Common use of Your Information Clause in Contracts

Your Information. 19.1. You may provide us with personal data from time to time in connection with your Card. Some personal data will be necessary for us to provide you with the Card and services under this Agreement, for example, your name, address, email address and mobile number. You must notify us immediately of any change of personal details. 19.2. We, the Programme Manager and our affiliates (which includes Utility Warehouse) are committed to maintaining your personal data in accordance with the requirements of the laws relating to the collection, processing and use of your personal data and will take all reasonable steps to ensure that your personal data is kept secure against unauthorised access, loss, disclosure or destruction. Except as required by law or in accordance with this Agreement, your personal information will not be passed to anyone without your permission. To comply with Anti-Money Laundering Regulations, we may request evidence of identity from you at any time and may use an ID verification agency (whose names and addresses will be provided to you on request) both prior to and following issue of your Card for this purpose and who will add details to your records of our request for a search. 19.3. You agree that we and the Company can use your personal data in connection with the Card, and the e-money associated with the Card, to contact you about replacement Cards, and to enable us to review, develop, provide and improve our products and services. This may involve providing your personal data to our partners, affiliates, agents, distributors, suppliers and to Visa and its affiliates to operate this programme and for their statistical research and analytical purposes. Some of those parties may be outside of the EEA and in such circumstances, we shall ensure that the transfer of personal data shall be carried out in compliance with data protection laws. We may also disclose your personal data as required by law, regulation or any competent authority or agency to investigate possible fraudulent, unlawful or unauthorised activity. 19.4. You may contact us at any time to request us to stop such use or further disclosure to other companies for such use, however we shall not be liable for any losses or inconvenience experienced by you resulting from implementing your request, including loss of future Cashback and possible restrictions on how you can top up your Card. 19.5. You have a right to inspect the personal data we hold about you. For further information please contact Customer Services. 19.6. If we discover that the information we hold about you is incorrect, we may have to suspend or cancel your Card until we can establish the correct information, in order to protect us both. 19.7. If we believe that you have been involved in any fraudulent, unlawful or unauthorised activity then we may contact Utility Warehouse and law enforcement bodies to advise them of such activity and you hereby consent to the disclosure of your personal data to Utility Warehouse in this context. 19.8. If you provide your explicit consent to an Authorised Account Information Service Provider to access your Account in order to provide you with Account Information Services, we will, in accordance with our obligations under law, provide them with the requested Account information. The Account information could include sensitive personal information about who you make payments to. You should note that we or Utility Warehouse have no control over how an Authorised Account Information Service Provider will use your information . Except to the extent provided by law, we or Utility Warehouse will not be liable for any damages or losses that are attributable to or arising from your appointment of the Authorised Account Information Service Provider and/or the Authorised Account Information Service Provider's actions including accessing, obtaining, storing, or using your Account information. 19.9. You consent to us using your information to provide payment services to you. If you withdraw this consent, we will stop providing payment services but may still use your data or information where we have lawful grounds to do so, for example because we need to retain records for regulatory purposes.

Your Information. 19.1. 17.1 You may provide us with personal data from time to time in connection with your Card. Some personal data will be necessary for us to provide you with the Card and services under this Agreement, for example, your name, address, email address and mobile number. You must notify us immediately of any change of personal detailsname and address by contacting Customer Services (fees may apply, see paragraph 11). 19.2. We, the Programme Manager 17.2 We and our affiliates (which includes Utility Warehouse) are committed to maintaining your personal data in accordance with the requirements of the laws relating to the collection, processing and use of your personal data Data Protection Act 1998 and will take all reasonable steps to ensure that your personal data is kept secure against unauthorised access, loss, disclosure or destruction. Except as required by law law, or in accordance with this Agreementthese terms and conditions, your personal information will not be passed to anyone without your permission. To comply with Anti-Money Laundering Regulations, we may We can at any time request evidence of identity from you at any time and may use an ID verification agency or credit reference agency (whose names and addresses will be provided to you on request) both prior to and following issue of your Card for this purpose and who will add details to your records record of our request for a search. 19.3. 17.3 You agree that we and the Company can use your personal data in connection with the Card, and the e-money associated with the Card, to contact you about replacement Cards, and to enable us to review, develop, provide develop and improve our products and services. This may involve providing your personal data to our partnersservice providers, affiliates, agents, distributors, and suppliers including the Programme Manager, and to Visa MasterCard International Incorporated and its affiliates to operate this programme process Transactions and for their statistical research and analytical purposes. Some of those parties We may be share your personal data with the Programme Manager for direct marketing purposes. If you don’t wish to receive any marketing material from the Programme Manager, please contact Customer Services. See paragraph 20 for contact details. We may also securely transfer your personal data outside of the EEA to enable you to use the Card while you are travelling, and in such circumstances, we shall ensure that countries may not offer the transfer of same protections for personal data shall be carried out in compliance with data protection lawsdata. We may also disclose your personal data as required by law, regulation or any competent authority or agency including to authorities and agencies to investigate possible fraudulent, unlawful or unauthorised activity. 19.4. 17.4 You may contact us at any time anytime to request us to stop such use or further disclosure to other companies for such use, however we shall not be liable for any losses or inconvenience experienced by you resulting from implementing your request, including loss of future Cashback and possible restrictions on how you can top up your Card. 19.5. 17.5 You have a right to inspect the personal data we hold about youyou however, we will ask you to pay an inspection fee of £10 to cover our costs. For further information please contact Customer ServicesServices (fees may apply, see paragraph 11). 19.6. 17.6 If we discover that the information we hold about you is incorrect, we may have to suspend or cancel your Card until we can establish the correct information, in order to protect us both. 19.7. If we believe that you have been involved in any fraudulent, unlawful or unauthorised activity then we may contact Utility Warehouse and law enforcement bodies 17.7 It is your responsibility to advise them keep us updated of such activity and you hereby consent changes to the disclosure of your personal data to Utility Warehouse in this context. 19.8details, including e-mail address. If you provide your explicit consent to an Authorised Account Information Service Provider to access your Account in order to provide you with Account Information Services, we will, in accordance with our obligations under law, provide them with the requested Account information. The Account information could include sensitive personal information about who you make payments to. You should note that we or Utility Warehouse have no control over how an Authorised Account Information Service Provider will use your information . Except to the extent provided by law, we or Utility Warehouse will not be liable for any damages or losses that are attributable to or arising from your appointment of the Authorised Account Information Service Provider and/or the Authorised Account Information Service Provider's actions including accessing, obtaining, storing, or using your Account information. 19.9. You consent to us using your information to provide payment services to you. If you withdraw this consent, we will stop providing payment services but may still use your data or information where we have lawful grounds Failure to do soso may result in us being unable to contact you regarding your Card, for example because we need including the provision of refunds to retain records for regulatory purposeswhich you might be entitled or to let you know about changes to terms and conditions.

