LIABILITY FOR VIOLATIONS OF THE FCRA Sample Clauses

LIABILITY FOR VIOLATIONS OF THE FCRA. Failure to comply with the FCRA can result in state government or federal government enforcement actions, as well as private lawsuits. Sections 616, 617, and 621. In addition, any person who knowingly and willfully obtains a consumer report under false pretenses may face criminal prosecution. The FTC’s Web site, xxx.xxx.xxx/xxxxxx, has more information about the FCRA, including publications for businesses and full text of the FCRA. Citations for FCRA sections in the U.S. Code, 15 U.S.C. § 1681 et seq.: Section 602 15 U.S.C. 1681 Xxxxxxx 000 00 X.X.X. 0000x Section 604 15 U.S.C. 1681b Section 605 15 U.S.C. 1681c Section 608 15 U.S.C. 168S1efctio Section 616 15 U.S.C. 1681n Xxxxxxx 000 00 X.X.X. 000X0xxxxxxx Xxx Xxxxxxx 000 00 X.X.X. 0000x Section 610 15 U.S.C. 168S1ehction Section 618 15 U.S.C. 1681p Section 611 15 U.S.C. 168S1eiction Section 619 15 U.S.C. 1681q Xxxxxxx 000 00 X.X.X. 0000x Section 625 15 U.S.C. 1681u Xxxxxxx 000 00 X.X.X. 0000x Xxxxxxx 000 00 X.X.X. 0000x Section 605A15 U.S.C. 1681cA Section 605B15 U.S.C. 1681cB Xxxxxxx 000 00 X.X.X. 0000x Xxxxxxx 000 00 X.X.X. 0000x Section 613 15 U.S.C. 1681k Section 614 15 U.S.C. 1681l Xxxxxxx 000 00 X.X.X. 0000x Section 621 15 U.S.C. 1681s Xxxxxxx 000 00 X.X.X. 0000x-0 Xxxxxxx 000 00 X.X.X. 0000x Section 629 15 U.S.C. 1681y Xxxxxxx 000 00 X.X.X. 000X0xxxxxxx 615 Section 615 15U.S.C. 1681m Xxxxxxx 000 00 X.X.X. 0000x-0 We must work together to protect the privacy and information of consumers. The following information security measures are designed to reduce unauthorized access to consumer information. It is your responsibility to implement these controls. If you do not understand these requirements or need assistance, it is your responsibility to employ an outside service provider to assist you. Capitalized terms used herein have the meaning given in the Glossary attached hereto. The credit reporting agency reserves the right to make changes to Access Security Requirements without notification. The information provided herewith provides minimum baselines for information security. In accessing the credit reporting agency’s services, you agree to follow these security requirements:

LIABILITY FOR VIOLATIONS OF THE FCRA. Failure to comply with the FCRA can result in state government or federal government enforcement actions, as well as private lawsuits. Sections 616, 617, and 621. In addition, any person who knowingly and willfully obtains a consumer report under false pretenses may face criminal prosecution. Section 619.

LIABILITY FOR VIOLATIONS OF THE FCRA. Failure to comply with the FCRA can result in state government or federal government enforcement actions, as well as private lawsuits. Sections 616, 617, and 621. In addition, any person who knowingly and willfully obtains a consumer report under false pretenses may face criminal prosecution. Section 619. The Consumer Financial Protection Bureau website, xxx.xxxxxxxxxxxxxxx.xxx/xxxxxxxxx, has more information about the FCRA, including publications for businesses and the full text of the FCRA. Section 604 15 U.S.C. 1681b Xxxxxxx 000 00 X.X.X. 0000x Section 605A 15 U.S.C. 1681c-1 Section 605B 15 U.S.C. 1681c-2 Xxxxxxx 000 00 X.X.X. 0000x Section 624 15 U.S.C. 1681t Section 625 15 U.S.C. 1681u Xxxxxxx 000 00 X.X.X. 0000x Section 627 15 U.S.C. 1681w Xxxxxxx 000 00 X.X.X. 0000x Section 629 15 U.S.C. 1681y Appendix M to Part 1022 This appendix prescribes the content of the required notice. NOTICES TO FURNISHERS OF INFORMATION: OBLIGATIONS OF FURNISHERS UNDER THE FCRA

