Common use of Your Ability to Withdraw Funds Clause in Contracts

Your Ability to Withdraw Funds. This policy applies solely to transaction accounts. Our policy, generally, is to make funds from your deposits available to you on the business day on which we receive your deposit. (There may be some exceptions, however. See “Deposits at Automated Teller Machines”, “Longer Delays May Apply” and “Special Rules for New Accounts” sections below.) We will use the funds you deposit to pay checks and drafts you have written that clear on your account on the day of your deposit. For determining the availability of your deposits, every day is a business day except Saturdays, Sundays and Federal holidays. The close of business on a business day varies, but will be no earlier than 2:00 p.m. If you make a deposit before the close of business on a business day, we will consider that day to be the day of your deposit. However, if you make a deposit after the close of business or on a day that is not a business day, we will consider that the deposit was made on the next succeeding business day. For your convenience, you may want to ask us what the actual close of business is for the office(s) where you make your deposits.

Your Ability to Withdraw Funds. This policy applies solely to transaction accounts. Our policy, generally, policy is to make funds from your deposits available to you on the business day on which we receive your deposit. (There may be some exceptions, however. See “Deposits at At Automated Teller Machines”, “Longer Delays May Apply” and “Special Rules for New Accounts” sections below.) We will use the funds you deposit to pay checks and drafts you have written that clear on your account on the day of your deposit. For determining the availability of your deposits, every day is a business day except Saturdays, Sundays and Federal holidays. The close of business on a business day varies, varies but will be no earlier than 2:00 p.m. If you make a deposit before the close of business on a business dayday that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after the close of business or on a day that is we are not a business dayopen, we will consider that the deposit was made on the next succeeding business dayday that we are open. For your convenience, you may want to ask us what the actual close of business is for the office(s) where you make your deposits.