Your Information. 19.1. a. You may provide us with personal data from time to time in connection with your Card. Some personal data , some of which will be necessary for us to provide you with the Card and services under this Agreement, for example, your name, address, email address and mobile number. You must notify us immediately of any change of personal detailsname and address by contacting Customer Services. 19.2. We, the Programme Manager b. We and our affiliates (which includes Utility Warehouse) are committed to maintaining your personal data in accordance with the requirements of the laws relating to the collection, processing and use of your personal data Data Protection Act and will take all reasonable steps to ensure that your personal data is kept secure against unauthorised access, loss, disclosure or destruction. Except as required by law or in accordance with this Agreementthese terms and conditions, your personal information will not be passed to anyone without your permission. To comply with Anti-Money Laundering Regulations, we may be required to request evidence of identity from you at any time and may use an ID verification agency or credit reference agency (whose names and addresses will be provided to you on request) both prior to and following issue of your Card for this purpose and who will add details to your records of our request for a search. 19.3. c. You agree that we and the Company Utility Warehouse can use your personal data in connection with the Card, and the e-money associated with the Card, to contact you about replacement Cards, and to enable us to review, develop, provide develop and improve our products and services. This may involve providing your personal data to our partners, affiliates, agents, distributors, and suppliers including Utility Warehouse Limited and to Visa Mastercard International Incorporated and its affiliates to operate this programme process Transactions and for their statistical research and analytical purposespurposes as outlined in our Privacy Statement, set out on our website. Some of those parties We may be also transfer your personal data outside of the EEA to enable you to use the Card while you are travelling, and in such circumstances, we shall ensure that countries may not offer the transfer of same protections for personal data shall be carried out in compliance with data protection lawsdata. We may also disclose your personal data as required by law, regulation or any competent authority or agency including to authorities and agencies to investigate possible fraudulent, unlawful or unauthorised activityactivity (“Misuse”). 19.4. d. You may contact us at any time anytime to request us to stop such use or further disclosure to other companies for such use, however we shall not be liable for any losses or inconvenience experienced by you resulting from implementing your request, including loss of future Cashback and possible restrictions on how you can top up your Card. 19.5. e. You have a right to inspect the personal data we hold about you. For further information please contact Customer Services. 19.6. f. If we discover that the information we hold about you is incorrect, we may have to suspend or cancel your Card until we can establish the correct information, in order to protect us both. 19.7. g. If we believe that you have been involved in any fraudulent, unlawful or unauthorised activity Misuse then we may contact Utility Warehouse and law enforcement bodies or the Programme Manager to advise them of such activity Misuse and you hereby consent to the disclosure of your personal data to Utility Warehouse or the Programme Manager in this context. 19.8. h. If you provide your explicit allow or give consent to an Authorised Account Information Service Provider to access your Account in order to provide you with Account Information Services, we will, in accordance with our obligations under law, provide them with the requested Account information. The Account information could include sensitive personal information about who you make payments to. You should note know that we or Utility Warehouse have no control over how an Authorised Account Information Service Provider will use your information . Except to the extent provided by law, nor will we or Utility Warehouse will not be liable for any damages or losses that are attributable to or arising from your appointment loss of the information after an Authorised Account Information Service Provider and/or the Authorised Account Information Service Provider's actions including accessing, obtaining, storing, or using have access to your Account information. 19.9. i. You consent to us in using your information to provide payment services to you. If you withdraw this consent, we will stop providing payment services but may still use your data or information where we have lawful grounds to do so, for example because we need to retain records for regulatory purposes.

