Common use of Your Ability to Withdraw Funds Clause in Contracts

Your Ability to Withdraw Funds. Our policy is to generally make funds from your checks deposited available to you by the first business day after the day we receive your deposit. Electronic direct deposits and cash deposits made in person at a FSB office will be available on the day we receive the deposit. Cash deposits made at an ATM generally will be available to you by the next business day. Once they are available, you can withdraw the funds in cash and we will use the funds to pay checks that you have written. The availability periods described in this section are FSB’s general availability policies and state the maximum availability periods that may apply. In some instances, you may receive faster availability of your funds based on such factors as credit worthiness, the length and extent of your relationship with FSB and its affiliates, transaction and experience history, and such other factors as FSB, in its sole discretion, deems relevant. FSB places certain limitations on withdrawals in cash. In general, $225 of a deposit is available for withdrawal in cash on the first business day after the day of deposit. In addition, a total of $450 of other funds becoming available on a given day is available for withdrawal in cash no later than 5 p.m. Central Time on that day. Any remaining funds will be available for withdrawal in cash on the following business day.

Your Ability to Withdraw Funds. Our policy is to generally make funds from your checks deposited available to you by the first first business day after the day we receive your deposit. Electronic direct deposits and cash deposits made in person at a FSB office office will be available on the day we receive the deposit. Cash deposits made at an ATM generally will be available to you by the next business day. Once they are available, you can withdraw the funds in cash and we will use the funds to pay checks that you have written. The availability periods described in this section are FSB’s general availability policies and state the maximum availability periods that may apply. In some instances, you may receive faster availability of your funds based on such factors as credit worthiness, the length and extent of your relationship with FSB and its affiliatesaffiliates, transaction and experience history, and such other factors as FSB, in its sole discretion, deems relevant. FSB places certain limitations on withdrawals in cash. In general, $225 of a deposit is available for withdrawal in cash on the first first business day after the day of deposit. In addition, a total of $450 of other funds becoming available on a given day is available for withdrawal in cash no later than 5 p.m. Central Time on that day. Any remaining funds will be available for withdrawal in cash on the following business day.