any other reason • reason;  Any check that has previously been negotiated or item that is incomplete • deposited into any account at Via Credit Union or any other financial institution;  Any check or item not made payable in United States currency • that has previously been submitted for deposit and subsequently rejected by us;  Any check on which a stop payment order has been issued or item drawn on a financial institution located outside the United States • Any check or item prohibited by the for which there are insufficient funds;  Money Orders;  Traveler’s Checks;  Insurance drafts;  Tax Refund Checks;  Credit Union’s current procedures relating to the Service or which are otherwise not acceptable under the terms of your Account • Cash • card cash advance checks; and  Savings Bonds Bonds. Deposits of this nature may will result in the immediate termination of the Service Mobile Deposit and an immediate reversal of the transaction or credit to your Account. A reversal means the amount of the item(s) deposited will be removed from your Account and will reduce your Account balance. The reversal may also result in a negative balance on in your Account.

Unacceptable Items for Deposit. You understand and agree that you will not use the Service to deposit the following itemsitems using Mobile Deposit: • Any item previously negotiated or “cashed” at another financial institution or other Levo CU location or deposit channel causing the same drawer’s account to be debited twice. • Any third party check or itemcheck, i.e., any item that is made payable to another party and then endorsed to you by such said party, checks or items originally payable to any person or entity other than you . • Any check or item drawn on your personal the same account at CU SoCal that you are depositing to. • Any check or item containing restrictive endorsements • Any check or item that contains evidence of alteration to the information on the check check, or which you know or suspect is fraudulent or otherwise not authorized by the owner of the account. • Any check or item previously converted to a “substitute check,” as defined in Regulation CC • Any check or item issued to you by a financial institution in a foreign country • Any check or item that is a “remotely created check” as define by Regulation CC • Any check or item that is “stale dated,” expired, or “postdated”, checks dated more than six months prior to the date of deposit • Any check or item that is “non-negotiable” (whether stamped in print or as a watermark) ). • Any check previously converted to a “substitute check,” as defined in Regulation CC. • Any item issued to you by a financial institution in a foreign country or not payable in U.S. currency. • Any item that is “stale dated” more than six (6) months prior to deposit. • Any item that is “postdated” after the date of deposit. • Any item that is incomplete. • Any item that has been re-deposited or returned such as “non-sufficient funds” or “refer to maker” or returned for any other reason reason. • Any check item on which a stop payment order has been issued or item that is incomplete to which there are “non-sufficient funds”. • Any check or item not made payable in United States currency • Any check or item drawn on a financial institution located outside the United States • Any check or item prohibited by the Credit Union’s current procedures relating to the Service or which are otherwise not acceptable under the terms of your Account • Cash Cash. • Savings Bonds Bonds. Deposits of this nature may result in the immediate termination of the Service Mobile Deposit and an immediate reversal of the transaction or credit to your Accountaccount. A reversal means the amount of the item(s) deposited will be removed from your Account account and will reduce your Account account balance. The reversal may also result in a negative balance on in your Accountaccount and applicable fees may be applied.

Unacceptable Items for Deposit. You understand and agree that you will not use the Service to scan and deposit the following items: •  Any third party check or item, i.e., any item drawn on your personal account in which the deposit is being made;  Any check that is made payable to another party and then endorsed to you by such party, checks or items originally payable to any person or entity other than you • ;  Any check or item drawn on your personal account at CU SoCal • that appears to contain altered information;  Any check or item containing restrictive endorsements • payable jointly, unless deposited into an account in the name of all payees;  Any check or item that contains evidence of alteration to the information on the check • Any check or item previously converted to a “substitute check,” , as defined in Regulation CC • Reg. CC;  Any check or item issued to you by drawn on a financial institution located outside the United States or is written in a foreign country • an amount in non U.S. currency;  Any check or item that is a “remotely created check” , as define by Regulation CC • defined in Reg. CC;  Any check or item that is “stale dated,” expired, or “postdated”, checks dated more than six 6 months prior to the date of deposit • deposit;  Any check or item that is with “non-negotiable,” “void,” or other word or phrase indicating that the check is not valid (whether stamped in print or as a watermark) • );  Any check or item that is incomplete;  Any check that has been re-deposited or returned such as “non-sufficient funds” or “refer to refer-to-maker” or returned for any other reason • reason;  Any check that has previously been negotiated or item that is incomplete • deposited into any account at Heritage Federal or any other financial institution;  Any check or item not made payable in United States currency • that has previously been submitted for deposit and subsequently rejected by us;  Any check on which a stop payment order has been issued or item drawn on a financial institution located outside the United States • Any check or item prohibited by the for which there are insufficient funds;  Money Orders;  Traveler’s Checks;  Insurance drafts;  Credit Union’s current procedures relating to the Service or which are otherwise not acceptable under the terms of your Account • Cash • card cash advance checks; and  Savings Bonds Bonds. Deposits of this nature may will result in the immediate termination of the Service and and) an immediate reversal of the transaction or credit to your Account. A reversal means the amount of the item(s) deposited will be removed from your Account and will reduce your Account balance. The reversal may also result in a negative balance on in your Account.

Unacceptable Items for Deposit. You understand and agree that you will not use the Service Mobile Deposit to scan and deposit the following items: •  Any third party check or item, i.e., any item drawn on your personal account in which the deposit is being made;  Any check that is made payable to another party and then endorsed to you by such party, checks or items originally payable to any person or entity other than you • ;  Any check or item drawn on your personal account at CU SoCal • that appears to contain altered information;  Any check or item containing restrictive endorsements • payable jointly, unless deposited into an account in the name of all payees;  Any check or item that contains evidence of alteration to the information on the check • Any check or item previously converted to a “substitute check,” , as defined in Regulation CC • Reg. CC;  Any check or item issued to you by drawn on a financial institution located outside the United States or is written in a foreign country • an amount in non U.S. currency;  Any check or item that is a “remotely created check” , as define by Regulation CC • defined in Reg. CC;  Any check or item that is “stale dated,” expired, or “postdated”, checks dated more than six 6 months prior to the date of deposit • deposit;  Any check or item that is with “non-negotiable,” “void,” or other word or phrase indicating that the check is not valid (whether stamped in print or as a watermark) • );  Any check or item that is incomplete;  Any check that has been re-deposited or returned such as “non-sufficient funds” or “refer to refer-to-maker” or returned for any other reason • reason;  Any check that has previously been negotiated or item that is incomplete • deposited into any account at Via Credit Union or any other financial institution;  Any check or item not made payable in United States currency • that has previously been submitted for deposit and subsequently rejected by us;  Any check on which a stop payment order has been issued or item drawn on a financial institution located outside the United States • Any check or item prohibited by the for which there are insufficient funds;  Money Orders;  Traveler’s Checks;  Insurance drafts;  Credit Union’s current procedures relating to the Service or which are otherwise not acceptable under the terms of your Account • Cash • card cash advance checks; and  Savings Bonds Bonds. Deposits of this nature may will result in the immediate termination of the Service Mobile Deposit and an immediate reversal of the transaction or credit to your Account. A reversal means the amount of the item(s) deposited will be removed from your Account and will reduce your Account balance. The reversal may also result in a negative balance on in your Account.