Your Information. 19.1. 14.1 You may provide us with personal data from time to time in connection with your Card. Some personal data will be necessary for us to provide you with the Card and services under this Agreement, for example, your name, address, email address and mobile number. You must notify us immediately of any change of personal details. 19.2. We, the Programme Manager 14.2 We and our affiliates (which includes Utility Warehouse) are committed to maintaining your personal data in accordance with the requirements of the laws relating to the collection, processing and use of your personal data Data Protection Act and will take all reasonable steps to ensure that your personal data is kept secure against unauthorised access, loss, disclosure or destruction. Except as required by law law, or in accordance with this Agreementthese terms and conditions, your personal information will not be passed to anyone without your permission. To comply with Anti-Money Laundering Regulations, we may be required to request evidence of identity from you at any time and may use an ID verification agency or credit reference agency (whose names and addresses will be provided to you on request) both prior to and following issue of your Card for this purpose and who will record that an entry has been made. 14.3 We may contact credit reference agencies to check your identity, and they will add details of our search to your records of our request for a search. 19.3record. You agree that we and the Company can use your personal data in connection with the Card, and the e-money associated with the Card, to contact you about replacement Cards, and to enable us to review, develop, provide develop and improve our products and services. This may involve providing your personal data to our partners, affiliates, agents, distributors, and suppliers (including the Card Issuer and the e-money issuer) and to Visa MasterCard International Incorporated and its affiliates to operate this programme process Transactions and for their statistical research and analytical purposes. Some of those parties We may be also transfer your personal data outside of the EEA to enable you to use the Card while you are travelling, and in such circumstances, we shall ensure that countries may not offer the transfer of same protections for personal data shall be carried out in compliance with data protection lawsdata. We may also disclose your personal data as required by law, regulation or any competent authority or agency including to authorities and agencies to investigate possible fraudulent, unlawful or unauthorised activity. 19.4. 14.4 You may contact us at any time anytime to request us to stop such use or further disclosure to other companies for such use, however we shall not be liable for any losses or inconvenience experienced by you resulting from implementing your request, including loss of future Cashback and possible restrictions on how you can top up your Card. 19.5. 14.5 You have a right to inspect the personal data we hold about youyou however we will ask you to pay an Inspection Fee of £10 to cover our costs. For further information please contact Customer Services. 19.6. 14.6 If we discover that the information we hold about you is incorrect, we may have to suspend or cancel your Card until we can establish the correct information, in order to protect us both. 19.7. If we believe that you have been involved in any fraudulent, unlawful or unauthorised activity then we may contact Utility Warehouse and law enforcement bodies to advise them of such activity and you hereby consent to the disclosure of your personal data to Utility Warehouse in this context. 19.8. If you provide your explicit consent to an Authorised Account Information Service Provider to access your Account in order to provide you with Account Information Services, we will, in accordance with our obligations under law, provide them with the requested Account information. The Account information could include sensitive personal information about who you make payments to. You should note that we or Utility Warehouse have no control over how an Authorised Account Information Service Provider will use your information . Except to the extent provided by law, we or Utility Warehouse will not be liable for any damages or losses that are attributable to or arising from your appointment of the Authorised Account Information Service Provider and/or the Authorised Account Information Service Provider's actions including accessing, obtaining, storing, or using your Account information. 19.9. You consent to us using your information to provide payment services to you. If you withdraw this consent, we will stop providing payment services but may still use your data or information where we have lawful grounds to do so, for example because we need to retain records for regulatory purposes.

Your Information. 19.1. 14.1 You may provide us with personal data from time to time in connection with your Card. Some personal data will be necessary for us to provide you with the Card and services under this Agreement, for example, your name, address, email address and mobile number. You must notify us immediately of any change of personal details. 19.2. We, the Programme Manager 14.2 We and our affiliates (which includes Utility Warehouse) are committed to maintaining your personal data in accordance with the requirements of the laws relating to the collection, processing and use of your personal data Data Protection Act 1998 and will take all reasonable steps to ensure that your personal data is kept secure against unauthorised access, loss, disclosure or destruction. Except as required by law law, or in accordance with this Agreementthese terms and conditions, your personal information will not be passed to anyone without your permission. To comply with Anti-Money Laundering Regulations, we may be required to request evidence of identity from you at any time and may use an ID verification agency or credit reference agency (whose names and addresses will be provided to you on request) both prior to and following issue of your Card for this purpose and who will record that an entry has been made. 14.3 We may contact credit reference agencies to check your identity, and they will add details of our search to your records of our request for a search. 19.3record. You agree that we and the Company can use your personal data in connection with the Card, and the e-money associated with the Card, to contact you about replacement Cards, and to enable us to review, develop, provide develop and improve our products and services. This may involve providing your personal data to our partners, affiliates, agents, distributors, and suppliers (including the Card Issuer and the e-money issuer) and to Visa MasterCard International Incorporated and its affiliates to operate this programme process Transactions and for their statistical research and analytical purposes. Some of those parties We may be also transfer your personal data outside of the EEA to enable you to use the Card while you are travelling, and in such circumstances, we shall ensure that countries may not offer the transfer of same protections for personal data shall be carried out in compliance with data protection lawsdata. We may also disclose your personal data as required by law, regulation or any competent authority or agency including to authorities and agencies to investigate possible fraudulent, unlawful or unauthorised activity. 19.4. 14.4 You may contact us at any time anytime to request us to stop such use or further disclosure to other companies for such use, however we shall not be liable for any losses or inconvenience experienced by you resulting from implementing your request, including loss of future Cashback and possible restrictions on how you can top up your Card. 19.5. 14.5 You have a right to inspect the personal data we hold about youyou however we will ask you to pay an Inspection Fee of £10 to cover our costs. For further information please contact Customer Services. 19.6. 14.6 If we discover that the information we hold about you is incorrect, we may have to suspend or cancel your Card until we can establish the correct information, in order to protect us both. 19.7. If we believe that you have been involved in any fraudulent, unlawful or unauthorised activity then we may contact Utility Warehouse and law enforcement bodies to advise them of such activity and you hereby consent to the disclosure of your personal data to Utility Warehouse in this context. 19.8. If you provide your explicit consent to an Authorised Account Information Service Provider to access your Account in order to provide you with Account Information Services, we will, in accordance with our obligations under law, provide them with the requested Account information. The Account information could include sensitive personal information about who you make payments to. You should note that we or Utility Warehouse have no control over how an Authorised Account Information Service Provider will use your information . Except to the extent provided by law, we or Utility Warehouse will not be liable for any damages or losses that are attributable to or arising from your appointment of the Authorised Account Information Service Provider and/or the Authorised Account Information Service Provider's actions including accessing, obtaining, storing, or using your Account information. 19.9. You consent to us using your information to provide payment services to you. If you withdraw this consent, we will stop providing payment services but may still use your data or information where we have lawful grounds to do so, for example because we need to retain records for regulatory purposes.

