Common use of Use of Your Card and Account Clause in Contracts

Use of Your Card and Account. You may use your Card and Account to (1) obtain Cash Advances from us, (2) make Purchases, and (3) make any other transactions we may permit from time to time. By swiping your Card or entering your Card information at the point of sale, you authorize us to post the transaction to your Account. Each time you make a Purchase or another transaction posts to your Account, your Available Credit will be reduced by the amount of the Purchase or other transaction. You may be required to use a Personal Identification Number (PIN) to make an ATM Cash Advance or to complete Purchases at certain merchant terminals, generally overseas. You can obtain your PIN by going to the Pesto Card Management App, or contacting us at (000) 000-0000. You promise to use your Account only for lawful personal, family, or household purposes. You will only use your Account for transactions that are legal where you conduct them. You are liable for all transactions made with your Card or Account, and all related fees or expenses incurred, by you, or any other person that you permit to use or have access to your Account, Card, or any other credential you use to access your Account. You may use your Card to make Purchases from merchants that accept MasterCard, subject to the limits set forth in this Card Agreement. We are not responsible if any terminal, merchant, merchant’s financial institution, or other third party does not accept your Card or fails to process the transaction you request. We may permit you or an Authorized User to add your Card to a digital wallet supported and operated by another financial institution or third party (“Digital Wallet”), which may be used to make Purchases or other transactions on your Card without presenting the physical Card. Any such transactions are covered by this Card Agreement. By adding your Card to a Digital Wallet, you accept and agree to the Pesto Digital Wallet Terms (xxxxx://xxx.xxxxxxxx.xxx/legal/digital- wallet-terms), which govern the use of your Card in connection with the Digital Wallet. The Pesto Digital Wallet Terms are incorporated into this Card Agreement by reference. We have no control over the Digital Wallet or the device on which you use the Digital Wallet and cannot guarantee their performance. Additionally, you are responsible for protecting the security of the Digital Wallet, the device on which you use the Digital Wallet, and any access credentials you use to access the Digital Wallet or device. You may be charged third-party fees related to the transaction such as mobile carrier data or messaging charges, and we are not responsible for any such fees. We may, at any time, partially or fully restrict your ability to make credit transactions through a Digital Wallet. We may change the Digital Wallets that we permit you to use with your Card from time to time, in our sole discretion, without notice to you. You agree to notify us promptly if you remove or want to remove your Account information from any Digital Wallet or if the security of your Digital Wallet or device may be compromised. You understand that our services, including access to the Account, may not always be available, and that we are not liable for any losses that may result when such services are unavailable.

Use of Your Card and Account. You may use your Card and Account and obtain credit from us to (1) obtain Cash Advances from us, (2) make Purchases, Purchases and (3) make any other transactions we may permit from time to time. By swiping your Card or entering your Card information at the point of sale, you authorize us to post the transaction to your Account. Each time you make a Purchase or another transaction posts to your Account, your Available Credit will be reduced by the amount of the Purchase or other transaction. You may be required to use a Personal Identification Number (PIN) to make an ATM Cash Advance or to complete Purchases at certain merchant terminals, generally overseas. You can obtain your PIN by going to the Pesto Card Management App, or contacting us at (000) 000-0000. You promise to use your Account only for lawful personal, family, or household purposes. You will only use your Account for transactions that are legal where you conduct them. You are liable for all transactions made with your Card or Account, and all related fees or expenses incurred, by you, or any other person that you permit to use or have access to your Account, Card, or any other credential you use to access your Account. You may use your Card to make Purchases from merchants that accept MasterCardAmerican Express, subject to the limits set forth in this Card Agreement. We are not responsible if any terminal, merchant, merchant’s financial institution, or other third party does not accept your Card or fails to process the transaction you request. We may permit you your or an Authorized User authorized user to add your Card to a digital wallet supported and operated by another financial institution or third party (“Digital Wallet”), which may be used to make Purchases purchases or other transactions on your Card without presenting the physical Card. Any such transactions are covered by this Card Agreement. By adding your Card to a Digital Wallet, you accept and agree to the Pesto Cardless Digital Wallet Terms (xxxxx://xxx.xxxxxxxx.xxx/legal/digital- wallet-terms)Terms, which govern the use of your Card in connection with the Digital Wallet. The Pesto Cardless Digital Wallet Terms are incorporated into this Card Agreement by reference. We have no control over the Digital Wallet or the device on which you use the Digital Wallet and cannot guarantee their performance. Additionally, you are responsible for protecting the security of the Digital Wallet, the device on which you use the Digital Wallet, and any access credentials you use to access the Digital Wallet or device. You may be charged third-party fees related to the transaction such as mobile carrier data or messaging charges, and we are not responsible for any such fees. We may, at any time, partially or fully restrict your ability to make credit transactions through a Digital Wallet. We may change the Digital Wallets that we permit you to use with your Card from time to time, in our sole discretion, without notice to you. You agree to notify us promptly if you remove or want to remove your Account information from any Digital Wallet or if the security of your Digital Wallet or device may be compromised. You understand that our services, including access to the Account, may not always be available, and that we are not liable for any losses that may result when such services are unavailable.

