Common use of VALUE OF PARTICIPANT'S ACCRUED BENEFIT Clause in Contracts

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] (a) 0% per annum. [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill rate in effect at the bxxxxning of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] (a) 0% per annum. [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill rate in effect at the bxxxxning begxxxxng of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose CHOOSE (aA), (bB) or OR (cC)) [X] (a) 0% per annum. annum [NoteNOTE: The percentage may equal THE PERCENTAGE MAY EQUAL 0%.] [ ] (b) The 90 day Treasury bill rate in effect at the bxxxxning beginning of the current valuation period. [ ] (c) (SpecifySPECIFY) . ---------------------------------------------____________________________________________________________

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] (a) 0% per annum. [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill xxxx rate in effect at the bxxxxning beginning of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------_________________________________________________________ ______________________________________________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose CHOOSE (aA), (bB) or OR (cC)) [X] (a) 0% per annum. [NoteNOTE: The percentage may equal THE PERCENTAGE MAY EQUAL 0%.] [ ] (b) The 90 day Treasury bill rate in effect at the bxxxxning beginning of the current valuation valuatxxx period. [ ] (c) (Specify) . ---------------------------------------------SPECIFY)__________________________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a -------------------------------------- distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose at:[Choose (a), (b) or (c)) ] [X] (a) 00 % per annum. ____ [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill xxxx rate in effect at the bxxxxning beginning of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------__________________________________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: ([Choose (a), (b) or (c)) ] [X] (a) 0% -0-% per annum. [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill xxxx rate in effect at the bxxxxning beginning of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------)___________________________________________________________ ___________________________________________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose CHOOSE (a), (b) or OR (c)) [X] (a) 0% per annum. [NoteNOTE: The percentage may equal THE PERCENTAGE MAY EQUAL 0%.] [ ] (b) The 90 day Treasury bill rate in effect at the bxxxxning beginning of the current valuation period. [ ] (c) (SpecifySPECIFY) . ---------------------------------------------__________________________________ .

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] (a) 0% per annum. [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill rate in effect at the bxxxxning bexxxxing of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------