Your Information. 19.1. 19.1 You may provide us with personal data from time to time in connection with your Card. Some personal data will be necessary for us to provide you with the Card and services under this Agreement, for example, your name, address, email address and mobile number. You must notify us immediately of any change of personal detailsname and address by contacting Customer Services. 19.2. We, the Programme Manager 19.2 We and our affiliates (which includes Utility Warehouse) are committed to maintaining your personal data in accordance with the requirements of the laws relating to the collection, processing and use of your personal data Data Protection Act 1998 and will take all reasonable steps to ensure that your personal data is kept secure against unauthorised access, loss, disclosure or destruction. Except as required by law law, or in accordance with this Agreement, your personal information will not be passed to anyone without your permission. To comply with Anti-Money Laundering Regulations, we may We can at any time request evidence of identity from you at any time and may use an ID verification agency or credit reference agency (whose names and addresses will be provided to you on request) both prior to and following issue of your Card for this purpose and who will add details to your records record of our request for a search. 19.3. 19.3 You agree that we and the Company can use your personal data in connection with the Card, and the e-money associated with the Card, to contact you about replacement Cards, and to enable us to review, develop, provide develop and improve our products and services. This may involve providing your personal data to our partners, affiliates, agents, distributors, suppliers suppliers, and to Visa Mastercard and its affiliates to operate this programme process transactions and for their statistical research and analytical purposes. Some of those parties Where applicable we may be also transfer your personal data outside of the EEA and in such circumstances, we shall ensure that to enable you to use the transfer of personal data shall be carried out in compliance with data protection lawsCard while you are travelling. We may also disclose your personal data as required by law, regulation or any competent authority or agency to investigate possible fraudulent, unlawful or unauthorised activity. 19.4. 19.4 You may contact us at any time anytime to request us to stop such use or further disclosure to other companies for such use, however we shall not be liable for any losses or inconvenience experienced by you resulting from implementing your request, including loss of future Cashback and possible restrictions on how you can top up your Card. 19.5. 19.5 You have a right to inspect the personal data we hold about you. For further information please contact Customer Services.you however, we will ask you to pay an inspection fee of 19.6. 19.6 If we discover that the information we hold about you is incorrect, we may have to suspend or cancel your Card until we can establish the correct information, in order to protect us both. 19.7. If we believe that you have been involved in any fraudulent, unlawful or unauthorised activity then we may contact Utility Warehouse and law enforcement bodies to advise them of such activity and you hereby consent to the disclosure of your personal data to Utility Warehouse in this context. 19.8. If you provide your explicit consent to an Authorised Account Information Service Provider to access your Account in order to provide you with Account Information Services, we will, in accordance with our obligations under law, provide them with the requested Account information. The Account information could include sensitive personal information about who you make payments to. You should note that we or Utility Warehouse have no control over how an Authorised Account Information Service Provider will use your information . Except to the extent provided by law, we or Utility Warehouse will not be liable for any damages or losses that are attributable to or arising from your appointment of the Authorised Account Information Service Provider and/or the Authorised Account Information Service Provider's actions including accessing, obtaining, storing, or using your Account information. 19.9. You consent to us using your information to provide payment services to you. If you withdraw this consent, we will stop providing payment services but may still use your data or information where we have lawful grounds to do so, for example because we need to retain records for regulatory purposes.

