Common use of Using your information Clause in Contracts

Using your information. This information may be used or disclosed from time to time for the following purposes: ◾ To verify your identity and investigate your personal background; ◾ To open and operate your Account(s) and provide you with products and services you may request; ◾ To better understand your financial situation; ◾ To determine your eligibility for products and services we offer; ◾ To help us better understand the current and future needs of our clients; ◾ To communicate to you any benefit, feature and other information about products and services you have with us; ◾ To protect your interests where, in our sole discretion, we deem necessary or desirable; ◾ To help us better manage our business and your relationship with us; ◾ To maintain the accuracy and integrity of information held by a credit reporting agency; and ◾ As required or permitted by law. For these purposes, we may: ◾ Make this information available to our employees, our agents and service providers, who are required to maintain the confidentiality of this information; ◾ Share this information with other financial institutions (including correspondent banks) or persons with whom you have or may have financial and other business dealings, wherever located; and ◾ Give credit, financial and other related information to credit reporting agencies, who may share it with others. In the event our service provider is located outside of your jurisdiction, the service provider is bound by, and the information may be disclosed in accordance with, the laws of the jurisdiction in which the service provider is located. Upon your request, we may give this information to other persons. We may also use this information and share it with RBC Companies wherever located, who shall be entitled to retain copies of any information disclosed (i) to manage our risks and operations and those of RBC Companies; and (ii) to comply with valid requests for information about you from regulators, government agencies, public bodies and other entities who have a right to issue such requests. If we have your relevant tax number, we may use it for tax related purposes if you hold a product generating income and share it with the appropriate government agencies, and we may also share it with credit reporting agencies as an aid to identify you.

Using your information. This information may be used or disclosed from time to time for the following purposes: ◾ To verify your identity and investigate your personal background; ◾ To open and operate your Account(s) and provide you with products and services you may request; ◾ To better understand your financial situation; ◾ To determine your eligibility for products and services we offer; ◾ To help us better understand the current and future needs of our clients; ◾ To communicate to you any benefit, feature and other information about products and services you have with us; ◾ To protect your interests where, in our sole discretion, we deem necessary or desirable; ◾ To help us better manage our business and your relationship with us; ◾ To maintain the accuracy and integrity of information held by a credit reporting agency; and ◾ As required or permitted by law. For these purposes, we may: ◾ Make this information available to our employees, our agents and service providers, who are required to maintain the confidentiality of this information; ◾ Share this information with other financial institutions (including correspondent banks) or persons with whom you have or may have financial and other business dealings, wherever located; and ◾ Give credit, financial and other related information to credit reporting agencies, who may share it with others. In the event our service provider is located outside of your jurisdiction, the service provider is bound by, and the information may be disclosed in accordance with, the laws of the jurisdiction in which the service provider is located. Upon your request, we may give this information to other persons. We may also use this information and share it with RBC Companies wherever located, who shall be entitled to retain copies of any information disclosed (i) to manage our risks and operations and those of RBC Companies; and (ii) to comply with valid requests for information about you from regulators, government agencies, public bodies and other entities who have a right to issue such requests; and (iii) to let RBC Companies know your choices under “Other uses of your personal information” for the sole purpose of honouring your choices. If we have your relevant tax number, we may use it for tax related purposes if you hold a product generating income and share it with the appropriate government agencies, and we may also share it with credit reporting agencies as an aid to identify you.

Using your information. This information may be used or disclosed from time to time for the following purposes: ◾ To • to verify your identity and investigate your personal background; ◾ To • to open and operate your Account(s) and provide you with products and services you may request; ◾ To • to better understand your financial situation; ◾ To • to determine your eligibility for products and services we offer; ◾ To • to help us better understand the current and future needs of our clients; ◾ To • to communicate to you any benefit, feature and other information about products and services you have with us; ◾ To • to protect your interests where, in our sole discretion, we deem necessary or desirable; ◾ To • to help us better manage our business and your relationship with us; ◾ To • to maintain the accuracy and integrity of information held by a credit reporting agency; and ◾ As • as required or permitted by law. For these purposes, we may: ◾ Make • make this information available to our employees, our agents and service providers, who are required to maintain the confidentiality of this information; ◾ Share • share this information with other financial institutions (including correspondent banks) or persons with whom you have or may have financial and other business dealings, wherever located; and ◾ Give • give credit, financial and other related information to credit reporting agencies, agencies who may share it with others. In the event our service provider is located outside of your jurisdiction, the service provider is bound by, and the information may be disclosed in accordance with, the laws of the jurisdiction in which the service provider is located. Upon your request, we may give this information to other persons. We may also use this information and share it with RBC Companies wherever located, located who shall will be entitled to retain copies of any information disclosed (i) to manage our risks and operations and those of RBC Companies; and (ii) to comply with valid requests for information about you from regulators, government agencies, public bodies and other entities who have a right to issue such requests. If we have your relevant tax number, we may use it for tax related purposes if you hold a product generating income and share it with the appropriate government agencies, and we may also share it with credit reporting agencies as an aid to identify you.

Using your information. This information may be used or disclosed from time to time for the following purposes: ◾ To • to verify your identity and investigate your personal background; ◾ To • to open and operate your Account(s) and provide you with products and services you may request; ◾ To • to better understand your financial situation; ◾ To • to determine your eligibility for products and services we offer; ◾ To • to help us better understand the current and future needs of our clients; ◾ To • to communicate to you any benefit, feature and other information about products and services you have with us; ◾ To • to protect your interests where, in our sole discretion, we deem necessary or desirable; ◾ To • to help us better manage our business and your relationship with us; ◾ To • to maintain the accuracy and integrity of information held by a credit reporting agency; and ◾ As • as required or permitted by law. For these purposes, we may: ◾ Make • make this information available to our employees, our agents and service providers, who are required to maintain the confidentiality of this information; ◾ Share • share this information with other financial institutions (including correspondent banks) or persons with whom you have or may have financial and other business dealings, wherever located; and ◾ Give • give credit, financial and other related information to credit reporting agencies, agencies who may share it with others. In the event our service provider is located outside of your jurisdiction, the service provider is bound by, and the information may be disclosed in accordance with, the laws of the jurisdiction in which the service provider is located. Upon your request, we may give this information to other persons. We may also use this information and share it with RBC Companies wherever located, located who shall will be entitled to retain copies of any information disclosed (i) to manage our risks and operations and those of RBC Companies; and (ii) to comply with valid requests for information about you from regulators, government agencies, public bodies and or other entities who have a right to issue such requests. If we have your relevant tax number, we may use it for tax related purposes if you hold a product generating income and share it with the appropriate government agencies, and we may also share it with credit reporting agencies as an aid to identify you.