Common use of UNDERSTANDING BETWEEN THE PARTIES Clause in Contracts

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. Home Credit will provide, at its discretion, financing for the Customer to purchase Goods from the Dealer and the Dealer commits to assist Home Credit in processing Home Credit’s Products. 2.2. For the purpose stated in the clause above, each Party intends to promote its business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.3. The relationship between the Parties is purely a business relationship based upon principal-to-principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. Home Credit neither guarantees any minimum sale or business to the Dealer nor undertakes to provide any kind of particular undertaking or facility for consideration to the Dealer and the Dealer shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.5. Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s Representatives are an agent of Home Credit or that the Dealer has the authority to approve the financing on the Goods. Furthermore, the Dealer shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. The Total Price of the Goods shall be always based on the lowest price that the Customer may get from the Dealer without any additional xxxx-ups such as charges for credit card or deferred purchases. The amount of the Total Price of the Goods without any xxxx-ups shall also be the basis for the Balance Amount of the Goods. In no instance shall the Dealer adjust its pricing based on whether or not the Customer wants to avail Home Credit’s Products.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. Home Credit will provide, at its discretion, financing for the Customer to purchase Goods from the Dealer and the Dealer commits to assist Home Credit in processing Home Credit’s Products. 2.2. For the purpose stated in the clause above, each Each Party intends to promote its own business by sharing the equipment, technology, experience and other andother facilities provided or agreed to be provided by a oragreed tobeprovided bya Party to the opposite totheopposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.2. In addition to the main business of financing the purchase of Goods by the Customers, Home Credit can also offer, promote and sell products that are necessary, incidental or in relation to the financing of the purchase of Goods and that are not being offered by the Dealer. 2.3. The relationship between the Parties is purely a business relationship based upon principalPrincipal-to-principal to- Principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. Home Credit neither guarantees any minimum sale or business to the Dealer nor undertakes to provide any kind of particular undertaking service or facility for consideration to the Dealer and the Dealer shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.5. Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s Representatives are an agent of Home Credit or that the Dealer has the authority to approve the financing on the Goods. Furthermore, the Dealer shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. The Total Price of the Goods shall be always based on the lowest price that the Customer may get from an amount which is charged by the Dealer without any additional to his customer who pays in cash the price of the identical Goods and not on an amount charged with xxxx-ups such as charges for credit in suchcaseslikecredit card or deferred ordeferred purchases. The amount of the Total Price of the Goods Suchamount without any xxxx-ups shall also be the basis for the Balance Amount of the Goods. 2.6. In no instance shall Should the Dealer adjust its pricing based on whether be appointed as a Planet POS, the Dealer recognizes, acknowledges and accepts that processing of loan application by Home Credit within the Dealer’s Premises, both in favour of the Dealer’s Customer or not otherwise, shall possibly increase the Customer wants to avail Home Credit’s Productsnumber of people within the Dealers Premises.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. Home Credit will provide, at its discretion, financing for the Customer to purchase Goods from the Dealer and the Dealer commits to assist Home Credit in processing Home Credit’s Products. 2.2. For the purpose stated in the clause above, each Each Party intends to promote its own business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.2. In addition to the main business of financing the purchase of Goods and/or Services by the Customers, Home Credit can also offer, promote and sell products that are necessary, incidental or in relation to the financing of the purchase of Goods and/or Services and that are not being offered by the Dealer/Provider. 2.3. The relationship between the Parties is purely a business relationship based upon principalPrincipal-to-principal to- Principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. Home Credit neither guarantees any minimum sale or business to the Dealer Dealer/Provider nor undertakes to provide any kind of particular undertaking service or facility for consideration to the Dealer Dealer/Provider and the Dealer Dealer/Provider shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.5. Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s Representatives are an agent of Home Credit or that the Dealer has the authority to approve the financing on the Goods. Furthermore, the Dealer shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. The Total Price of the Goods and/or Services shall be always based on an amount which is charged by the lowest Dealer/Provider to his customer who pays in cash the price that of the Customer may get from the Dealer without any additional identical Goods and/or Services and not on an amount charged with xxxx-ups in such as charges for cases like credit card or deferred purchases. The Such amount of the Total Price of the Goods without any xxxx-ups shall also be the basis for the Balance Amount of the GoodsGoods and/or Services. 2.6. In no instance Should the Dealer/Provider be appointed as a Planet POS, the Dealer/Provider recognizes, acknowledges and accepts that processing of loan application by Home Credit within the Dealer/Provider’s Premises, both in favour of the Dealer/Provider’s Customer or otherwise, shall possibly increase the Dealer adjust its pricing based on whether or not number of people within the Customer wants to avail Home CreditDealer/Provider’s ProductsPremises.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. 2.1 Home Credit will provide, at its discretion, financing for the Customer to purchase Goods and/or Services from the Dealer Dealer/Provider and the Dealer Dealer/Provider commits to assist Home Credit in processing Home Credit’s Products. 2.2. 2.2 For the purpose stated in the clause above, each Party intends to promote its business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.3. 2.3 The relationship between the Parties is purely a business relationship based upon principal-to-principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer Dealer/Provider shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. 2.4 Home Credit neither guarantees any minimum sale or business to the Dealer Dealer/Provider nor undertakes to provide any kind of particular undertaking or facility for consideration to the Dealer Dealer/Provider and the Dealer Dealer/Provider shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.5. 2.5 Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer Dealer/Provider shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s /Provider its Representatives are an agent of Home Credit or that the Dealer Dealer/Provider has the authority to approve the financing on the GoodsGoods and/or Services. Furthermore, the Dealer Dealer/Provider shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. 2.6 The Total Price of the Goods and/or Services shall be always based on the lowest price that the Customer may get from the Dealer Dealer/Provider without any additional xxxxmark-ups such as charges for credit card or deferred purchases. The amount of the Total Price of the Goods and/or Services without any xxxxmark-ups shall also be the basis for the Balance Amount of the GoodsGoods and/or Services. In no instance shall the Dealer Dealer/Provider adjust its pricing based on whether or not the Customer wants to avail Home Credit’s Products.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. : Home Credit will provide, at its discretion, financing for the Customer to purchase Goods and/or Services from the Dealer Dealer/Provider and the Dealer Dealer/Provider commits to assist Home Credit in processing Home Credit’s Products. 2.2. For the purpose stated in the clause above, each Party intends to promote its business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.3. The relationship between the Parties is purely a business relationship based upon principal-to-principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer Dealer/Provider shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. Home Credit neither guarantees any minimum sale or business to the Dealer Dealer/Provider nor undertakes to provide any kind of particular undertaking or facility for consideration to the Dealer Dealer/Provider and the Dealer Dealer/Provider shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.5. Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer Dealer/Provider shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s /Provider its Representatives are an agent of Home Credit or that the Dealer Dealer/Provider has the authority to approve the financing on the GoodsGoods and/or Services. Furthermore, the Dealer Dealer/Provider shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. Customer The Total Price of the Goods and/or Services shall be always based on the lowest price that the Customer may get from the Dealer Dealer/Provider without any additional xxxx-ups such as charges for credit card or deferred purchases. The amount of the Total Price of the Goods and/or Services without any xxxx-ups shall also be the basis for the Balance Amount of the GoodsGoods and/or Services. In no instance shall the Dealer Dealer/Provider adjust its pricing based on whether or not the Customer wants to avail Home Credit’s Products.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. Home Credit will provide, at its discretion, financing for the Customer to purchase Goods from the Dealer and the Dealer commits to assist Home Credit in processing Home Credit’s Products. 