Your Information. 19.1. 17.1 You may provide us with personal data your Information from time to time in connection with your CardAccount. Some personal data Information will be necessary for us to provide you with the Card Account and services under this Agreement, for example, your name, address, email address and mobile number. You must notify us immediately of update any change of personal detailschanges to your Information via the Self Service Account Management Portal. 19.2. We, the Programme Manager 17.2 We and our affiliates (which includes Utility Warehouse) are committed to maintaining your personal data Information in accordance with the requirements of the laws relating to the collection, processing and use of your personal data Data Protection Act 1998 and will take all reasonable steps to ensure that your personal data Information is kept secure against unauthorised access, loss, disclosure or destruction. Except as required by law law, or in accordance with this Agreement, your personal information Information will not be passed to anyone without your permission. To comply with Anti-Money Laundering Regulations, we may We can at any time request evidence of identity from you at any time and may use an ID verification agency or credit reference agency (whose names and addresses will be provided to you on request) both prior to and following issue of your Card Account for this purpose and who will add details to your records record of our request for a search. 19.3. 17.3 You agree that we and the Company can use your personal data Information in connection with the Card, and the e-money associated with the Cardyour Account, to contact you about replacement Cards, and to enable us to review, develop, provide develop and improve our products and services. This may involve providing your personal data Information to our partners, affiliates, agents, distributors, suppliers suppliers, and to Visa Mastercard and its affiliates to operate this programme process transactions and for their statistical research and analytical purposes. Some of those parties Where applicable we may be also transfer your Information outside of the EEA and in such circumstances, we shall ensure that to enable the transfer of personal data shall be carried out in compliance with data protection lawsCardholder to use their Card while they are travelling. We may also disclose your personal data Information as required by law, regulation or any competent authority or agency to investigate possible fraudulent, unlawful or unauthorised activity. 19.4. 17.4 You may contact us at any time anytime to request us to stop such use or further disclosure to other companies for such use, however we shall not be liable for any losses or inconvenience experienced by you resulting from implementing your request, including loss of future Cashback and possible restrictions on how you can top up your Card. 19.5. 17.5 You have a right to inspect the personal data Information we hold about you. For further information please contact Customer Services.you however, we will ask you to pay an inspection fee of 19.6. 17.6 If we discover that the information Information we hold about you is incorrect, we may have to suspend or cancel your Card Account until we can establish the correct informationInformation, in order to protect us both. 19.7. If we believe that you have been involved in any fraudulent, unlawful or unauthorised activity then we may contact Utility Warehouse and law enforcement bodies to advise them of such activity and you hereby consent to the disclosure of your personal data to Utility Warehouse in this context. 19.8. If you provide your explicit consent to an Authorised Account Information Service Provider to access your Account in order to provide you with Account Information Services, we will, in accordance with our obligations under law, provide them with the requested Account information. The Account information could include sensitive personal information about who you make payments to. You should note that we or Utility Warehouse have no control over how an Authorised Account Information Service Provider will use your information . Except to the extent provided by law, we or Utility Warehouse will not be liable for any damages or losses that are attributable to or arising from your appointment of the Authorised Account Information Service Provider and/or the Authorised Account Information Service Provider's actions including accessing, obtaining, storing, or using your Account information. 19.9. You consent to us using your information to provide payment services to you. If you withdraw this consent, we will stop providing payment services but may still use your data or information where we have lawful grounds to do so, for example because we need to retain records for regulatory purposes.

Your Information. 19.1. You may provide us with personal data from time to time in connection with your Card. Some personal data will be necessary for us to provide you with the Card and services under this Agreement, for example, your name, address, email address and mobile number. You must notify us immediately of any change of personal details. 19.2. We, the Programme Manager and our affiliates (which includes Utility WarehouseUW) are committed to maintaining your personal data in accordance with the requirements of the laws relating to the collection, processing and use of your personal data and will take all reasonable steps to ensure that your personal data is kept secure against unauthorised access, loss, disclosure or destruction. Except as required by law or in accordance with this Agreement, your personal information will not be passed to anyone without your permission. To comply with Anti-Money Laundering Regulations, we may request evidence of identity from you at any time and may use an ID verification agency (whose names and addresses will be provided to you on request) both prior to and following issue of your Card for this purpose and who will add details to your records of our request for a search. 19.3. You agree that we and the Company can use your personal data in connection with the Card, and the e-money associated with the Card, to contact you about replacement Cards, and to enable us to review, develop, provide and improve our products and services. This may involve providing your personal data to our partners, affiliates, agents, distributors, suppliers and to Visa and its affiliates to operate this programme and for their statistical research and analytical purposes. Some of those parties may be outside of the EEA and in such circumstances, we shall ensure that the transfer of personal data shall be carried out in compliance with data protection laws. We may also disclose your personal data as required by law, regulation or any competent authority or agency to investigate possible fraudulent, unlawful or unauthorised activity. 19.4. You may contact us at any time to request us to stop such use or further disclosure to other companies for such use, however we shall not be liable for any losses or inconvenience experienced by you resulting from implementing your request, including loss of future Cashback and possible restrictions on how you can top up your Card. 19.5. You have a right to inspect the personal data we hold about you. For further information please contact Customer Services. 19.6. If we discover that the information we hold about you is incorrect, we may have to suspend or cancel your Card until we can establish the correct information, in order to protect us both. 19.7. If we believe that you have been involved in any fraudulent, unlawful or unauthorised activity then we may contact Utility Warehouse UW and law enforcement bodies to advise them of such activity and you hereby consent to the disclosure of your personal data to Utility Warehouse UW in this context. 19.8. If you provide your explicit consent to an Authorised Account Information Service Provider to access your Account in order to provide you with Account Information Services, we will, in accordance with our obligations under law, provide them with the requested Account information. The Account information could include sensitive personal information about who you make payments to. You should note that we or Utility Warehouse UW have no control over how an Authorised Account Information Service Provider will use your information . Except to the extent provided by law, we or Utility Warehouse UW will not be liable for any damages or losses that are attributable to or arising from your appointment of the Authorised Account Information Service Provider and/or the Authorised Account Information Service Provider's actions including accessing, obtaining, storing, or using your Account information. 19.9. You consent to us using your information to provide payment services to you. If you withdraw this consent, we will stop providing payment services but may still use your data or information where we have lawful grounds to do so, for example because we need to retain records for regulatory purposes.

