Common use of YOUR CASH ADVANCE CREDIT LIMIT Clause in Contracts

YOUR CASH ADVANCE CREDIT LIMIT. Your Cash Advance transactions are subject to a Cash Advance Credit Limit. Your Cash Advance Credit Limit is a portion of your general Credit Limit and is only available to the extent that you have an amount available under the general Credit Limit for your Account. Your initial Cash Advance Credit Limit is an amount equal to twenty percent (20%) of the Credit Limit disclosed to you when we open your Account. We may increase or decrease your Cash Advance Credit Limit at any time, in our sole discretion. We will notify you of any change in your Cash Advance Credit Limit as may be required by applicable law. Changes to your Cash Advance Credit Limit may take effect before you receive such notice. Your Billing Statement will disclose your Available Cash as of the closing date of your Billing Cycle, which will be the amount of your Cash Advance Credit Limit that is available for Cash Advances. You agree that you will not exceed your Cash Advance Credit Limit that we establish for your Account. Without limiting our other rights under this Agreement, including our rights under the “Default” section, you agree that if either: ● you exceed your Cash Advance Credit Limit at any time, or ● your Account balance exceeds your Credit Limit at any time, you will immediately pay us for the full amount of the excess. You understand that, in certain instances, authorization for a Cash Advance transaction may be denied even though you have adequate availability under your Cash Advance Credit Limit. For example, your request for a Cash Advance may be declined if: ● the ATM or other electronic terminal and/or its authorization system is not working properly, ● we have been notified that your Card has been reported as lost or stolen, or it has been cancelled, ● we suspect fraud in your Account, ● the ATM, financial institution or merchant does not have sufficient cash available, or ● other circumstances beyond our control (such as a loss of power, or the existence of a force majeure event as described elsewhere in this Agreement).

YOUR CASH ADVANCE CREDIT LIMIT. The following provisions apply to the extent that you have elected to allow Authorized Users to obtain Cash Advances. Your Cash Advance transactions are subject to a Cash Advance Credit Limit. Your Cash Advance Credit Limit is a portion of your general Credit Limit and is only available to the extent that you have an amount available under the general Credit Limit for your Account. Your initial Cash Advance Credit Limit is an amount equal to twenty thirty percent (2030%) of the Credit Limit disclosed to you when we open your Account. We may increase or decrease your Cash Advance Credit Limit at any time, in our sole discretion. We will notify you of any change in your Cash Advance Credit Limit as may be required by applicable law. Changes to your Cash Advance Credit Limit may take effect before you receive such notice. Your Billing Statement will disclose show your Available Cash as of Advance Credit Limit on the closing date of your Billing Cycle, which will be the amount of your Cash Advance Credit Limit that is available for Cash Advancesbilling cycle. You agree that you will not exceed your Cash Advance Credit Limit that we establish for your Account. Without limiting our other rights under this Agreement, including our rights under the “Default” section, you agree that if either: ● you exceed either (i) your total Cash Advance Credit Limit at any time, transaction balance or ● (ii) your Account balance exceeds your Cash Advance Credit Limit at any time, you will immediately pay us for the full amount of the excess. You understand that, in certain instances, authorization for a Cash Advance transaction may be denied even though you have adequate availability under your Cash Advance Credit Limit. For example, your request for a Cash Advance may be declined if: ● if (i) the ATM or other electronic terminal and/or its authorization system is not working properly, ● we have been notified that your Card has been reported as lost or stolen, or it has been cancelled, ● we suspect fraud in your Account, ● the ATM, financial institution or merchant does not have sufficient cash available, or ● other circumstances beyond our control (such as a loss of power, or the existence of a force majeure event as described elsewhere in this Agreement).,

