North Bay Bancorp/Ca Sample Contracts

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EXHIBIT 4.1 NORTH BAY BANCORP and REGISTRAR AND TRANSFER COMPANY as Rights Agent RIGHTS AGREEMENT Dated as October 28, 2002 TABLE OF CONTENTS
Rights Agreement • October 31st, 2002 • North Bay Bancorp/Ca • National commercial banks • California
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Guarantee Agreement • August 13th, 2002 • North Bay Bancorp/Ca • National commercial banks • New York
RECITALS
Sublease Agreement • March 28th, 2003 • North Bay Bancorp/Ca • National commercial banks
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Indemnification Agreement • August 13th, 2004 • North Bay Bancorp/Ca • National commercial banks • California
STOCK SUBSCRIPTION APPLICATION SUBSCRIPTION APPLICATION AND AGREEMENT
Stock Subscription Agreement • February 9th, 2000 • North Bay Bancorp/Ca • Blank checks

The undersigned, having read the Prospectus dated February 9, 2000 of North Bay Bancorp hereby subscribe(s) for the number of shares of North Bay common stock, no par value, listed opposite each subscriber's name at $25.00 per share. This Subscription Application constitutes an offer by the subscriber(s) to purchase the number of shares specified. This offer cannot be revoked prior to acceptance or rejection of the offer by North Bay.

RECITALS
Indemnity Agreement • March 31st, 2005 • North Bay Bancorp/Ca • National commercial banks • California
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Employment Agreement • March 31st, 2005 • North Bay Bancorp/Ca • National commercial banks
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Employment Agreement • March 31st, 2005 • North Bay Bancorp/Ca • National commercial banks
AGREEMENT
Endorsement Method Split Dollar Plan Agreement • March 27th, 2002 • North Bay Bancorp/Ca • National commercial banks
LIFE INSURANCE ENDORSEMENT METHOD SPLIT DOLLAR PLAN AGREEMENT
Life Insurance Endorsement Method Split Dollar Plan Agreement • March 16th, 2006 • North Bay Bancorp/Ca • National commercial banks
NORTH BAY BANCORP, as Issuer INDENTURE
Indenture • August 13th, 2002 • North Bay Bancorp/Ca • National commercial banks • New York
AMENDED AND RESTATED EMPLOYMENT AGREEMENT
Employment Agreement • March 8th, 2007 • North Bay Bancorp/Ca • National commercial banks • California

THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT (the "Agreement") is made and entered into as of the 16th day of January, 2007 by and between North Bay Bancorp, a California corporation (the "Company"), The Vintage Bank, a California corporation (the “Bank”), and Stephanie Rode (the "Employee").

AGREEMENT AND PLAN OF REORGANIZATION by and among Umpqua Holdings Corporation, Umpqua Bank, North Bay Bancorp and The Vintage Bank January 17, 2007
Agreement and Plan of Reorganization • March 8th, 2007 • North Bay Bancorp/Ca • National commercial banks • Oregon

This Agreement and Plan of Reorganization is entered into effective this 17th day of January, 2007 (this “Agreement”), by and among Umpqua Holdings Corporation (“Umpqua”), Umpqua Bank (“Umpqua Bank”), North Bay Bancorp (“NBB”) and The Vintage Bank (“TVB”).

AMENDED AND RESTATED EMPLOYMENT AGREEMENT
Employment Agreement • March 8th, 2007 • North Bay Bancorp/Ca • National commercial banks • California

THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT (this “Agreement”) is made and entered into as of the ___ day of January, 2007, by and between Umpqua Holdings Corporation, an Oregon corporation (“Umpqua”) and Glen C. Terry (“Employee”). This Agreement is effective subject to and as of the closing of the merger (the “Merger”) between Umpqua and North Bay Bancorp (the “Company”) pursuant to an Agreement and Plan of Reorganization dated January ___, 2007. The closing date of the Merger is the “Effective Date.”

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THE AMENDED AND RESTATED 2005 NORTH BAY BANCORP SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN
Supplemental Executive Retirement Plan • March 8th, 2007 • North Bay Bancorp/Ca • National commercial banks • California

The purpose of this Supplemental Executive Retirement Plan (the “Plan”) is to memorialize the Company’s supplemental executive retirement plan pursuant to which the Company entered into Executive Supplemental Compensation Agreements with key employees and to provide supplemental retirement benefits for certain key employees of North Bay Bancorp and subsidiaries or affiliates thereof who are employed by the Company on, or after October 1, 2005. It is intended that the Plan will aid in retaining and attracting individuals of exceptional ability by providing them with these benefits. It is intended that the Plan and related Participation Agreements (including those Participation Agreements entered into in place of the Executive Supplemental Compensation Agreements previously entered into by the Company pursuant to its supplemental executive retirement plan meet the requirements of Internal Revenue Code Section 409A. This Plan shall be effective as of October 1, 2005 and this Amendment and

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