Your Information. 19.1. 17.1 You may provide us with personal data your Information from time to time in connection with your CardAccount. Some personal data Information will be necessary for us to provide you with the Card Account and services under this Agreement, for example, your name, address, email address and mobile number. You must notify us immediately of update any change of personal detailschanges to your Information via the Self Service Account Management Portal. 19.2. We, the Programme Manager 17.2 We and our affiliates (which includes Utility Warehouse) are committed to maintaining your personal data Information in accordance with the requirements of the laws relating to the collection, processing and use of your personal data Data Protection Act 1998 and will take all reasonable steps to ensure that your personal data Information is kept secure against unauthorised access, loss, disclosure or destruction. Except as required by law law, or in accordance with this Agreement, your personal information Information will not be passed to anyone without your permission. To comply with Anti-Money Laundering Regulations, we may We can at any time request evidence of identity from you at any time and may use an ID verification agency or credit reference agency (whose names and addresses will be provided to you on request) both prior to and following issue of your Card Account for this purpose and who will add details to your records record of our request for a search. 19.3. 17.3 You agree that we and the Company can use your personal data Information in connection with the Card, and the e-money associated with the Cardyour Account, to contact you about replacement Cards, and to enable us to review, develop, provide develop and improve our products and services. This may involve providing your personal data Information to our partners, affiliates, agents, distributors, suppliers suppliers, and to Visa MasterCard and its affiliates to operate this programme process transactions and for their statistical research and analytical purposes. Some of those parties We may be also transfer your Information outside of the EEA and in such circumstances, we shall ensure that to enable the transfer of personal data shall be carried out in compliance with data protection lawsCardholder to use their Card while they are travelling. We may also disclose your personal data Information as required by law, regulation or any competent authority or agency to investigate possible fraudulent, unlawful or unauthorised activity. 19.4. 17.4 You may contact us at any time anytime to request us to stop such use or further disclosure to other companies for such use, however we shall not be liable for any losses or inconvenience experienced by you resulting from implementing your request, including loss of future Cashback and possible restrictions on how you can top up your Card. 19.5. 17.5 You have a right to inspect the personal data Information we hold about youyou however, we will ask you to pay an inspection fee of £10 to cover our costs. For further information information, please contact Customer Services. 19.6. 17.6 If we discover that the information Information we hold about you is incorrect, we may have to suspend or cancel your Card Account until we can establish the correct informationInformation, in order to protect us both. 19.7. If we believe that you have been involved in any fraudulent, unlawful or unauthorised activity then we may contact Utility Warehouse and law enforcement bodies to advise them of such activity and you hereby consent to the disclosure of your personal data to Utility Warehouse in this context. 19.8. If you provide your explicit consent to an Authorised Account Information Service Provider to access your Account in order to provide you with Account Information Services, we will, in accordance with our obligations under law, provide them with the requested Account information. The Account information could include sensitive personal information about who you make payments to. You should note that we or Utility Warehouse have no control over how an Authorised Account Information Service Provider will use your information . Except to the extent provided by law, we or Utility Warehouse will not be liable for any damages or losses that are attributable to or arising from your appointment of the Authorised Account Information Service Provider and/or the Authorised Account Information Service Provider's actions including accessing, obtaining, storing, or using your Account information. 19.9. You consent to us using your information to provide payment services to you. If you withdraw this consent, we will stop providing payment services but may still use your data or information where we have lawful grounds to do so, for example because we need to retain records for regulatory purposes.