LIABILITY FOR VIOLATIONS OF THE FCRA. Failure to comply with the FCRA can result in state or federal enforcement actions, as well as private lawsuits. Sections 616, 617, and 621. In addition, any person who knowingly and willfully obtains a consumer report under false pretenses may face criminal prosecution. Section 619 The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and renatl history records). Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to xxx.xxx.xxx/xxxxxx or write to: Consumer Response Center, Xxxx 000-X, Federal Trade Commission, 000 Xxxxxxxxxxxx Xxx. X.X., Xxxxxxxxxx, X.X. 00000. • You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment – or to take another adverse action against you – must tell you, and must give you the name, address, and phone number of the agency that provided the information. • You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your “file disclosure”). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if: a) a person has taken adverse action against you because of information in your credit report; b) you are the victim of identity theft and place a fraud alert in your file; c) your file contains inaccurate information as a result of fraud; d) you are on public assistance; e) you are unemployed but expect to apply for employment within 60 days. In addition, effective September 2005 all consumers will be entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. • You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in resid...

LIABILITY FOR VIOLATIONS OF THE FCRA. Failure to comply with the FCRA can result in state government or federal government enforcement actions, as well as private lawsuits. Sections 616, 617, and 621. In addition, any person who knowingly and willfully obtains a consumer report under false pretenses may face criminal prosecution. Section 619. The CFPB’ s website, xxx.xxxxxxxxxxxxxxx.xxx/xxxxxxxxx, has more information about the FCRA, including publications for businesses and the full text of the FCRA. We have packages that offer our most popular services, or browse our services and customize your own package. All prices are per person or per married couple. Roommates are considered separate applications and will be billed separately. Please note that the packages that include criminals include only one criminal report. Please select one primary service and return with your membership application..

LIABILITY FOR VIOLATIONS OF THE FCRA. Failure to comply with the FCRA can result in state or federal enforcement actions, as well as private lawsuits. Sections 616, 617, and 621. In addition, any person who knowingly and willfully obtains a consumer report under false pretenses may face criminal prosecution. Section 619. Credit Bureau, Inc. ♦ 226-X Xxxxxxx Sq. Broadway ♦ P.O. Box 5226 Oak Ridge, TN. 37830 Phone (000) 000-0000 ♦ Fax (000) 000-0000 VERMONT FAIR CREDIT REPORTING CONTRACT CERTIFICATION‌ The undersigned, (“Customer”), acknowledges that it subscribes to receive various information services from Credit Bureau, Inc. a system affiliate of Equifax Credit Information Services, Inc. (“Equifax”) in accordance with the Vermont Fair Credit Reporting Statute, 9 V.S.A. § 2480e (1999), as amended (the “VFCRA”) and the Federal Fair Credit Reporting Act, 15, U.S.C. 1681 et. Seq., as amended (the “FCRA”) and its other state law counterparts. In connection with Customer's continued use of Equifax information services in relation to Vermont consumers, Customer hereby certifies as follows: Signed By: Printed Name and Title: Account Number: Date: Compliance Officer or Person Responsible for Credit Reporting Compliance Name: Title: Mailing Address: E-Mail Address: Phone: Fax:

