Common use of Your Ability to Withdraw Funds Clause in Contracts

Your Ability to Withdraw Funds. This policy statement applies to all accounts. Our policy is to make funds from your cash and check deposits available to you immediately. At that time, you can withdraw the funds in cash and we will use the funds to pay checks that you have written. Please remember that even after we have made funds available to you, and you have withdrawn the funds, you are still responsible for checks you deposit that are returned to us unpaid and for any other problems involving your deposit. For determining the availability of your deposits, our general business days and hours are Monday-Thursday (9:00a.m. to 5:00p.m.), Friday (9:00a.m. to 6:00p.m.) and Saturday (9:00a.m. to 4:00p.m.) excluding Sundays and Federal holidays. For specific Branch and Member Solution Center hours, please visit our website at: xxx.xxxxxxxxxxx.xxx If we cash a check for you that is drawn on another bank, we may withhold the availability of a corresponding amount of funds that are already in your account. Those funds will be made available in the same manner as if the deposit had been made into your account.