Your Information. 19.1. a. You may provide us with personal data from time to time in connection with your Card. Some personal data , some of which will be necessary for us to provide you with the Card and services under this Agreement, for example, your name, address, email address and mobile number. You must notify us immediately of any change of personal detailsname and address by contacting Customer Services. 19.2. We, the Programme Manager b. We and our affiliates (which includes Utility Warehouse) are committed to maintaining your personal data in accordance with the requirements of the laws relating to the collection, processing and use of your personal data Data Protection Act and will take all reasonable steps to ensure that your personal data is kept secure against unauthorised access, loss, disclosure or destruction. Except as required by law or in accordance with this Agreementthese terms and conditions, your personal information will not be passed to anyone without your permission. To comply with Anti-Money Laundering Regulations, we may be required to request evidence of identity from you at any time and may use an ID verification agency or credit reference agency (whose names and addresses will be provided to you on request) both prior to and following issue of your Card for this purpose and who will add details to your records of our request for a search. 19.3. c. You agree that we and the Company Utility Warehouse can use your personal data in connection with the Card, and the e-money associated with the Card, to contact you about replacement Cards, and to enable us to review, develop, provide develop and improve our products and services. This may involve providing your personal data to our partners, affiliates, agents, distributors, and suppliers including Utility Warehouse Limited and to Visa Mastercard International Incorporated and its affiliates to operate this programme process Transactions and for their statistical research and analytical purposespurposes as outlined in our Privacy Statement, set out on our website. Some of those parties We may be also transfer your personal data outside of the EEA to enable you to use the Card while you are travelling, and in such circumstances, we shall ensure that countries may not offer the transfer of same protections for personal data shall be carried out in compliance with data protection lawsdata. We may also disclose your personal data as required by law, regulation or any competent authority or agency including to authorities and agencies to investigate possible fraudulent, unlawful or unauthorised activityactivity (“Misuse”). 19.4. d. You may contact us at any time anytime to request us to stop such use or further disclosure to other companies for such use, however we shall not be liable for any losses or inconvenience experienced by you resulting from implementing your request, including loss of future Cashback and possible restrictions on how you can top up your Card. 19.5. e. You have a right to inspect the personal data we hold about youyou however we will ask you to pay an Inspection Fee of £10 to cover our costs. For further information please contact Customer Services. 19.6. f. If we discover that the information we hold about you is incorrect, we may have to suspend or cancel your Card until we can establish the correct information, in order to protect us both. 19.7. g. If we believe that you have been involved in any fraudulent, unlawful or unauthorised activity Misuse then we may contact Utility Warehouse and law enforcement bodies or the Programme Manager to advise them of such activity Misuse and you hereby consent to the disclosure of your personal data to Utility Warehouse or the Programme Manager in this context. 19.8. If you provide your explicit consent to an Authorised Account Information Service Provider to access your Account in order to provide you with Account Information Services, we will, in accordance with our obligations under law, provide them with the requested Account information. The Account information could include sensitive personal information about who you make payments to. You should note that we or Utility Warehouse have no control over how an Authorised Account Information Service Provider will use your information . Except to the extent provided by law, we or Utility Warehouse will not be liable for any damages or losses that are attributable to or arising from your appointment of the Authorised Account Information Service Provider and/or the Authorised Account Information Service Provider's actions including accessing, obtaining, storing, or using your Account information. 19.9. You consent to us using your information to provide payment services to you. If you withdraw this consent, we will stop providing payment services but may still use your data or information where we have lawful grounds to do so, for example because we need to retain records for regulatory purposes.

Your Information. 19.1. 19.1 You may provide us with personal data from time to time in connection with your Card. Some personal data will be necessary for us to provide you with the Card and services under this Agreement, Agreement for example, your name, address, email address and mobile number. You must notify us immediately of any change of personal details. 19.2. 19.2 We, the Programme Manager and our affiliates (which includes Utility Warehouse) are committed to maintaining your personal data in accordance with the requirements of the laws relating to the collection, processing and use of your personal data and will take all reasonable steps to ensure that your personal data is kept secure against unauthorised access, loss, disclosure or destruction. Except as required by law or in accordance with this Agreement, your personal information will not be passed to anyone without your permission. To comply with Anti-Money Laundering Regulations, we may be required to request evidence of identity from you at any time and may use an ID verification agency or credit reference agency (whose names and addresses will be provided to you on request) both prior to and following issue of your Card for this purpose and who will add details to your records of our request for a search. 19.319.3 We may validate name, address and other personal information supplied by you during the order process against appropriate third party databases. By accepting this Agreement, you consent to such checks being made. In performing these checks, personal information provided by you may be disclosed to a Registered Credit Reference Agency, which may keep a record of that information. You can rest assured that this is done only to confirm your identity, that a credit check is not performed and that your credit rating will be unaffected. All information provided by you will be treated securely and strictly in accordance with the Data Protection Act 1998. 19.4 You agree that we and the Company can use your personal data in connection with the Card, and the e-money associated with the Card, to contact you about replacement Cards, and to enable us to review, develop, provide develop and improve our products and services. This may involve providing your personal data to our partners, affiliates, agents, distributors, suppliers and to Visa and its affiliates to operate this programme and for their statistical research and analytical purposes. Some of those parties may be outside of the EEA and in such circumstances, ; we shall ensure that the transfer of personal data shall be carried out in compliance in accordance with relevant data protection laws. We may also disclose your personal data as required by law, regulation or any competent authority or agency to investigate possible fraudulent, unlawful or unauthorised activity. 19.4. 19.5 You may contact us at any time anytime to request us to stop such use or further disclosure to other companies for such use, however we shall not be liable for any losses or inconvenience experienced by you resulting from implementing your request, including loss of future Cashback and possible restrictions on how you can top up your Card. 19.5. 19.6 You have a right to inspect the personal data we hold about youyou however we will ask you to pay an inspection fee of £10 to cover our costs. For further information please contact Customer Services. 19.6. 19.7 If we discover that the information we hold about you is incorrect, we may have to suspend or cancel your Card until we can establish the correct information, in order to protect us both. 19.7. 19.8 If we believe that you have been involved in any fraudulent, unlawful or unauthorised activity then we may contact Utility Warehouse the Company and law enforcement bodies to advise them of such activity and you hereby consent to the disclosure of your personal data to Utility Warehouse the Company in this context. 19.8. If you provide your explicit consent to an Authorised Account Information Service Provider to access your Account in order to provide you with Account Information Services, we will, in accordance with our obligations under law, provide them with the requested Account information. The Account information could include sensitive personal information about who you make payments to. You should note that we or Utility Warehouse have no control over how an Authorised Account Information Service Provider will use your information . Except to the extent provided by law, we or Utility Warehouse will not be liable for any damages or losses that are attributable to or arising from your appointment of the Authorised Account Information Service Provider and/or the Authorised Account Information Service Provider's actions including accessing, obtaining, storing, or using your Account information. 19.9. You consent to us using your information to provide payment services to you. If you withdraw this consent, we will stop providing payment services but may still use your data or information where we have lawful grounds to do so, for example because we need to retain records for regulatory purposes.

