Common use of Unavailability of Services Clause in Contracts

Unavailability of Services. I understand and agree that the Services may at times be temporarily unavailable due to the Bank’s system maintenance or technical difficulties including those of the Internet service provider, cellular service provider and Internet software. In the event that the Services are unavailable, I acknowledge that I can deposit an original check by mailing the original check to the mailing address on the Bank’s website. It is my sole responsibility to verify that items deposited using the Services have been received and accepted for deposit by you. However, you will email notification of items that are rejected by the next business day following rejection. Business Days and Hours Your business days are Monday through Friday, excluding Federal Holidays. Your business hours are 9:00 a.m. to 5:00 p.m., Pacific Time, each business day. I understand deposits received after 3:00 p.m. will be posted the following business day. Funds Availability I agree that items transmitted through the Services are not subject to the funds availability requirements of Federal Reserve Board Regulation CC. Funds deposited using the Mobile Deposit services will be available the fifth (5th) business day after the day of your deposit. The Bank may, but is not required to, make such funds available sooner based on such factors as credit worthiness, the length and extent of my relationship with the Bank, transaction and experience information, and other such factors as the Bank, in its sole discretion, deems relevant. Deposits received before 3:00 PM (PT) Monday through Friday, excluding Federal Holidays, will post that same day. Deposits received after 3:00 PM (PT) will be posted the following business day. It is the sole responsibility of each customer to verify that items deposited using the Services have been received and accepted for deposit. Customers understand that any amount credited for items deposited using the Services is provisional credit and agree to indemnify the Bank against any loss suffered because of acceptance of the remotely deposited check.

Unavailability of Services. I understand and agree that the Services may at times be temporarily unavailable due to the Bank’s system maintenance or technical difficulties difficulties, including without limitation those of the Internet service provider, cellular service provider and Internet software. In the event that the Services are unavailable, I acknowledge that I can deposit an original check at your branches or through your ATMs or by mailing the original check to the mailing address on the Bank’s websiteyou at 000 X Xxxxxxxxx Xxx Xxxxxx Xxxxx XX 00000. It is my sole responsibility to verify that items deposited using the Services have been received and accepted for deposit by you. HoweverYou will send notification, you will by email notification or other method, of items that are rejected by the next business day following rejection. I understand that you may add, delete or change the feature or functionality of the Service, at any time, at your discretion. Business Days Day and Hours Your business days are Monday through Friday, excluding Federal Holidays. Your business hours are 9:00 a.m. to 5:00 p.m., Pacific Time, each business dayAvailability Disclosure. I understand deposits received the Services are available Monday through Friday between 8:00 a.m. to 3:00 p.m., Central Time, excluding holidays, any other day you are not open for business, or such other hours as established by you from time to time. Transmissions processed after 3:00 p.m. will be posted these business hours on a business day, or on any other day that is not a business day are treated as occurring on the following next business day. Funds Availability Availability. I understand and agree that items transmitted through that, for purposes of deposits made using the Services are not subject Services, the place of deposit is Vernon Hills, Illinois. With regard to the funds availability requirements of Federal Reserve Board Regulation CC. Funds deposited deposits made using the Mobile Deposit services will be available Services, please review Member Service Agreement – Funds Availability Disclosure. Additional delays may occur on a case-by-case basis. For determining the fifth (5th) availability of my deposits, every day is a business day after except Saturdays, Sundays, and Federal Holidays. Please note that the day Expedited Funds Availability Act (Reg. CC) does not apply to deposits made using the Service, thus for determining funds availability, the terms of your depositthis Disclosure and Agreement apply. The Bank may, but is not required to, make such If I need the funds from a deposit made available sooner based on such factors as credit worthinessthan provided under the Services, the length I understand I should contact BCU. Internal Controls and extent of my relationship with the Bank, transaction and experience information, and other such factors as the Bank, in its sole discretion, deems relevantAudit. Deposits received before 3:00 PM (PT) Monday through Friday, excluding Federal Holidays, will post that same day. Deposits received after 3:00 PM (PT) will be posted the following business day. It is the sole responsibility of each customer to verify that items deposited using the Services have been received and accepted for deposit. Customers I understand that any amount credited for items deposited using the Services is provisional credit and agree to indemnify adhere to the Bank against any loss suffered because of acceptance of the remotely deposited checkinternal controls and Audit requirements as described in this Disclosure and Agreement.

