Common use of With Third Parties Clause in Contracts

With Third Parties. If you request a product or service that requires that we extend credit to you we may, with your consent, obtain information about you through a credit check. We may also, with your consent, obtain information from references that you have provided to us. If you decline to provide us with consent, we may not be able to extend credit to you. In the course of performing their duties, authorized employees may have access to personal, confidential information. Employees may only access information strictly necessary to perform their duties. All employees that are likely to have access to personal, client information must sign, on an annual basis, a Code of Business Conduct & Ethics under which they commit to maintaining the confidentiality of such information. An employee who breaches their confidentiality obligations may be subject to disciplinary measures, including dismissal. We operate under a central processing system for certain transactions with the other Aviso Companies and, accordingly, we may share information with them from time to time. Only authorized employees of the Aviso Companies will have access to personal, confidential information and such access will be limited to the information strictly necessary to carry out their duties. All employees of the Aviso Companies with such access must sign our Code of Business Conduct & Ethics. Any employee of the Aviso Companies who breaches their confidentiality obligations may be subject to disciplinary measures, including dismissal We disclose information to certain third party service providers retained by us or your Portfolio Manager to perform certain specialized services, such as facilitating account opening, mailing statements, providing secured data storage or transacting trades on behalf of clients. These service providers may be located outside of Canada (including in the United States) and your personal information may be collected, used, disclosed, stored and processed in the United States or elsewhere outside of Canada. Where Credential sends your information outside of Canada, we take reasonable measures to protect your personal information that is processed, handled or stored by these service providers. We only disclose the specific information required to perform the services. Each of our suppliers must undertake to use client information solely for the purposes of carrying out the services it has been retained to provide and must agree to safeguard information. In certain instances, we may be compelled to disclose information in response to a legally valid demand, enquiry, proceeding or other order. In these cases, we take steps to ensure the request is valid and we only disclose the specific information necessary to satisfy the enquiry or order. We are required to also share your information with self-regulatory authorities (such as the Investment Industry Regulatory Organization of Canada, the Mutual Fund Dealers Association, Bourse de Montreal Inc. and the Canadian Investor Protection Fund). These organizations require access to personal information of current and former clients, employees, agents, directors, officers, partners and others for regulatory purposes including surveillance of trading-related activity, sales, financial compliance, trade-desk review and other regulatory audits, investigation of potential regulatory and statutory violations, regulatory databases, enforcement or disciplinary proceedings, reporting to securities regulators, and information- sharing with securities regulatory authorities, regulated marketplaces, other self-regulatory organizations and law enforcement agencies in any jurisdiction in connection with any of the foregoing. As we continue to grow, we may expand or sell our businesses. The law permits us to disclose your personal information in such a business transaction. The receiving party must collect, use, and disclose the information only for the purposes for which you initially granted your consent to us. Such party will also be subject to the principles of our Privacy Policy and the relevant legislation protecting your privacy. We use a variety of security measures to protect your personal and investment information including:  locked fireproof cabinets;  electronic security such as data encryption, password protection, on-line data protection;  restricting employee access to files and data centers; and  shredding. Our Chief Privacy Officer is responsible for the review and adjustment of our security procedures. Our Chief Privacy Officer ensures our Privacy Policy is properly administered and that our security measures are up to date and effective.

With Third Parties. If you request a product or service that requires that we extend credit to you we may, with your consent, obtain information about you through a credit check. We may also, with your consent, obtain information from references that you have provided to us. If you decline to provide us with consent, we may not be able to extend credit to you. In the course of performing their duties, authorized employees may have access to personal, confidential information. Employees may only access information strictly necessary to perform their duties. All employees that are likely to have access to personal, client information must sign, on an annual basis, a Code of Business Conduct & and Ethics under which they commit to maintaining the confidentiality of such information. An employee who breaches their confidentiality obligations may be subject to disciplinary measures, including dismissal. We operate under a central processing system for certain transactions with the our Affiliates and other Aviso Credential Companies and, accordingly, we may share information with them our NEI and other Credential Companies from time to time. Only authorized employees of NEI or of the Aviso other Credential Companies will have access to personal, confidential information and such access will be limited to the information strictly necessary to carry out their duties. All employees of the Aviso NEI and other Credential Companies with such access must sign our Code of Business Conduct & and Ethics. Any employee of NEI or of the Aviso other Credential Companies who breaches their confidentiality obligations may be subject to disciplinary measures, including dismissal dismissal. We disclose information to certain third party service providers retained by us or your Portfolio Manager to perform certain specialized services, such as facilitating account opening, mailing statements, providing secured data storage or transacting trades on behalf of clients. These service providers may be located outside of Canada (including in the United States) and your personal information may be collected, used, disclosed, stored and processed in the United States or elsewhere outside of Canada. Where Credential sends your information outside of CanadaIn these cases, we take reasonable measures to protect your personal information that is processed, handled or stored by these service providers. We only disclose the specific information required to perform the services. Each of our suppliers must undertake to use client information solely for the purposes of carrying out the services it has been retained to provide and must agree to safeguard information. In certain instances, we may be compelled to disclose information in response to a legally valid demand, enquiry, proceeding or other order. In these cases, we take steps to ensure the request is valid and we only disclose the specific information necessary to satisfy the enquiry or order. We are required to also share your information with self-regulatory authorities (such as the Investment Industry Regulatory Organization of Canada, the Mutual Fund Dealers Association, Bourse de Montreal Inc. Inc., and the Canadian Investor Protection Fund). These organizations require access to personal information of current and former clients, employees, agents, directors, officers, partners and others for regulatory purposes including surveillance of trading-related activity, sales, financial compliance, trade-desk review and other regulatory audits, investigation of potential regulatory and statutory violations, regulatory databases, enforcement or disciplinary proceedings, reporting to securities regulators, and information- information-sharing with securities regulatory authorities, regulated marketplaces, other self-self- regulatory organizations and law enforcement agencies in any jurisdiction in connection with any of the foregoing. As we continue to grow, we may expand or sell our businesses. The law permits us to disclose your personal information in such a business transaction. The receiving party must collect, use, and disclose the information only for the purposes for which you initially granted your consent to us. Such party will also be subject to the principles of our Privacy Policy and the relevant legislation protecting your privacy. We use a variety of security measures to protect your personal and investment information including:  locked fireproof cabinets;  electronic security such as data encryption, password protection, on-line data protection;  restricting employee access to files and data centers; and  shredding. Our Chief Privacy Officer is responsible for the review and adjustment of our security procedures. Our Chief Privacy Officer ensures our Privacy Policy is properly administered and that our security measures are up to date and effective.