Your Information. 19.1. 15.1 You may provide us with personal data from time to time in connection with your CardAccount. Some personal data will be necessary for us to provide you with the Card and services under this Agreement, for example, your name, address, email address and mobile number. You must notify us immediately of any change of personal detailsname and address by contacting Customer Services. 19.2. We, the Programme Manager 15.2 We and our affiliates (which includes Utility Warehouse) are committed to maintaining your personal data in accordance with the requirements of the laws relating to the collection, processing Data Protection Act 1998 and use of your personal data e-Privacy Directive and will take all reasonable steps to ensure that your personal data is kept secure against unauthorised access, loss, disclosure or destruction. Except as required by law law, or in accordance with this Agreementthese Terms and Conditions, your personal information will not be passed to anyone without your permission. To comply with Anti-Money Laundering RegulationsRegulations 2007, we may are required to request documentary evidence of to verify your identity from you at any time and may use an ID verification agency or credit reference agency (whose names and addresses will be provided to you on request) both prior to and following issue of your Card for this purpose and who will add details to your records record of our request for a search. 19.3. 15.3 You agree that we and the Company can use your personal data in connection with the Card, and the e-money associated with the Card, to contact you about replacement Cards, and to enable us to review, develop, provide develop and improve our products and services. This may involve providing your personal data to our partners, affiliates, agents, distributors, and suppliers including the Post Office and to Visa MasterCard International Incorporated and its affiliates to operate process Transactions, provide Account services under this programme Agreement (including the mobile app services) and for their statistical research and analytical purposes. Some of those parties We may be also transfer your personal data outside of the EEA to enable you to use the Card while you are travelling, and in such circumstances, we shall ensure that countries may not offer the transfer of same protections for personal data shall be carried out in compliance with data protection lawsdata. We may also disclose your personal data as required by law, regulation or any competent authority or agency including to authorities and agencies to investigate possible fraudulent, unlawful or unauthorised activity. 19.415.4 The Post Office may use your personal data: to provide you with the Card and services under this Agreement; to enable Post Office to review, develop and improve its products and services; to help identify products and services that may be of interest to you; for statistical research and analysis; and, if you give your permission, for direct marketing purposes in accordance with paragraph 15.5. The Post Office may also disclose your personal data as required by law, regulation or any competent authority or agency including to authorities and agencies to investigate possible fraudulent, unlawful or unauthorised activity. 15.5 You will be indicating your consent to receiving marketing communications from the Post Office, Royal Mail Group Limited and Post Office’s trusted partners by post, phone, email, text and other electronic means unless you have indicated an objection to receiving such communications by ticking the relevant box(es) provided on the Card application or informing us or the Post Office during the application process. Post Office’s trusted partners include providers of products and services that are available through the Post Office. The marketing preferences you give will not prevent you from receiving information about the benefits and features of the products or services Post Office already supplies to you. 15.6 To change your Post Office marketing preferences please write to Marketing Preference Team, Post Office Limited, 000 Xxx Xx, Xxxxxx, XX0X 0XX. Please note that if you have provided marketing preferences to another business in the Royal Mail group those preferences may not match the marketing preferences that you have given to the Post Office. You may should contact us at any time the other Royal Mail group business to request us to stop such use or further disclosure to other companies for such use, however we shall not be liable for any losses or inconvenience experienced by you resulting from implementing your request, including loss of future Cashback and possible restrictions on how you can top up your Cardchange the marketing preferences they hold. 19.5. 15.7 You have a right to inspect the personal data we hold about you; however, we will ask you to pay an inspection fee of £10 to cover our costs. For further information please contact Customer Services. 19.6. 15.8 If we discover that the information we hold about you is incorrect, we may have to suspend or cancel your Card until we can establish the correct information, in order to protect us both. 19.7. If we believe that you have been involved in any fraudulent, unlawful or unauthorised activity then we may contact Utility Warehouse and law enforcement bodies 15.9 It is your responsibility to advise them keep us updated of such activity and you hereby consent changes to the disclosure of your personal data to Utility Warehouse in this context. 19.8details, including email address. If you provide your explicit consent to an Authorised Account Information Service Provider to access your Account in order to provide you with Account Information Services, we will, in accordance with our obligations under law, provide them with the requested Account information. The Account information could include sensitive personal information about who you make payments to. You should note that we or Utility Warehouse have no control over how an Authorised Account Information Service Provider will use your information . Except to the extent provided by law, we or Utility Warehouse will not be liable for any damages or losses that are attributable to or arising from your appointment of the Authorised Account Information Service Provider and/or the Authorised Account Information Service Provider's actions including accessing, obtaining, storing, or using your Account information. 19.9. You consent to us using your information to provide payment services to you. If you withdraw this consent, we will stop providing payment services but may still use your data or information where we have lawful grounds Failure to do soso may result in us being unable to contact you regarding your Card, for example because we need including the provision of refunds to retain records for regulatory purposeswhich you might be entitled or to let you know about changes to Terms and Conditions.