LIABILITY FOR VIOLATIONS OF THE FCRA. Failure to comply with the FCRA can result in state or federal enforcement actions, as well as private lawsuits. Sections 616, 617, and 621. In addition, any person who knowingly and willfully obtains a consumer report under false pretenses may face criminal prosecution. Section 619 ! " # $ ?@ABACADEFGEHDIDACHJKALMDJHNOPQJRGIKPSLDMTMJAUJ@AEQVDEQWXBEHDNAUXENC LDHYEQWMBHNBMDTEJHMNHNJ@ABHFAUMBQMNUVTADALMDJHNOEOANQHAUZ?@ADAEDATENWJWLAUMB QMNUVTADALMDJHNOEOANQHAUXHNQFVCHNOQDACHJ[VDAEVUENCULAQHEFJWEOANQHAURUVQ@EUEOANQHAU J@EJUAFHNBMDTEJHMNE[MVJQ@AQ\]DHJHNO@HUJMDHAUXTACHQEFDAQMDCUXENCDANJEF@HUJMDWDAQMDCUSZ ^ADAHUEUVTTEDWMBWMVDTE_MDHO@JUVNCADJ@AGIKPZ;.,*.,:28/.,*+52.8`28>a)9283 28/.,*+52.8+b.)5+9252.8+a,23456`3.5.cccd>.86)*:,/28+8>:d3.efa:+,8*.,:.,c,25: 5.g<.86)*:,;28+8>2+ah,.5:>52.8i),:+)`jklm(5,:5ndod`o+642835.8`p<q lrd stuwxyzx{|x}~~t x ~ z u }| x~ | 1&` :d1:ed(5+5d& 8djl`(:>j j:5 6: d 0.)*)65b:5.a92/28/.,*+52.828-.),/2a:4+6b:8)6:9+3+2865-.)dPNWMNA]@M VUAUEQDACHJDALMDJMDENMJ@ADJWLAMBQMNUVTADALMDJMCANWWMVDELFHQEJHMNBMDQDACHJX HNUVDENQAXMDATLFMWTANJ MDJMJE\AENMJ@ADECYADUAEQJHMNEOEHNUJWMV TVUJAFWMVX ENCTVUJOHYAWMVJ@ANETAXECDAUXENCL@MNANVT[ADMBJ@AEOANQWJ@EJLDMYHCACJ@A HNBMDTEJHMNZ 0.)4+e:54:,234 5. 8.cc4+52628-.),/2a:d MVTEWDA VAUJENCM[JEHNEFJ@A HNBMDTEJHMNE WMVD MQHEF AQVDHJWNVT[ADZ NTENWQEUAUXJ@ACHUQFMUVDA]HF[ABDAZ MVEDAANJHJFAC JMEBDABHFACHUQFMUVDAHB ELADUMN@EUJE\ANECYADUAEQJHMNEOEHNUJWMV[AQEVUAMBHNBMDTEJHMNHNWMVDQDACHJ DALMDJ WMVEDAJ@AYHQJHTMBHCANJHBWJ@ABJENCLFEQAEBDEVCEFADJHNWMVDBHFA WMVDBHFAQMNJEHNUHNEQVDEJAHNBMDTEJHMNEUEDAUVFJMBDEVC WMVEDAMNLV[FHQEUHUJENQA WMVEDAVNATLFMWAC[VJA LAQJMELFWBMDATLFMWTANJ]HJ@HN CEWUZ NECHJHMNXEFQMNUVTADUEDAANJHJFACJMMNABDACHUQFMUVDAAYADW TMNJ@UVLMN DA VAUJBDMTAEQ@NEJHMN]HCAQDACHJ[VDAEVENCBDMTNEJHMN]HCAULAQHEFJWQMNUVTAD DALMDJHNOEOANQHAUZ A]]]ZQMNUVTADBHNENQAZOMY FAEDNTMDABMDECHJHMNEF HNBMDTEJHMNZ 0.)4+e:54:,234 5.+6 /.,+>,:9256>.,:dIDACHJUQMDAUEDANVTADHQEFUVTTEDHAUMB WMVDQDACHJ ]MDJ@HNAU[EUACMNHNBMDTEJHMNBDMTQDACHJ[VDAEVUZ MVTEWDA VAUJE QDACHJUQMDABDMTQMNUVTADALMDJHNOEOANQHAUJ@EJQDAEJAUQMDAUMDCHUJDH[VJAUQMDAUVUAC HNDAUHCANJHEFDAEFLDMLADJWFMENUX[VJWMV]HF@EYAJMLEWBMDHJZ NUMTATMDJOEOA JDENUEQJHMNUXWMV]HFDAQAHYAQDACHJUQMDAHNBMDTEJHMNBMDBDABDMTJ@ATMDJOEOAFANCADZ 0.)4+e:54:,234 5.926=)5:28>.*=a:5:.,28+>),+5:28/.,*+52.8d BWMVHCANJHBW HNBMDTEJHMNHNWMVDBHFAJ@EJHUHNQMTLFAJAMDHNEQVDEJAXENCDALMDJHJMJ@AQMNUVTAD !"##"% #&' ()(" *'" ! &* #"*& #+","&"' )* #)&"-' * !%,"&"- # ."#'/')0,"' / #!)&' 12 3 3 45 6 !"##"% #&' ()(" *'" !)7 &#"% #& &+)&"+ ...