With Third Parties. If you request a product or service that requires that we extend credit to you we may, with your consent, obtain information about you through a credit check. We may also, with your consent, obtain information from references that you have provided to us. If you decline to provide us with consent, we may not be able to extend credit to you. In the course of performing their duties, authorized employees may have access to personal, confidential information. Employees may only access information strictly necessary to perform their duties. All employees that are likely to have access to personal, client information must sign, on an annual basis, a Code of Business Conduct & and Ethics under which they commit to maintaining the confidentiality of such information. An employee who breaches their confidentiality obligations may be subject to disciplinary measures, including dismissal. We operate under a central processing system for certain transactions with the our Affiliates and other Aviso Credential Companies and, accordingly, we may share information with them our NEI and other Credential Companies from time to time. Only authorized employees of NEI or of the Aviso other Credential Companies will have access to personal, confidential information and such access will be limited to the information strictly necessary to carry out their duties. All employees of the Aviso NEI and other Credential Companies with such access must sign our Code of Business Conduct & and Ethics. Any employee of NEI or of the Aviso other Credential Companies who breaches their confidentiality obligations may be subject to disciplinary measures, including dismissal dismissal. We disclose information to certain third party service providers retained by us or your Portfolio Manager to perform certain specialized services, such as facilitating account opening, mailing statements, providing secured data storage or transacting trades on behalf of clients. These service providers may be located outside of Canada (including in the United States) and your personal information may be collected, used, disclosed, stored and processed in the United States or elsewhere outside of Canada. Where Credential sends your information outside of CanadaIn these cases, we take reasonable measures to protect your personal information that is processed, handled or stored by these service providers. We only disclose the specific information required to perform the services. Each of our suppliers must undertake to use client information solely for the purposes of carrying out the services it has been retained to provide and must agree to safeguard information. In certain instances, we may be compelled to disclose information in response to a legally valid demand, enquiry, proceeding or other order. In these cases, we take steps to ensure the request is valid and we only disclose the specific information necessary to satisfy the enquiry or order. We are required to also share your information with self-regulatory authorities (such as the Investment Industry Regulatory Organization of Canada, the Mutual Fund Dealers Association, Bourse de Montreal Inc. Inc., and the Canadian Investor Protection Fund). These organizations require access to personal information of current and former clients, employees, agents, directors, officers, partners and others for regulatory purposes including surveillance of trading-related activity, sales, financial compliance, trade-desk review and other regulatory audits, investigation of potential regulatory and statutory violations, regulatory databases, enforcement or disciplinary proceedings, reporting to securities regulators, and information- information-sharing with securities regulatory authorities, regulated marketplaces, other self-regulatory organizations and law enforcement agencies in any jurisdiction in connection with any of the foregoing. As we continue to grow, we may expand or sell our businesses. The law permits us to disclose your personal information in such a business transaction. The receiving party must collect, use, and disclose the information only for the purposes for which you initially granted your consent to us. Such party will also be subject to the principles of our Privacy Policy and the relevant legislation protecting your privacy. We use a variety of security measures to protect your personal and investment information including:  locked fireproof cabinets;  electronic security such as data encryption, password protection, on-line data protection;  restricting employee access to files and data centers; and  shredding. Our Chief Privacy Officer is responsible for the review and adjustment of our security procedures. Our Chief Privacy Officer ensures our Privacy Policy is properly administered and that our security measures are up to date and effective.