2.2. For the purpose stated in the clause above, each : Each Party intends to promote its own business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.3. In addition to the main business of financing the purchase of Goods by the Customers, Home Credit can also offer, promote and sell products that are necessary, incidental or in relation to the financing of the purchase of Goods and that are not being offered by the Dealer. The relationship between the Parties is purely a business relationship based upon principalPrincipal-to-principal Principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. Home Credit neither guarantees any minimum sale or business to the Dealer nor undertakes to provide any kind of particular undertaking service or facility for consideration to the Dealer and the Dealer shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.5. Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s Representatives are an agent of Home Credit or that the Dealer has the authority to approve the financing on the Goods. Furthermore, the Dealer shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. The Total Price of the Goods shall be always based on the lowest best price that the Customer may get from the Dealer without any additional based on their agreement but not on an amount charged with xxxx-ups such as charges for in such­ cases like credit card or deferred purchases. The amount of the Total Price of the Goods without any xxxx-ups shall also be the basis for the Balance Amount of the Goods. In Dealer, in no instance shall provide pricing of the Dealer Goods or adjust its pricing based on whether or not the Customer wants to avail of a loan with Home Credit’s Products.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. Home Credit will provide, at its discretion, financing for the Customer to purchase Goods from the Dealer and the Dealer commits to assist Home Credit in processing Home Credit’s Products. 2.2. For the purpose stated in the clause above, each Each Party intends to promote its own business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.2. In addition to the main business of financing the purchase of Goods and/or Services by the Customers, Home Credit can also offer, promote and sell products that are necessary, incidental or in relation to the financing of the purchase of Goods and/or Services and that are not being offered by the Dealer/Provider. 2.3. The relationship between the Parties is purely a business relationship based upon principalPrincipal-to-principal to- Principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. Home Credit neither guarantees any minimum sale or business to the Dealer Dealer/Provider nor undertakes to provide any kind of particular undertaking service or facility for consideration to the Dealer Dealer/Provider and the Dealer Dealer/Provider shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.5. Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s Representatives are an agent of Home Credit or that the Dealer has the authority to approve the financing on the Goods. Furthermore, the Dealer shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. The Total Price of the Goods and/or Services shall be always based on an amount which is charged by the lowest Dealer/Provider to his customer who pays in cash the price that of the Customer may get from the Dealer without any additional identical Goods and/or Services and not on an amount charged with xxxx-ups in such as charges for cases like credit card or deferred purchases. The Such amount of the Total Price of the Goods without any xxxx-ups shall also be the basis for the Balance Amount of the GoodsGoods and/or Services. 2.6. In no instance Should the Dealer/Provider be appointed as a Planet POS, the Dealer/Provider recognizes, acknowledges and accepts that processing of loan application by Home Credit within the Dealer/Provider’s Premises, both in favour of the Dealer/Provider’s Customer or otherwise, shall possibly increase the Dealer adjust its pricing based on whether or not number of people within the Customer wants to avail Home CreditDealer/Provider’s ProductsPremises.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. Home Credit will provide, at its discretion, financing for the Customer to purchase Goods from the Dealer and the Dealer commits to assist Home Credit in processing Home Credit’s Products. 2.2. For the purpose stated in the clause above, each Each Party intends to promote its own business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.2. In addition to the main business of financing the purchase of Goods by the Customers, Home Credit can also offer, promote and sell products that are necessary, incidental or in relation to the financing of the purchase of Goods and that are not being offered by the Dealer. 2.3. The relationship between the Parties is purely a business relationship based upon principalPrincipal-to-principal to- Principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. Home Credit neither guarantees any minimum sale or business to the Dealer nor undertakes to provide any kind of particular undertaking service or facility for consideration to the Dealer and the Dealer shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.5. Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s Representatives are an agent of Home Credit or that the Dealer has the authority to approve the financing on the Goods. Furthermore, the Dealer shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. The Total Price of the Goods shall be always based on the lowest price that the Customer may get from an amount which is charged by the Dealer without any additional to his customer who pays in cash the price of the identical Goods and not on an amount charged with xxxx-ups in such as charges for cases like credit card or deferred purchases. The Such amount of the Total Price of the Goods without any xxxx-ups shall also be the basis for the Balance Amount of the Goods. 2.6. In no instance shall Should the Dealer adjust its pricing based on whether be appointed as a Planet POS, the Dealer recognizes, acknowledges and accepts that processing of loan application by Home Credit within the Dealer’s Premises, both in favour of the Dealer’s Customer or not otherwise, shall possibly increase the Customer wants to avail Home Credit’s Productsnumber of people within the Dealers Premises.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. Home Credit will provide, at its discretion, financing for the Customer to purchase Goods from the Dealer and the Dealer commits to assist Home Credit in processing Home CreditDealerandtheDealercommitstoassistHome Creditinprocessing HomeCredit’s Products. 2.2. For the purpose stated in the clause above, each Party intends to promote its business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.3. The relationship between the Parties is purely a business relationship based upon principal-to-to- principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. Home Credit neither guarantees any minimum sale or business to the Dealer nor undertakes to provide any kind of particular undertaking or facility for consideration to the Dealer and the Dealer shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.5. Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s Representatives are an agent of Home Credit or that the Dealer has the authority to approve the financing on the Goods. Furthermore, the Dealer shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. The Total Price of the Goods shall be always based on the lowest price that the Customer may get from the Dealer without any additional xxxx-ups such as charges for credit card or deferred purchases. The amount of the Total Price of the Goods without any xxxx-ups shall also be the basis for the Balance Amount of the Goods. In no instance shall the Dealer adjust its pricing based on whether or not the ornotthe Customer wants to avail wantstoavail Home Credit’s Products.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. Home Credit will provide, at its discretion, financing for the Customer to purchase Goods from the Dealer and the Dealer commits to assist Home Credit in processing Home Credit’s Products. 2.2. For the purpose stated in the clause above, each Each Party intends to promote its own business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.2. In addition to the main business of financing the purchase of Goods and/or Services by the Customers, Home Credit can also offer, promote and sell products that are necessary, incidental or in relation to the financing of the purchase of Goods and/or Services and that are not being offered by the Dealer/Provider. 2.3. The relationship between the Parties is purely a business relationship based upon principalPrincipal-to-principal to- Principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. Home Credit neither guarantees any minimum sale or business to the Dealer Dealer/Provider nor undertakes to provide any kind of particular undertaking service or facility for consideration to the Dealer Dealer/Provider and the Dealer Dealer/Provider shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.5. Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s Representatives are an agent of Home Credit or that the Dealer has the authority to approve the financing on the Goods. Furthermore, the Dealer shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. The Total Price of the Goods and/or Services shall be always based on an amount which is charged by the lowest Dealer/Provider to his customer who pays in cash the price that of the Customer may get from the Dealer without any additional xxxxidentical Goods and/or Services and not on an amount charged with mark-ups in such as charges for cases like credit card or deferred purchases. The Such amount of the Total Price of the Goods without any xxxxmark-ups shall also be the basis for the Balance Amount of the GoodsGoods and/or Services. 2.6. In no instance Should the Dealer/Provider be appointed as a Planet POS, the Dealer/Provider recognizes, acknowledges and accepts that processing of loan application by Home Credit within the Dealer/Provider’s Premises, both in favour of the Dealer/Provider’s Customer or otherwise, shall possibly increase the Dealer adjust its pricing based on whether or not number of people within the Customer wants to avail Home CreditDealer/Provider’s ProductsPremises.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. 2.1 Home Credit will provide, at its discretion, financing for the Customer to purchase Goods and/or Services from the Dealer Dealer/Provider and the Dealer Dealer/Provider commits to assist Home Credit in processing Home Credit’s Products. 2.2. 2.2 For the purpose stated in the clause above, each Party intends to promote its business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.3. 