LIABILITY FOR VIOLATIONS OF THE FCRA. Failure to comply with the FCRA can result in state or federal enforcement actions, as well as private lawsuits. Sections 616, 617, and 621. In addition, any person who knowingly and willfully obtains a consumer report under false pretenses may face criminal prosecution. Section 619 ! " # $ ?@ABACADEFGEHDIDACHJKALMDJHNOPQJRGIKPSLDMTMJAUJ@AEQVDEQWXBEHDNAUXENC LDHYEQWMBHNBMDTEJHMNHNJ@ABHFAUMBQMNUVTADALMDJHNOEOANQHAUZ?@ADAEDATENWJWLAUMB QMNUVTADALMDJHNOEOANQHAUXHNQFVCHNOQDACHJ[VDAEVUENCULAQHEFJWEOANQHAURUVQ@EUEOANQHAU J@EJUAFHNBMDTEJHMNE[MVJQ@AQ\]DHJHNO@HUJMDHAUXTACHQEFDAQMDCUXENCDANJEF@HUJMDWDAQMDCUSZ ^ADAHUEUVTTEDWMBWMVDTE_MDHO@JUVNCADJ@AGIKPZ;.,*.,:28/.,*+52.8`28>a)9283 28/.,*+52.8+b.)5+9252.8+a,23456`3.5.cccd>.86)*:,/28+8>:d3.efa:+,8*.,:.,c,25: 5.g<.86)*:,;28+8>2+ah,.5:>52.8i),:+)`jklm(5,:5ndod`o+642835.8`p<q lrd stuwxyzx{|x}~~t x ~ z u }| x~ | 1&` :d1:ed(5+5d& 8djl`(:>j j:5 6: d 0.)*)65b:5.a92/28/.,*+52.828-.),/2a:4+6b:8)6:9+3+2865-.)dPNWMNA]@M VUAUEQDACHJDALMDJMDENMJ@ADJWLAMBQMNUVTADALMDJMCANWWMVDELFHQEJHMNBMDQDACHJX HNUVDENQAXMDATLFMWTANJ MDJMJE\AENMJ@ADECYADUAEQJHMNEOEHNUJWMV TVUJAFWMVX ENCTVUJOHYAWMVJ@ANETAXECDAUXENCL@MNANVT[ADMBJ@AEOANQWJ@EJLDMYHCACJ@A HNBMDTEJHMNZ 0.)4+e:54:,234 5. 8.cc4+52628-.),/2a:d MVTEWDA VAUJENCM[JEHNEFJ@A HNBMDTEJHMNE WMVD MQHEF AQVDHJWNVT[ADZ NTENWQEUAUXJ@ACHUQFMUVDA]HF[ABDAZ MVEDAANJHJFAC JMEBDABHFACHUQFMUVDAHB ELADUMN@EUJE\ANECYADUAEQJHMNEOEHNUJWMV[AQEVUAMBHNBMDTEJHMNHNWMVDQDACHJ DALMDJ WMVEDAJ@AYHQJHTMBHCANJHBWJ@ABJENCLFEQAEBDEVCEFADJHNWMVDBHFA WMVDBHFAQMNJEHNUHNEQVDEJAHNBMDTEJHMNEUEDAUVFJMBDEVC WMVEDAMNLV[FHQEUHUJENQA WMVEDAVNATLFMWAC[VJA LAQJMELFWBMDATLFMWTANJ]HJ@HN CEWUZ NECHJHMNXEFQMNUVTADUEDAANJHJFACJMMNABDACHUQFMUVDAAYADW TMNJ@UVLMN DA VAUJBDMTAEQ@NEJHMN]HCAQDACHJ[VDAEVENCBDMTNEJHMN]HCAULAQHEFJWQMNUVTAD DALMDJHNOEOANQHAUZ A]]]ZQMNUVTADBHNENQAZOMY FAEDNTMDABMDECHJHMNEF HNBMDTEJHMNZ 0.)4+e:54:,234 5.+6 /.,+>,:9256>.,:dIDACHJUQMDAUEDANVTADHQEFUVTTEDHAUMB WMVDQDACHJ ]MDJ@HNAU[EUACMNHNBMDTEJHMNBDMTQDACHJ[VDAEVUZ MVTEWDA VAUJE QDACHJUQMDABDMTQMNUVTADALMDJHNOEOANQHAUJ@EJQDAEJAUQMDAUMDCHUJDH[VJAUQMDAUVUAC HNDAUHCANJHEFDAEFLDMLADJWFMENUX[VJWMV]HF@EYAJMLEWBMDHJZ NUMTATMDJOEOA JDENUEQJHMNUXWMV]HFDAQAHYAQDACHJUQMDAHNBMDTEJHMNBMDBDABDMTJ@ATMDJOEOAFANCADZ 0.)4+e:54:,234 5.926=)5:28>.*=a:5:.,28+>),+5:28/.,*+52.8d BWMVHCANJHBW HNBMDTEJHMNHNWMVDBHFAJ@EJHUHNQMTLFAJAMDHNEQVDEJAXENCDALMDJHJMJ@AQMNUVTAD !"##"% #&' ()(" *'" ! &* #"*& #+","&"' )* #)&"-' * !%,"&"- # ."#'/')0,"' / #!)&' 12 3 3 45 6 !"##"% #&' ()(" *'" !)7 &#"% #& &+)&"+ ...