Unavailability of Services. I understand and agree that the Services may at times be temporarily unavailable due to the Bank’s ECU system maintenance or technical difficulties including those of the Internet service provider, cellular service provider and Internet software. In the event that the Services are unavailable, I acknowledge that I can deposit an original check at any ECU branch or through an ECU deposit capable ATM or by mailing the original check to the mailing address on the Bank’s websiteECU at X.X. Xxx 0000, Xxxxxxxxx, XX, 00000. It is my sole responsibility to verify that items deposited using the Services have been received and accepted for deposit by youECU. However, you ECU will send email notification of items that are rejected by the next business day following rejection. Business Days Day and Hours Your Availability Disclosure ECU’s business days are Monday through Friday, excluding Federal Holidaysexcept holidays. Your ECU’s business hours are 9:00 7:30 a.m. to 5:00 5:30 p.m., Pacific Eastern Time, each business day. I understand deposits received after 3:00 p.m. will be posted the following business day. Funds Availability I understand and agree that, for purposes of deposits made using the Services, the place of deposit is Kingsport, Tennessee. I also understand and agree that items transmitted through the Services availability of my funds will depend on the day and time they are not subject to deposited. In determining the availability of funds availability requirements of Federal Reserve Board Regulation CC. Funds deposited using the Mobile Deposit services will be available the fifth (5th) Services, every day is a business day after the day of your deposit. The Bank mayday, but is not required toexcept Saturdays, make such funds available sooner based on such factors as credit worthiness, the length and extent of my relationship with the Bank, transaction and experience informationSundays, and other such factors as the Bank, in its sole discretion, deems relevantcredit union and federal holidays. Deposits received before 3:00 PM (PT) Monday through Friday, excluding Federal Holidays, will post that same dayPlease refer to ECU’s Funds Availability Policy for further details. Deposits received after 3:00 PM (PT) will be posted the following business day. It is the sole responsibility of each customer to verify that items deposited using the Services have been received Internal Controls and accepted for deposit. Customers Audit I understand that any amount credited for items deposited using the Services is provisional credit and agree to indemnify adhere to the Bank against any loss suffered because Internal Controls as described in this agreement and further detailed within this section. Furthermore, I agree to comply with the Audit requirements prescribed by the Credit Union within this Agreement. Accountholder’s Warranties I make the following warranties and representations with respect to each image of acceptance of an original check I transmit to ECU utilizing the remotely deposited check.Services:

Unavailability of Services. I understand and agree that the Services may at times be temporarily unavailable due to the Bank’s system maintenance or technical difficulties difficulties, including without limitation those of the Internet service provider, cellular service provider and Internet software. In the event that the Services are unavailable, I acknowledge that I can deposit an original check at your branches or through your ATMs or by mailing the original check to the mailing address on the Bank’s websiteyou at 000 X Xxxxxxxxx Xxx Xxxxxx Xxxxx XX 00000. It is my sole responsibility to verify that items deposited using the Services have been received and accepted for deposit by you. HoweverYou will send notification, you will by email notification or other method, of items that are rejected by the next business day following rejection. I understand that you may add, delete or change the feature or functionality of the Service, at any time, at your discretion. Business Days Day and Hours Your business days are Monday through Friday, excluding Federal Holidays. Your business hours are 9:00 a.m. to 5:00 p.m., Pacific Time, each business dayAvailability Disclosure. I understand deposits received the Services are available Monday through Friday between 8:00 a.m. to 4:00 p.m., Central Time, excluding holidays, any other day you are not open for business, or such other hours as established by you from time to time. Transmissions processed after 3:00 p.m. will be posted these business hours on a business day, or on any other day that is not a business day are treated as occurring on the following next business day. Funds Availability Availability. I understand and agree that items transmitted through that, for purposes of deposits made using the Services are not subject Services, the place of deposit is Vernon Hills, Illinois. With regard to the funds availability requirements of Federal Reserve Board Regulation CC. Funds deposited deposits made using the Mobile Deposit services Services, for accounts without compensating funds (available funds already in the account to cover the deposit if it is returned unpaid), the first $500 of funds from my deposit will be made available as a provisional credit on the date BCU accepts the deposit. For deposits that exceed this amount, the funds in excess of $500, up to $5,000, may not be made available until two (2) business days after the date in which you accept the deposit. If my deposit exceeds $5,000, the funds in excess of $5,000 may not be made available until the fifth (5th5) business day after the day of your date you accept my deposit. The Bank mayFor new accounts, but special rules apply to the availability of deposits within the first 30 calendar days of account opening. For new accounts, the first $100 will be made available as a provisional credit, and funds in excess of this amount may not be available until the seventh (7) business day after the date you accept my deposit. Additional delays may occur on a case-by-case basis. For determining the availability of my deposits, every day is a business day except Saturdays, Sundays, and Federal Holidays. Please note that the Expedited Funds Availability Act (Reg. CC) does not required toapply to deposits made using the Service, make such thus for determining funds availability, the terms of this Disclosure and Agreement apply. If I need the funds from a deposit made available sooner based on such factors as credit worthinessthan provided under the Services, the length I understand I should contact BCU. Internal Controls and extent of my relationship with the Bank, transaction and experience information, and other such factors as the Bank, in its sole discretion, deems relevantAudit. Deposits received before 3:00 PM (PT) Monday through Friday, excluding Federal Holidays, will post that same day. Deposits received after 3:00 PM (PT) will be posted the following business day. It is the sole responsibility of each customer to verify that items deposited using the Services have been received and accepted for deposit. Customers I understand that any amount credited for items deposited using the Services is provisional credit and agree to indemnify adhere to the Bank against any loss suffered because of acceptance of the remotely deposited checkinternal controls and Audit requirements as described in this Disclosure and Agreement.