Common use of Utilization of Points Clause in Contracts

Utilization of Points. All Points are evidenced by certificates issued the right to designate certain account types as ineligible for Debit Day nor your Monthly Debit Day. points-per-dollar spent ratio in the Financial Institution Rewards by us which contain a unique certificate number and a specific number participation in the Loan service, including but not limited to accounts To view and access the current Program Rewards and to redeem program. It does not apply to special offers, such as “Use your debit of Points. Points are redeemed through the Rewards Program held by minors, “Fix-It” or “Second-Chance” checking accounts, non- Points for currently available Program Rewards, you must have and card 5 times next month and earn 100 points”, or other methods Website, or by submitting a paper order form which may be obtained individual, non-consumer accounts (e.g., business, trust, maintain an operational email account able to receive notices and whereby you may accrue Rewards Points other than via points-per- by calling us at 000-000-0000 and may be submitted via standard mail conservatorship, guardianship, custodial and representative payee correspondence relating to the Program. dollar spent use of your Program Debit Card. Eligible transactions are sent to: My Rewards, LLC, ATTN: Debit Card Point Redemption, PO accounts, etc.), accounts subject to legal process, bankruptcy seizure, An Enrollment remains active until a Participant cancels the purchases for goods and services minus returns and other credits. Box 2600, Wilmington, NC 28402. Points may be redeemed only for garnishment or levy, accounts in the charge-off process, and

Utilization of Points. All Points are evidenced by certificates issued the right to designate certain account types as ineligible for Debit Day nor your Monthly Debit Day. funds (an “NSF payment”), and we may re-initiate a Total Program Fee points-per-dollar spent ratio in the Financial Institution Rewards by us which contain a unique certificate number and a specific number participation in the Loan service, including but not limited to accounts To view and access the current Program Rewards and to redeem payment returned as an NSF payment on a date that is not your ACH program. It does not apply to special offers, such as “Use your debit of Points. Points are redeemed through the Rewards Program held by minors, “Fix-It” or “Second-Chance” checking accounts, non- Points for currently available Program Rewards, you must have and Debit Day nor your Monthly Debit Day. card 5 times next month and earn 100 points”, or other methods Website, or by submitting a paper order form which may be obtained individual, non-consumer accounts (e.g., business, trust, maintain an operational email account able To view and access the current Program Rewards and to receive notices and redeem whereby you may accrue Rewards Points other than via points-per- by calling us at 000-000-0000 and may be submitted via standard mail conservatorship, guardianship, custodial and representative payee correspondence relating to the Program. Points for currently available Program Rewards, you must have and dollar spent use of your Program Debit Card. Eligible transactions are sent to: My Rewards, LLC, ATTN: Debit Card Point Redemption, PO accounts, etc.), accounts subject to legal process, bankruptcy seizure, An Enrollment remains active until a Participant cancels the maintain an operational email account able to receive notices and purchases for goods and services minus returns and other credits. Box 2600, Wilmington, NC 28402. Points may be redeemed only for garnishment or levy, accounts in the charge-off process, andand correspondence relating to the Program.

Utilization of Points. All Points are evidenced by certificates issued participation in the right Loan service, including but not limited to designate certain account types as ineligible for accounts Debit Day nor your Monthly Debit Day. points-per-dollar spent ratio in the Financial Institution Rewards by us which contain a unique certificate number and a specific number participation in the Loan serviceheld by minors, including but not limited to accounts “Fix-It” or “Second-Chance” checking accounts, non- To view and access the current Program Rewards and to redeem program. It does not apply to special offers, such as “Use your debit of Points. Points are redeemed through the Rewards Program held by minorsindividual, “Fixnon-It” or “Second-Chance” checking accountsconsumer accounts (e.g., non- business, trust, Points for currently available Program Rewards, you must have and card 5 times next month and earn 100 points”, or other methods Website, or by submitting a paper order form which may be obtained individualconservatorship, non-consumer accounts (e.g.guardianship, business, trust, custodial and representative payee maintain an operational email account able to receive notices and whereby you may accrue Rewards Points other than via points-per- by calling us at 000-000-0000 and may be submitted via standard mail conservatorshipaccounts, guardianshipetc.), custodial and representative payee accounts subject to legal process, bankruptcy seizure, correspondence relating to the Program. dollar spent use of your Program Debit Card. Eligible transactions are sent to: My Rewards, LLC, ATTN: Debit Card Point Redemption, PO accounts, etc.)garnishment or levy, accounts subject to legal in the charge-off process, bankruptcy seizure, and An Enrollment remains active until a Participant cancels the purchases for goods and services minus returns and other credits. Box 2600, Wilmington, NC 28402. Points may be redeemed only for garnishment or levy, accounts in the charge-off process, andnot characterized as transactional checking accounts (e.g.,

Utilization of Points. All Points are evidenced by certificates issued participation in the right Loan service, including but not limited to designate certain account types as ineligible for Debit Day nor your Monthly Debit Day. accounts funds (an “NSF payment”), and we may re-initiate a Total Program Fee points-per-dollar spent ratio in the Financial Institution Rewards by us which contain a unique certificate number and a specific number participation in the Loan serviceheld by minors, including but “Fix-It” or “Second-Chance” checking accounts, non- payment returned as an NSF payment on a date that is not limited to accounts To view and access the current Program Rewards and to redeem your ACH program. It does not apply to special offers, such as “Use your debit of Points. Points are redeemed through the Rewards Program held by minorsindividual, “Fixnon-It” or “Second-Chance” checking accountsconsumer accounts (e.g., non- Points for currently available Program Rewardsbusiness, you must have and trust, Debit Day nor your Monthly Debit Day. card 5 times next month and earn 100 points”, or other methods Website, or by submitting a paper order form which may be obtained individualconservatorship, non-consumer accounts (e.g.guardianship, business, trust, maintain an operational email account able custodial and representative payee To view and access the current Program Rewards and to receive notices and redeem whereby you may accrue Rewards Points other than via points-per- by calling us at 000-000-0000 and may be submitted via standard mail conservatorshipaccounts, guardianshipetc.), custodial accounts subject to legal process, bankruptcy seizure, Points for currently available Program Rewards, you must have and representative payee correspondence relating to the Program. dollar spent use of your Program Debit Card. Eligible transactions are sent to: My Rewards, LLC, ATTN: Debit Card Point Redemption, PO accounts, etc.)garnishment or levy, accounts subject to legal in the charge-off process, bankruptcy seizure, An Enrollment remains active until a Participant cancels the and maintain an operational email account able to receive notices and purchases for goods and services minus returns and other credits. Box 2600, Wilmington, NC 28402. Points may be redeemed only for garnishment or levy, accounts in the charge-off process, andnot characterized as transactional checking accounts (e.g.,