Common use of Value Fund Clause in Contracts

Value Fund. NET ASSETS ANNUAL RATE ---------- ----------- First $500 million ............................................... 0.55% Next $500 million ................................................ 0.50% Over $1 billion .................................................. 0.45%"

Value Fund. ANNUAL NET ASSETS ANNUAL RATE ---------- ----------- ------ First $500 250 million ............................................... 0.55% Next $500 million ................................................ 0.50................................................... 0.65% Over $1 billion .................................................. 0.45250 million .................................................... 0.60%"

Value Fund. ANNUAL NET ASSETS ANNUAL RATE ---------- ----------- ------ First $500 250 million ............................................... 0.55% Next $500 million ................................................ 0.50........................................... 0.65% Over $1 billion .................................................. 0.45250 million ............................................ 0.60%"

Value Fund. NET ASSETS ANNUAL RATE ---------- ----------- First $500 million ............................................... 0.55% Next $500 million ................................................ 0.50250 million................................................................................... 0.65% Over $1 billion .................................................. 0.45250 million.................................................................................... 0.60%"

Value Fund. ANNUAL NET ASSETS ANNUAL RATE ---------- ----------- ---- First $500 250 million ............................................... 0.55% Next $500 million ................................................ 0.50.................................................... 0.65% Over $1 billion .................................................. 0.45250 million ..................................................... 0.60%"

Value Fund. ANNUAL NET ASSETS ANNUAL RATE ---------- ----------- ------ First $500 million ............................................... 0.55% Next $500 million ................................................ 0.50250 million....................................................................................... 0.65% Over $1 billion .................................................. 0.45250 million........................................................................................ 0.60%"

Value Fund. NET ASSETS ANNUAL RATE ---------- ----------- ------------------ ------------ First $500 million ............................................... 0.55% Next $500 million ................................................ 0.50% Over $1 billion .................................................. 0.45%"

Value Fund. NET ASSETS ANNUAL RATE ---------- ----------- First $500 million ............................................... million................................................ 0.55% Next $500 million ................................................ million................................................. 0.50% Over $1 billion .................................................. billion................................................... 0.45%"

Value Fund. ANNUAL NET ASSETS ANNUAL RATE ---------- ----------- ---- First $500 million ............................................... 0.55% Next $500 million ................................................ 0.50250 million......................................... 0.65% Over $1 billion .................................................. 0.45250 million.......................................... 0.60%"

Value Fund. ANNUAL NET ASSETS ANNUAL RATE ---------- ----------- ------ First $500 million ............................................... 0.55% Next $500 million ................................................ 0.50250 million.......................................... 0.65% Over $1 billion .................................................. 0.45250 million........................................... 0.60%"

Value Fund. NET ASSETS ANNUAL RATE ---------- ----------- First $500 million ............................................... 0.55% Next $500 million ................................................ 0.50250 million............................................................................... 0.65% Over $1 billion .................................................. 0.45250 million................................................................................ 0.60%"