Use of Your Card and Account. You may use your Card and Account to (1) obtain Cash Advances from us, (2) make Purchases, and (3) make any other transactions we may permit from time to time. By swiping your Card or entering your Card information at the point of sale, you authorize us to post the transaction to your Account. Each time you make a Purchase or another transaction posts to your Account, your Available Credit will be reduced by the amount of the Purchase or other transaction. You may be required to use a Personal Identification Number (PIN) to make an ATM Cash Advance or to complete Purchases at certain merchant terminals, generally overseas. You can obtain your PIN by going to the Pesto Card Management App, or contacting us at (000) 000-0000. You promise to use your Account only for lawful personal, family, or household purposes. You will only use your Account for transactions that are legal where you conduct them. You are liable for all transactions made with your Card or Account, and all related fees or expenses incurred, by you, or any other person that you permit to use or have access to your Account, Card, or any other credential you use to access your Account. You may use your Card to make Purchases from merchants that accept MasterCard, subject to the limits set forth in this Card Agreement. We are not responsible if any terminal, merchant, merchant’s financial institution, or other third party does not accept your Card or fails to process the transaction you request. We may permit you or an Authorized User to add your Card to a digital wallet supported and operated by another financial institution or third party (“Digital Wallet”), which may be used to make Purchases or other transactions on your Card without presenting the physical Card. Any such transactions are covered by this Card Agreement. By adding your Card to a Digital Wallet, you accept and agree to the Pesto Digital Wallet Terms (xxxxx://xxx.xxxxxxxx.xxx/legal/digital- wallet-terms)Terms, which govern the use of your Card in connection with the Digital Wallet. The Pesto Digital Wallet Terms are incorporated into this Card Agreement by reference. We have no control over the Digital Wallet or the device on which you use the Digital Wallet and cannot guarantee their performance. Additionally, you are responsible for protecting the security of the Digital Wallet, the device on which you use the Digital Wallet, and any access credentials you use to access the Digital Wallet or device. You may be charged third-third- party fees related to the transaction such as mobile carrier data or messaging charges, and we are not responsible for any such fees. We may, at any time, partially or fully restrict your ability to make credit transactions through a Digital Wallet. We may change the Digital Wallets that we permit you to use with your Card from time to time, in our sole discretion, without notice to you. You agree to notify us promptly if you remove or want to remove your Account information from any Digital Wallet or if the security of your Digital Wallet or device may be compromised. You understand that our services, including access to the Account, may not always be available, and that we are not liable for any losses that may result when such services are unavailable.

Use of Your Card and Account. You may use your Card and Account and obtain credit from us to (1) obtain Cash Advances from us, (2) make Purchases, Purchases and (3) make any other transactions we may permit from time to time. By swiping your Card or entering your Card information at the point of sale, you authorize us to post the transaction to your Account. Each time you make a Purchase or another transaction posts to your Account, your Available Credit will be reduced by the amount of the Purchase or other transaction. You may be required to use a Personal Identification Number (PIN) to make an ATM Cash Advance or to complete Purchases at certain merchant terminals, generally overseas. You can obtain your PIN by going to the Pesto Card Management App, or contacting us at (000) 000-0000. You promise to use your Account only for lawful personal, family, or household purposes. You will only use your Account for transactions that are legal where you conduct them. You are liable for all transactions made with your Card or Account, and all related fees or expenses incurred, by you, or any other person that you permit to use or have access to your Account, Card, or any other credential you use to access your Account. You may use your Card to make Purchases from merchants that accept MasterCardVisa, subject to the limits set forth in this Card Agreement. We are not responsible if any terminal, merchant, merchant’s financial institution, or other third party does not accept your Card or fails to process the transaction you request. We may permit you or an Authorized User authorized user to add your Card to a digital wallet supported and operated by another financial institution or third party (“Digital Wallet”), which may be used to make Purchases purchases or other transactions on your Card without presenting the physical Card. Any such transactions are covered by this Card Agreement. By adding your Card to a Digital Wallet, you accept and agree to the Pesto Cardless Digital Wallet Terms (xxxxx://xxx.xxxxxxxx.xxx/legal/digital- wallet-terms)Terms, which govern the use of your Card in connection with the Digital Wallet. The Pesto Cardless Digital Wallet Terms are incorporated into this Card Agreement by reference. We have no control over the Digital Wallet or the device on which you use the Digital Wallet and cannot guarantee their performance. Additionally, you are responsible for protecting the security of the Digital Wallet, the device on which you use the Digital Wallet, and any access credentials you use to access the Digital Wallet or device. You may be charged third-party fees related to the transaction such as mobile carrier data or messaging charges, and we are not responsible for any such fees. We may, at any time, partially or fully restrict your ability to make credit transactions through a Digital Wallet. We may change the Digital Wallets that we permit you to use with your Card from time to time, in our sole discretion, without notice to you. You agree to notify us promptly if you remove or want to remove your Account information from any Digital Wallet or if the security of your Digital Wallet or device may be compromised. Cash Advances may not be taken utilizing a Digital Wallet. You understand that our services, including access to the Account, may not always be available, and that we are not liable for any losses that may result when such services are unavailable.