2.3 The relationship between the Parties is purely a business relationship based upon principal-to-principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employer- employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer Dealer/Provider shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. 2.4 Home Credit neither guarantees any minimum sale or business to the Dealer Dealer/Provider nor undertakes to provide any kind of particular undertaking or facility for consideration to the Dealer Dealer/Provider and the Dealer Dealer/Provider shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.5. 2.5 Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer Dealer/Provider shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s /Provider its Representatives are an agent of Home Credit or that the Dealer Dealer/Provider has the authority to approve the financing on the GoodsGoods and/or Services. Furthermore, the Dealer Dealer/Provider shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. 2.6 The Total Price of the Goods and/or Services shall be always based on the lowest price that the Customer may get from the Dealer Dealer/Provider without any additional xxxx-ups such as charges for credit card or deferred purchases. The amount of the Total Price of the Goods and/or Services without any xxxx-ups shall also be the basis for the Balance Amount of the GoodsGoods and/or Services. In no instance shall the Dealer Dealer/Provider adjust its pricing based on whether or not the Customer wants to avail Home Credit’s Products.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. 2.1 Home Credit will provide, at its discretion, financing for the Customer to purchase Goods and/or Services from the Dealer Dealer/Provider and the Dealer Dealer/Provider commits to assist Home Credit in processing Home Credit’s Products. 2.2. 2.2 For the purpose stated in the clause above, each Party intends to promote its business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.3. 2.3 The relationship between the Parties is purely a business relationship based upon principal-to-principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employer- employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer Dealer/Provider shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. 2.4 Home Credit neither guarantees any minimum sale or business to the Dealer Dealer/Provider nor undertakes to provide any kind of particular undertaking or facility for consideration to the Dealer Dealer/Provider and the Dealer Dealer/Provider shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.5. 2.5 Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer Dealer/Provider shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s /Provider its Representatives are an agent of Home Credit or that the Dealer Dealer/Provider has the authority to approve the financing on the GoodsGoods and/or Services. Furthermore, the Dealer Dealer/Provider shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. 2.6 The Total Price of the Goods and/or Services shall be always based on the lowest price that the Customer may get from the Dealer Dealer/Provider without any additional xxxxmark-ups such as charges for credit card or deferred purchases. The amount of the Total Price of the Goods and/or Services without any xxxxmark-ups shall also be the basis for the Balance Amount of the GoodsGoods and/or Services. In no instance shall the Dealer Dealer/Provider adjust its pricing based on whether or not the Customer wants to avail Home Credit’s Products.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. Home Credit will provide, at its discretion, financing for the Customer to purchase Goods from the Dealer and the Dealer commits to assist Home Credit in processing Home Credit’s Products. 2.2. For the purpose stated in the clause above, each Each Party intends to promote its own business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.2. In addition to the main business of financing the purchase of Goods and/or Services by the Customers, Home Credit can also offer, promote and sell products that are necessary, incidental or in relation to the financing of the purchase of Goods and/or Services and that are not being offered by the Dealer/Provider. 2.3. The relationship between the Parties is purely a business relationship based upon principalPrincipal-to-principal to- Principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. Home Credit neither guarantees any minimum sale or business to the Dealer Dealer/Provider nor undertakes to provide any kind of particular undertaking service or facility for consideration to the Dealer Dealer/Provider and the Dealer Dealer/Provider shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.5. Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s Representatives are an agent of Home Credit or that the Dealer has the authority to approve the financing on the Goods. Furthermore, the Dealer shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. The Total Price of the Goods and/or Services shall be always based on an amount which is charged by the lowest Dealer/Provider to his customer who pays in cash the price that of the Customer may get from the Dealer without any additional xxxxidentical Goods and/or Services and not on an amount charged with mark-ups in such as charges for cases like credit card or deferred purchases. The Such amount of the Total Price of the Goods without any xxxxmark-ups shall also be the basis for the Balance Amount of the GoodsGoods and/or Services. 