Users Must Notify Consumers When Adverse Actions Are Taken. The term “adverse action” is defined very broadly by Section 603. “Adverse actions” include all business, credit, and employment actions affecting consumers that can be considered to have a negative impact as defined by Section 603(k) of the FCRA – such as denying or canceling credit or insurance, or denying employment or promotion. No adverse action occurs in a credit transaction where the creditor makes a counteroffer that is accepted by the consumer.
Appears in 53 contracts
Samples: Karmacheck Online Terms and Conditions, cdn.glo.texas.gov, Credit Bureau Service Agreement
Users Must Notify Consumers When Adverse Actions Are Taken. The term “"adverse action” " is defined very broadly by Section 603. “"Adverse actions” " include all business, credit, and employment actions affecting consumers that can be considered to have a negative impact as defined by Section 603(k) of the FCRA – such as denying or canceling credit or insurance, or denying employment or promotion. No adverse action occurs in a credit transaction where the creditor makes a counteroffer that is accepted by the consumer.
Appears in 10 contracts
Samples: Client Service Agreement, Customer Services Agreement, Client Service Agreement
Users Must Notify Consumers When Adverse Actions Are Taken. The term “adverse action” is defined very broadly by Section 603. “Adverse actions” include all business, credit, and employment actions affecting consumers that can be considered to have a negative impact as defined by Section 603(k) of the FCRA – such as denying or canceling credit or insurance, insurance or denying employment or promotion. No adverse action occurs in a credit transaction where the creditor makes a counteroffer that is accepted by the consumer.
Appears in 7 contracts
Samples: Service Agreement, Service Agreement, Service Agreement
Users Must Notify Consumers When Adverse Actions Are Taken. The term “"adverse action” " is defined very broadly by Section 603603 of the FCRA. “"Adverse actions” " include all business, credit, and employment actions affecting consumers that can be considered to have a negative impact as defined by Section 603(k) of the FCRA – -- such as unfavorably changing credit or contract terms or conditions, denying or canceling credit or insurance, offering credit on less favorable terms than requested, or denying employment or promotion. No adverse action occurs in a credit transaction where the creditor makes a counteroffer that is accepted by the consumer.
Appears in 7 contracts
Samples: Service Agreement, Service Agreement, Service Agreement
Users Must Notify Consumers When Adverse Actions Are Taken. The term “adverse action” is defined very broadly by Section 603. “Adverse actions” include all business, credit, and employment actions affecting consumers that can be considered to have a negative impact as defined by Section 603(k) of the FCRA – FCRA—such as denying or canceling credit or insurance, or denying employment or promotion. No adverse action occurs in a credit transaction where the creditor makes a counteroffer that is accepted by the consumer.
Appears in 2 contracts
Samples: Prepaid Debit Card Agreement, Account Validation Service Description
Users Must Notify Consumers When Adverse Actions Are Taken. The term “‘adverse action” ’ is defined very broadly by Section 603. “‘Adverse actions” ’ include all business, credit, and employment actions affecting consumers that can be considered to have a negative impact as defined by Section 603(k) of the FCRA – such as denying or canceling credit or insurance, or denying employment or promotion. No adverse action occurs in a credit transaction where the creditor makes a counteroffer that is accepted by the consumer.
Appears in 1 contract
Samples: Service Agreement
Users Must Notify Consumers When Adverse Actions Are Taken. The term “adverse action” is defined very broadly by Section 603603 of the FCRA. “Adverse actions” include all business, credit, and employment actions affecting consumers that can be considered to have a negative impact as defined by Section 603(k) of the FCRA – such as unfavorably changing credit or contract terms or conditions, denying or canceling credit or insurance, offering credit on less favorable terms than requested, or denying employment or promotion. No adverse action occurs in a credit transaction where the creditor makes a counteroffer that is accepted by the consumer.
Appears in 1 contract
Samples: www.cbior.com
Users Must Notify Consumers When Adverse Actions Are Taken. The term “"adverse action” " is defined very broadly by Section 603. “"Adverse actions” " include all business, credit, and employment actions affecting consumers that can be considered to have a negative impact as defined by Section 603(k) of the FCRA – - such as denying or canceling credit or insurance, or denying employment or promotion. No adverse action occurs in a credit transaction where the creditor makes a counteroffer that is accepted by the consumer.
Appears in 1 contract
Samples: Openonline Client Services Agreement
Users Must Notify Consumers When Adverse Actions Are Taken. The term “"adverse action” '' is defined very broadly by Section 603. “"Adverse actions” " include all business, credit, and employment actions affecting consumers that can be considered to have a negative impact as defined by Section 603(k) of the FCRA – FCRA- such as denying or canceling credit or insurance, or denying employment or promotion. No adverse action occurs in a credit transaction where the creditor makes a counteroffer cmmteroffer that is accepted by the consumer.
Appears in 1 contract
Samples: Membership Agreement
Users Must Notify Consumers When Adverse Actions Are Taken. The term “adverse action” is defined very broadly by Section 603. “Adverse actions” include all business, credit, and employment actions affecting consumers that can be considered to have a negative impact as defined by Section 603(k) of the FCRA – - such as denying or canceling credit or insurance, or denying employment or promotion. No adverse action occurs in a credit transaction where the creditor makes a counteroffer that is accepted by the consumer.
Appears in 1 contract
Samples: Data Usage Agreement
Users Must Notify Consumers When Adverse Actions Are Taken. The term “adverse action” is defined very broadly by Section 603. “Adverse actions” include all business, credit, and employment actions affecting consumers that can be considered to have a negative impact as defined by Section 603(k) of the FCRA – such as denying or canceling credit or insurance, or denying employment or promotion. No adverse action occurs in a credit transaction where the creditor makes a counteroffer that is accepted by the consumer.denying
Appears in 1 contract
Samples: Service Agreement