Common use of Unavailability of Services Clause in Contracts

Unavailability of Services. You understand and agree that the Services may at times be temporarily unavailable due to system maintenance or technical difficulties including those of the Internet service provider, cellular service provider and Internet software. In the event that the Services are unavailable, you acknowledge that you can deposit an original check at our branches or through our ATMs or by mailing the original check to us at 0000 Xxxxxxx Xxxx, Xxxxxxxx, Xxxxxx 00000. It is your sole responsibility to verify that items deposited using the Services have been received and accepted for deposit by us. However, we will email notification of items that are rejected by the next business day following rejection. Business Days. For purposes of this Disclosure and Agreement, our business days are Monday through Friday. Saturdays, Sundays and federal holidays are not included. Funds Availability. You understand that following our receipt and processing of the image, funds from the check will be made available for your withdrawal and/or use in accordance with the terms and conditions of our Funds Availability Policy previously provided to you, as amended from time to time, which is incorporated herein by reference. For purposes of determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and federal holidays. If you transmit a check image through the Services before 1:00 p.m. HST on a business day that we are open, we will consider that day to be the day of your deposit. However, if you transmit a check image through the Services after 1:00 p.m. HST, or on a day we are not open, we will consider the deposit to have been made on the next business day we are open. You understand and agree that, for purposes of deposits made using the Services, the place of deposit is Honolulu, Hawaii. You understand that we may make such funds available sooner based on such factors as creditworthiness, the length and extent of your relationship with us, transaction and experience information, and such other factors as we, in our sole discretion, deem relevant. You also understand that credit is provisional until settlement is final. Accountholder’s Warranties. You make the following warranties and representations with respect to each image of an original check you transmit to us utilizing the Services:

Unavailability of Services. You I understand and agree that the Services may at times be temporarily unavailable due to the Financial Institution's system maintenance or technical difficulties including those of the Internet service provider, cellular service provider and Internet software. In the event that the Services are unavailable, you I acknowledge that you I can deposit an original check at our your branches or through our your ATMs or by mailing the original check to us you at Deere Employees Credit Union, 0000 Xxxxxxx Xxxx00xx Xxxxxx, XxxxxxxxXxxxxx, Xxxxxx XX 00000. It is your my sole responsibility to verify that items deposited using the Services have been received and accepted for deposit by usyou. However, we you will email notification of items that are rejected by the next business day following rejection. Business DaysDays and Hours. For purposes of this Disclosure and Agreement, our The Credit Union's business days and hours are Monday through FridayFriday 8:00am – 5:00pm, excluding Federal holidays. SaturdaysContact Information: Deere Employees Credit Union | 0000 00xx Xxx | Xxxxxx, Sundays and federal holidays are not included. XX 00000 |xxxxxxx@xxxxxxxxxxxxxxxx.xxx | (000) 000-0000 Funds Availability. You I understand that following and agree that, for purposes of deposits made using the Services, the place of deposit is Moline, IL. With regard to the availability of deposits made using the Services, such funds will be available as set forth below. For additional information, please refer to the "Important Account Information for our receipt and processing of the image, Members". YOUR ABILITY TO WITHDRAW FUNDS: Our general policy is to make funds from your cash and check deposits available to you on the check same day we receive your deposit. Electronic direct deposits will be made available for your withdrawal and/or use in accordance with on the terms and conditions of our Funds Availability Policy previously provided day we receive the deposit. Once the funds are available, you will have full access to you, as amended from time to time, which is incorporated herein by referencethose funds. For purposes of determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and federal holidaysFederal Holidays. If you transmit make a check image through the Services deposit before 1:00 4:00 p.m. HST on a business day that we are open, we will consider that day to be the day of your deposit. However, if you transmit make a check image through the Services deposit after 1:00 4:00 p.m. HST, or on a day we are not open, we will consider that the deposit to have been was made on the next business day we are open. You understand and agree thatLONGER DELAYS MAY APPLY: In some cases, for purposes we will not make all of deposits made using the Servicesfunds that you deposit by check available to you on the same day of your deposit. Depending on the type of check that you deposit, funds may not be available until the place second (2nd) business day after the day of your deposit. The first $300 of your deposits, however, may be available on the first (1st) business day. If we are not going to make all of the funds from your deposit available on the first (1st) business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is Honolulunot made directly to one of our employees, Hawaiior if we decide to take this action after you have left the premises, we will mail you the notice by the day after we receive your deposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available. In addition, funds you deposit by check may be delayed for a longer period under the following circumstances: • We believe a check you deposit will not be paid. • You understand deposit checks totaling more than $250,000 on any one day. • You deposit checks totaling more than $325,000 within a 30 day rolling period. • You redeposit a check that has been returned unpaid. • There is an emergency, such as failure of computer or communications equipment. • We will notify you if we may make such delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available sooner based on such factors as creditworthiness, no later than the length and extent fifth (5th) business day after the day of your relationship with us, transaction and experience information, and such other factors as we, in our sole discretion, deem relevant. You also understand that credit is provisional until settlement is final. Accountholder’s Warranties. You make the following warranties and representations with respect to each image of an original check you transmit to us utilizing the Services:deposit.