2.6. In no instance Should the Dealer/Provider be appointed as a Planet POS, the Dealer/Provider recognizes, acknowledges and accepts that processing of loan application by Home Credit within the Dealer/Provider’s Premises, both in favour of the Dealer/Provider’s Customer or otherwise, shall possibly increase the Dealer adjust its pricing based on whether or not number of people within the Customer wants to avail Home CreditDealer/Provider’s ProductsPremises.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. Home Credit will provide, at its discretion, financing for the Customer to purchase Goods from the Dealer and the Dealer commits to assist Home Credit in processing Home Credit’s Products. 2.2. For the purpose stated in the clause above, each Each Party intends to promote its own business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.2. In addition to the main business of financing the purchase of Goods and/or Services by the Customers, AFSI can also offer, promote and sell products that are necessary, incidental or in relation to the financing of the purchase of Goods and/or Services and that are not being offered by the Partner Merchant. 2.3. The relationship between the Parties is purely a business relationship based upon principalPrincipal-to-principal to- Principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employer- employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each PartyUnless directed and/or consented by the other Party or agreed under this Agreement, including their representatives and Representatives neither Party shall represent to the Customer in any manner whatsoever that it is or its Representative is an agent of the Dealer shall remain other Party. has the authority to be approve the employees or representatives of financing on the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this AgreementGoods and/or Services. 2.4. Home Credit AFSI neither guarantees any minimum sale or business to the Dealer Partner Merchant nor undertakes to provide any kind of particular undertaking service or facility for consideration to the Dealer Partner Merchant and the Dealer Partner Merchant shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.5. Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s Representatives are an agent of Home Credit or that the Dealer has the authority to approve the financing on the Goods. Furthermore, the Dealer shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. The Total Price of the Goods and/or Services shall be always based on an amount which is charged by the lowest Partner Merchant to his customer who pays in cash the price that of the Customer may get from the Dealer without any additional xxxxidentical Goods and/or Services and not on an amount charged with mark-ups in such as charges for cases like credit card or deferred purchases. The Such amount of the Total Price of the Goods without any xxxxmark-ups shall also be the basis for the Balance Amount of the Goods. In no instance shall the Dealer adjust its pricing based on whether or not the Customer wants to avail Home Credit’s ProductsGoods and/or Services.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.12 .1 . Home Credit will provide, at its discretion, financing for the Customer to purchase Goods from the Dealer and the Dealer fromthe Dea ler a ndthe Dea ler commits to assist a ssist Home Credit in processing Home Credit’s Products. 2.22 .2 . For the purpose stated in the clause above, each Party intends to promote its business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.32 .3 . The relationship between the Parties is purely a business relationship based upon principal-to-to- principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including inclu ding their representatives and Representatives of the Dealer shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.42 .4 . Home Credit neither guarantees any minimum sale or business to the Dealer nor undertakes to provide any kind of particular undertaking or facility for consideration to the Dealer and the Dealer shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.52 .5 . Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s Representatives are an agent of Home Credit or that the thatthe Dealer has the authority to approve the financing on the Goods. Furthermore, the Dealer shall not promise or guarantee any approval of Financing Amount to the Customer 2.62 .6 . The Total Price of the Goods shall be always based on the lowest price that the Customer may get from the Dealer without any additional xxxx-ups such as charges for credit card or deferred purchases. The amount of the Total Price of the Goods without any xxxx-ups xxxx -ups shall also be the basis for the Balance Amount of the Goods. In no instance shall the shallthe Dealer adjust a djust its pricing based pricin g ba sed on whether wheth e r or not the Customer wants Custome r wa nts to avail a va il Home Credit’s Products.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. Home Credit will provide, at its discretion, financing for the Customer to purchase Goods and/or Services from the Dealer Dealer/Provider and the Dealer Dealer/Provider commits to assist Home Credit in processing Home Credit’s Products. 