Separate Account Va Y Sample Contracts

EXHIBIT (8)(f) PARTICIPATION AGREEMENT (FIDELITY)
Participation Agreement • February 22nd, 2006 • Separate Account Va Y • Massachusetts

THIS AMENDED AND RESTATED AGREEMENT, made and entered into as of the 10th day of October, 2005 by and among TRANSAMERICA LIFE INSURANCE COMPANY, (hereinafter the “Company”), an Iowa corporation, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”); and FIDELITY DISTRIBUTORS CORPORATION (hereinafter the “Underwriter”), a Massachusetts corporation; and each of VARIABLE INSURANCE PRODUCTS FUND, VARIABLE INSURANCE PRODUCTS FUND II, VARIABLE INSURANCE PRODUCTS FUND III and VARIABLE INSURANCE PRODUCTS FUND IV, each an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (each referred to hereinafter as the “Fund”).

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Amended and Restated Participation Agreement Franklin/Templeton Distributors, Inc. Transamerica Life Insurance Company
Participation Agreement • April 30th, 2009 • Separate Account Va Y • California

Each Class 2 Portfolio named on Schedule C of this Agreement is eligible to receive a maximum annual payment rate of 0.25% stated as a percentage per year of that Portfolio’s Class 2 average daily net assets, pursuant to the terms and conditions referenced below under its Class 2 Rule 12b-1 Distribution Plan.

PARTICIPATION AGREEMENT Among and TRANSAMERICA LIFE INSURANCE COMPANY
Participation Agreement • August 14th, 2008 • Separate Account Va Y • Iowa

THIS AGREEMENT, made and entered into as of the day of , , by and among TRANSAMERICA LIFE INSURANCE COMPANY, (hereinafter the “Company”), an Iowa corporation, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”), and the INSURANCE TRUST, a business trust organized under the laws of (hereinafter the “Trust”) and SECURITIES, INC. (hereinafter the “Underwriter”), a corporation.

AMENDMENT NO. 44 TO PARTICIPATION AGREEMENT AMONG TRANSAMERICA SERIES TRUST, TRANSAMERICA LIFE INSURANCE COMPANY, TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY, AND MONUMENTAL LIFE INSURANCE COMPANY
Participation Agreement • April 25th, 2011 • Separate Account Va Y

The Participation Agreement, dated July 1, 1992, as amended (“Agreement”) among Transamerica Series Trust (the “Fund”), Transamerica Life Insurance Company (“Transamerica”), Transamerica Financial Life Insurance Company (“TFLIC”), and Monumental Life Insurance Company (“Monumental”), (herein collectively, “the Companies”), is hereby amended as follows:

EXHIBIT (8)(a)(12) AMENDMENT NO. 42 TO PARTICIPATION AGREEMENT (TRANSAMERICA SERIES TRUST)
Participation Agreement • April 23rd, 2010 • Separate Account Va Y

The Participation Agreement, dated July 1, 1992, as amended (“Agreement”) among Transamerica Series Trust (the “Fund”), Transamerica Life Insurance Company (“Transamerica”), Transamerica Financial Life Insurance Company (“TFLIC”), and Monumental Life Insurance Company (“Monumental”) is hereby amended as follows:

AMENDMENT NO. 48 TO PARTICIPATION AGREEMENT AMONG TRANSAMERICA SERIES TRUST, TRANSAMERICA LIFE INSURANCE COMPANY, TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY, AND MONUMENTAL LIFE INSURANCE COMPANY
Participation Agreement • September 10th, 2012 • Separate Account Va Y

The Participation Agreement, dated July 1, 1992, as amended (“Agreement”) among Transamerica Series Trust (the “Fund”), Transamerica Life Insurance Company (“Transamerica”), Transamerica Financial Life Insurance Company (“TFLIC”), and Monumental Life Insurance Company (“Monumental”), (herein collectively, “the Companies”), is hereby amended as as follows:

PARTICIPATION AGREEMENT GE INVESTMENTS FUNDS, INC.
Participation Agreement • November 19th, 2009 • Separate Account Va Y • New York

THIS PARTICIPATION AGREEMENT (this “Agreement”), made and entered into as of the 16th day of November, 2009, by and among TRANSAMERICA LIFE INSURANCE COMPANY, organized under the laws of the state of Iowa (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company named in Schedule 1 (Registered Accounts) and Schedule 2 (Unregistered Accounts) to this Agreement as may be amended from time to time (each account individually referred to as an “Account” and collectively referred to as the “Accounts”), GE INVESTMENTS FUNDS, INC., an open-end management investment company organized under the laws of the Commonwealth of Virginia (the “Fund”) on its own behalf and on behalf of the Portfolios named in Schedule 3 (Portfolios) to this Agreement (each portfolio individually referred to as a “Portfolio” and collectively referred to as the “Portfolios”); GE INVESTMENT DISTRIBUTORS, INC., a corporation organized under the laws of the State of Delaware (the “Distr