Unavailability of Services. You I understand and agree that the Services may at times be temporarily unavailable due to the Financial Institution’s system maintenance or technical difficulties including those of the Internet service provider, cellular service provider and Internet software. In the event that the Services are unavailable, you I acknowledge that you I can deposit an original check at our your branches or through our ATMs or by mailing the original check to us you at 0000 Xxxxxxx XxxxXX Xxx 00000, XxxxxxxxXxxxxxx, Xxxxxx XX 00000. It is your my sole responsibility to verify that items deposited using the Services have been received and accepted for deposit by usyou. However, we you will email notification of items that are rejected by the next business day following rejection. Business DaysDays and Hours. For purposes of this Disclosure and Agreement, our business days are Monday through Friday. Saturdays, Sundays and federal holidays are not included. xxxxx://xxx.xxxxxx.xxx/contact/branch-locations.php Funds Availability. You I understand that following our receipt and processing agree that, for purposes of deposits made using the imageServices, the place of deposit is Houston, TX. YOUR ABILITY TO WITHDRAW FUNDS AT JSC FEDERAL CREDIT UNION. Our policy is to make funds from your cash and check deposits available to you on the check same business day as the day we receive your deposit. Once the funds are available, you can withdraw them in cash and/or we will be made available for your withdrawal and/or use in accordance with the terms and conditions of our Funds Availability Policy previously provided them to you, as amended from time to time, which is incorporated herein by referencepay checks that you have written. For purposes of determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and federal holidays. If you transmit make a check image through the Services deposit before 1:00 p.m. HST 6:00pm on a business day that we are open, we will consider that day to be the day of your deposit. However, if you transmit make a check image through the Services deposit after 1:00 p.m. HST, 6:00pm or on a day we are not open, we will consider that the deposit to have been was made on the next business day we are open. You understand and agree thatReservation of Right to Hold. In some cases, for purposes we will not make all of deposits made using the Servicesfunds that you deposit by check available to you on the same business day as the day of your deposit. Depending on the type of check that you deposit, funds may not be available until the place second business day after the day of your deposit. The first $200 of your deposit, however, may be available on the first business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the same business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is Honolulunot made directly to one of our employees, Hawaiior if we decide to take this action after you have left the premises, we will mail you the notice by the business day after we receive your deposit. If you need the funds from a deposit right away, you should ask us when the funds will be available. Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • You understand deposit checks totaling more than $5,000 on any one day. • You redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six months. • We believe a check you deposit will not be paid. • There is an emergency, such as failure of computer or communications equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit. Holds On Other Funds. If we cash a check for you that is drawn on another financial institution, we may make such withhold the availability of a corresponding amount of funds that are already in your account. Those funds will be available sooner based on such factors as creditworthiness, at the length and extent of your relationship with us, transaction and experience information, and such other factors as we, in our sole discretion, deem relevant. You also understand that credit is provisional until settlement is final. Accountholder’s Warranties. You make time funds from the following warranties and representations with respect to each image of an original check we cashed would have been available if you transmit to us utilizing the Services:had deposited it.