2.2. For the purpose stated in the clause above, each Party intends to promote its business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.3. The relationship between the Parties is purely a business relationship based upon principal-to-principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer Dealer/Provider shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. Home Credit neither guarantees any minimum sale or business to the Dealer Dealer/Provider nor undertakes to provide any kind of particular undertaking or facility for consideration to the Dealer Dealer/Provider and the Dealer Dealer/Provider shall be solely responsible for all its own itsown business and undertakes to bear all losses or profits arising out of its own business. 2.5. Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer Dealer/Provider shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s /Provider its Representatives are an agent of Home Credit or that the Dealer Dealer/Provider has the authority to approve the financing on the GoodsGoods and/or Services. Furthermore, the Dealer Dealer/Provider shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. The Total Price of the Goods and/or Services shall be always based on the lowest price that the Customer may get from the Dealer Dealer/Provider without any additional xxxx-ups such as charges for credit card or deferred purchases. The amount of the Total Price of the Goods and/or Services without any xxxx-ups shall also be the basis for the Balance Amount of the GoodsGoods and/or Services. In no instance shall the Dealer Innoinstance shallthe Dealer/Provider adjust its pricing based on whether or not the Customer wants to avail Home Credit’s Products.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. 2.1 Home Credit will provide, at its discretion, financing for the Customer to purchase Goods and/or Services from the Dealer Dealer/Provider and the Dealer Dealer/Provider commits to assist Home Credit in processing Home Credit’s Products. 2.2. 2.2 For the purpose stated in the clause above, each Party intends to promote its business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.3. 2.3 The relationship between the Parties is purely a business relationship based upon principal-to-principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer Dealer/Provider shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. 2.4 Home Credit neither guarantees any minimum sale or business to the Dealer Dealer/Provider nor undertakes to provide any kind of particular undertaking or facility for consideration to the Dealer Dealer/Provider and the Dealer Dealer/Provider shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.5. 2.5 Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer Dealer/Provider shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s /Provider its Representatives are an agent of Home Credit or that the Dealer Dealer/Provider has the authority to approve the financing on the GoodsGoods and/or Services. Furthermore, the Dealer Dealer/Provider shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. 2.6 The Total Price of the Goods and/or Services shall be always based on the lowest price that the Customer may get from the Dealer Dealer/Provider without any additional xxxx-ups such as charges for credit card or deferred purchases. The amount of the Total Price of the Goods and/or Services without any xxxx-ups shall also be the basis for the Balance Amount of the GoodsGoods and/or Services. In no instance shall the Dealer Dealer/Provider adjust its pricing based on whether or not the Customer wants to avail Home Credit’s Products.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. Home Credit will provide, at its discretion, financing for the Customer to purchase Goods from the Dealer and the Dealer commits to assist Home Credit in processing Home Credit’s Products. 2.2. For the purpose stated in the clause above, each : Each Party intends to promote its own business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.3. In addition to the main business of financing the purchase of Goods and/or Services by the Customers, Home Credit can also offer, promote and sell products that are necessary, incidental or in relation to the financing of the purchase of Goods and/or Services and that are not being offered by the Dealer/Provider. The relationship between the Parties is purely a business relationship based upon principalPrincipal-to-principal to- Principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. Home Credit neither guarantees any minimum sale or business to the Dealer Dealer/Provider nor undertakes to provide any kind of particular undertaking service or facility for consideration to the Dealer Dealer/Provider and the Dealer Dealer/Provider shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.5. Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s Representatives are an agent of Home Credit or that the Dealer has the authority to approve the financing on the Goods. Furthermore, the Dealer shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. The Total Price of the Goods and/or Services shall be always based on an amount which is charged by the lowest Dealer/Provider to his customer who pays in cash the price that of the Customer may get from the Dealer without any additional identical Goods and/or Services and not on an amount charged with xxxx-ups in such as charges for cases like credit card or deferred purchases. The Such amount of the Total Price of the Goods without any xxxx-ups shall also be the basis for the Balance Amount of the GoodsGoods and/or Services. In no instance Should the Dealer/Provider be appointed as a Planet POS, the Dealer/Provider recognizes, acknowledges and accepts that processing of loan application by Home Credit within the Dealer/Provider’s Premises, both in favour of the Dealer/Provider’s Customer or otherwise, shall possibly increase the Dealer adjust its pricing based on whether or not number of people within the Customer wants to avail Home CreditDealer/Provider’s ProductsPremises.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. Home Credit will provide, at its discretion, financing for the Customer to purchase Goods from the Dealer and the Dealer commits to assist Home Credit in processing Home Creditfromthe DealerandtheDealercommitstoassistHome Creditinprocessing HomeCredit’s Products. 2.2. For the purpose stated in the clause above, each Party intends to promote its business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.3. The relationship between the Parties is purely a business relationship based upon principal-to-to- principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. Home Credit neither guarantees any minimum sale or business to the Dealer nor undertakes to provide any kind of particular undertaking or facility for consideration to the Dealer and the Dealer shall be solely responsible for all its own business and undertakes to bear all losses or profits arising out of its own business. 2.5. Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s Representatives Dealer’sRepresentatives are an agent of Home Credit or that the Dealer has the authority to approve the financing on the Goods. Furthermore, the Dealer shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. The Total Price of the Goods shall be always based on the lowest price that the Customer may get from the Dealer without any additional xxxx-ups such as charges for credit card or deferred purchases. The amount of the Total Price of the Goods without any xxxx-ups shall also be the basis for the Balance Amount of the Goods. In no instance shall the Dealer adjust its pricing based on whether or not adjustitspricingbasedonwhether ornot the Customer wants to avail wantstoavail Home Credit’s Products.

UNDERSTANDING BETWEEN THE PARTIES. The Parties to this Agreement have executed this Agreement with the understanding as follows: 2.1. Home Credit will provide, at its discretion, financing for the Customer to purchase Goods and/or Services from the Dealer Dealer/Provider and the Dealer Dealer/Provider commits to assist Home Credit in processing Home Credit’s Products. 2.2. For the purpose stated in the clause above, each Party intends to promote its business by sharing the equipment, technology, experience and other facilities provided or agreed to be provided by a Party to the opposite Party under the terms and conditions of this Agreement to the extent that such promotion is in line with the business activities of the Parties. 2.3. The relationship between the Parties is purely a business relationship based upon principal-to-principal arrangements and shall, unless expressly provided otherwise, never be construed as partnership, or joint venture, or employer-employee, principal-agent arrangement between the parties for any purpose whatsoever. The employees of each Party, including their representatives and Representatives of the Dealer Dealer/Provider shall remain to be the employees or representatives of the respective Party, and shall at all times, remain within the exclusive control and authority of the respective Party, all throughout this Agreement. 2.4. Home Credit neither guarantees any minimum sale or business to the Dealer Dealer/Provider nor undertakes to provide any kind of particular undertaking or facility for consideration to the Dealer Dealer/Provider and the Dealer Dealer/Provider shall be solely responsible for all its own itsown business and undertakes to bear all losses or profits arising out of its own business. 2.5. Unless directed and/or consented by Home Credit or agreed under this Agreement, the Dealer Dealer/Provider shall not represent to the Customer in any manner whatsoever that the Dealer/ Dealer’s /Provider its Representatives are an agent of Home Credit or that the Dealer Dealer/Provider has the authority to approve the financing on the GoodsGoods and/or Services. Furthermore, the Dealer Dealer/Provider shall not promise or guarantee any approval of Financing Amount to the Customer 2.6. The Total Price of the Goods and/or Services shall be always based on the lowest price that the Customer may get from the Dealer Dealer/Provider without any additional xxxx-ups such as charges for credit card or deferred purchases. The amount of the Total Price of the Goods and/or Services without any xxxx-ups shall also be the basis for the Balance Amount of the GoodsAmountofthe Goods and/or Services. In no instance shall the Dealer Innoinstance shallthe Dealer/Provider adjust its pricing based on whether or not the Customer wants to avail Home Credit’s Products.