YOUR CASH ADVANCE CREDIT LIMIT. Your Cash Advance transactions are subject to a Cash Advance Credit Limit. Your Cash Advance Credit Limit is a portion of your general Credit Limit and is only available to the extent that you have an amount available under the general Credit Limit for your Account. Your initial Cash Advance Credit Limit is an amount equal to twenty thirty percent (2030%) of the Credit Limit disclosed to you when we open your Account. We may increase or decrease your Cash Advance Credit Limit at any time, in our sole discretion. We will notify you of any change in your Cash Advance Credit Limit as may be required by applicable law. Changes to your Cash Advance Credit Limit may take effect before you receive such notice. Your Billing Statement will disclose show your Available Cash as of Advance Credit Limit on the closing date of your Billing Cycle, which will be the amount of your Cash Advance Credit Limit that is available for Cash Advancesbilling cycle. You agree that you will not exceed your Cash Advance Credit Limit that we establish for your Account. Without limiting our other rights under this Agreement, including our rights under the “Default” section, you agree that if either: ● you exceed either (i) your total Cash Advance Credit Limit at any time, transaction balance or ● (ii) your Account balance exceeds your Cash Advance Credit Limit at any time, you will immediately pay us for the full amount of the excess. You understand that, in certain instances, authorization for a Cash Advance transaction may be denied even though you have adequate availability under your Cash Advance Credit Limit. For example, your request for a Cash Advance may be declined if: ● if (i) the ATM or other electronic terminal and/or its authorization system is not working properly, ● (ii) we have been notified that your Card has been reported as lost or stolen, or it has been cancelledcanceled, ● we suspect fraud in your Account, ● (iii) the ATM, financial institution or merchant does not have sufficient cash available, or ● (iv) other circumstances beyond our control (such as a loss of power, or the existence of a force majeure event as described elsewhere in this Agreement).. Cardholder Agreement (Continued)

YOUR CASH ADVANCE CREDIT LIMIT. Your Cash Advance transactions are subject to a Cash Advance Credit Limit. Your Cash Advance Credit Limit is a portion of your general Credit Limit and is only available to the extent that you have an amount available under the general Credit Limit for your Account. Your initial Cash Advance Credit Limit is an amount equal to twenty thirty percent (2030%) of the Credit Limit disclosed to you when we open your Account. We may increase or decrease your Cash Advance Credit Limit at any time, in our sole discretion. We will notify you of any change in your Cash Advance Credit Limit as may be required by applicable law. Changes to your Cash Advance Credit Limit may take effect before you receive such notice. Your Billing Statement will disclose show your Available Cash as of Advance Credit Limit on the closing date of your Billing Cycle, which will be the amount of your Cash Advance Credit Limit that is available for Cash Advancesbilling cycle. You agree that you will not exceed your Cash Advance Credit Limit that we establish for your Account. Without limiting our other rights under this Agreement, including our rights under the “Default” section, you agree that if either: ● you exceed either (i) your total Cash Advance Credit Limit at any time, transaction balance or ● (ii) your Account balance exceeds your Cash Advance Credit Limit at any time, you will immediately pay us for the full amount of the excess. You understand that, in certain instances, authorization for a Cash Advance transaction may be denied even though you have adequate availability under your Cash Advance Credit Limit. For example, your request for a Cash Advance may be declined if: ● if (i) the ATM or other electronic terminal and/or its authorization Cardholder Agreement (Continued) system is not working properly, ● (ii) we have been notified that your Card has been reported as lost or stolen, or it has been cancelledcanceled, ● we suspect fraud in your Account, ● (iii) the ATM, financial institution or merchant does not have sufficient cash available, or ● (iv) other circumstances beyond our control (such as a loss of power, or the existence of a force majeure event as described elsewhere in this Agreement). You will earn Cash Back on your Purchases subject to the limitations and conditions provided herein. The Cash Back amount will be 2% of the net value of your Purchases (i.e., the amount of your Purchases less any credits or returns). There is no maximum dollar limitation on your Cash Back. You will not earn Cash Back: (i) on Cash Advances or Balance Transfers; (ii) if you have exceeded your Credit Limit or for a Purchase that would result in your Credit Limit being exceeded; (iii) if your Account is past due; (iv) for any Purchase that is determined to be fraudulent or initiated by any person other than an Authorized User; or (v) for any Purchase made for a business or commercial purpose. Provided that your Account remains active and you remain eligible to earn Cash Back pursuant to the terms set forth herein, your Cash Back will not expire. However, if you voluntarily close your Account or your Account is in default or otherwise terminated by us pursuant to the terms of this Agreement as permitted by applicable law, any unredeemed Cash Back is subject to immediate forfeiture unless redemption of your Cash Back is specifically authorized by us in our sole discretion. We reserve the right to discontinue the Cash Back program at any time without notice to you unless required by applicable law. You are eligible to receive rebates from participating merchants with which you use your Card to make Purchases. The amount of any such rebate will vary and will be based on the amount of your Purchases with the participating merchant. Rebate offers may include a specific timeframe, minimum Purchase amount and other conditions, and are subject to change at any time without notice to you. Rebates will be calculated as of the end of each billing cycle as a percentage of your net Purchases (the amount of your Purchases less credits or returns). In the event that your accumulated rebate credits exceed Purchases on your Account as of the end of any billing cycle, your Billing Statement for that billing cycle will display negative rebate dollars. We reserve the right to suspend or terminate the distribution of rebates in the event that your Account is considered to be in default under the terms of this Agreement.