AMENDMENT NO. 40 TO PARTICIPATION AGREEMENT AMONG TRANSAMERICA SERIES TRUST, TRANSAMERICA LIFE INSURANCE COMPANY, TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY, AND MONUMENTAL LIFE INSURANCE COMPANY
Participation Agreement • April 30th, 2009 • Separate Account Va Y

The Participation Agreement, dated July 1, 1992, as amended (“Agreement”) among Transamerica Series Trust (the “Fund”), Transamerica Life Insurance Company (“Transamerica”), Transamerica Financial Life Insurance Company (“TFLIC”), and Monumental Life Insurance Company (“Monumental”) is hereby amended as follows:

AMENDMENT NO. 41 TO PARTICIPATION AGREEMENT AMONG TRANSAMERICA SERIES TRUST, TRANSAMERICA LIFE INSURANCE COMPANY, TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY, AND MONUMENTAL LIFE INSURANCE COMPANY
Participation Agreement • November 19th, 2009 • Separate Account Va Y

The Participation Agreement, dated July 1, 1992, as amended (“Agreement”) among Transamerica Series Trust (the “Fund”), Transamerica Life Insurance Company (“Transamerica”), Transamerica Financial Life Insurance Company (“TFLIC”), and Monumental Life Insurance Company (“Monumental”) is hereby amended as follows:

FUND PARTICIPATION AGREEMENT
Participation Agreement • November 19th, 2009 • Separate Account Va Y • Massachusetts

THIS AGREEMENT is entered into as of this 28th day of January, 2005 among Transamerica Life Insurance Company, (the “Company”) a life insurance company organized under the laws of the State of Iowa (on behalf of itself and certain of its separate accounts); AMERICAN FUNDS INSURANCE SERIES (“Series”), an open-end management investment company organized under the laws of the Commonwealth of Massachusetts, and CAPITAL RESEARCH AND MANAGEMENT COMPANY (“CRMC”), a corporation organized under the laws of the State of Delaware.

AMENDED AND REINSTATED PRINCIPAL UNDERWRITING AGREEMENT
Principal Underwriting Agreement • February 15th, 2011 • Separate Account Va Y • Iowa

THIS AMENDED AND REINSTATED PRINCIPAL UNDERWRITING AGREEMENT made and effective as of the 7th day of October, 2010 (the “Effective Date”), by and between TRANSAMERICA CAPITAL, INC. (“TCI”), a California corporation, and TRANSAMERICA LIFE INSURANCE COMPANY (“TLIC”), an Iowa corporation.

EXHIBIT (8)(h)(1) AMENDMENT NO. 4 TO AMENDED AND RESTATED PARTICIPATION AGREEMENT (FRANKLIN/TEMPLETON)
Participation Agreement • February 15th, 2011 • Separate Account Va Y

Franklin Templeton Variable Insurance Products Trust (the “Trust”), Franklin/Templeton Distributors, Inc. (the “Underwriter,” and together with the Trust, “we” or “us”), Transamerica Life Insurance Company (the “Company” or “you”), and Transamerica Capital, Inc., your distributor, on your behalf and on behalf of certain Accounts, have previously entered into an Amended and Restated Participation Agreement dated May 1, 2007, and subsequently amended July 30, 2007, January 10 2008 and November 1, 2008, (the “Agreement”). The parties now desire to amend the Agreement by this amendment (the “Amendment”). Unless otherwise indicated, the terms defined in the Agreement shall have the same meaning in this Amendment.

AMENDMENT NO. 2 TO PARTICIPATION AGREEMENT AMERICAN FUNDS
Participation Agreement • November 19th, 2009 • Separate Account Va Y
AMENDMENT NO. 8 AND NOVATION TO AMENDED AND RESTATED PRINCIPAL UNDERWRITING AGREEMENT
Principal Underwriting Agreement • April 30th, 2007 • Separate Account Va Y

Amendment dated May 1, 2007 to the Amended and Restated Principal Underwriting Agreement, dated as of May 1, 2002, by and between AFSG Securities Corporation (“AFSG”) and Transamerica Life Insurance Company (“Transamerica”) (the “Agreement”).

AMENDMENT NO. 4 TO PARTICIPATION AGREEMENT AMERICAN FUNDS
Fund Participation Agreement • November 19th, 2009 • Separate Account Va Y
AMENDMENT NO. 38 TO PARTICIPATION AGREEMENT AMONG TRANSAMERICA SERIES TRUST, TRANSAMERICA LIFE INSURANCE COMPANY, TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY, AND MONUMENTAL LIFE INSURANCE COMPANY
Participation Agreement • November 6th, 2008 • Separate Account Va Y

The Participation Agreement, dated July 1, 1992, as amended (“Agreement”) among Transamerica Series Trust (the “Fund”), Transamerica Life Insurance Company (“Transamerica”), Transamerica Financial Life Insurance Company (“TFLIC”), and Monumental Life Insurance Company (“Monumental”) is hereby amended as follows:

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • November 6th, 2008 • Separate Account Va Y

Amendment to the Participation Agreement (the “Agreement”), dated as of May 1, 2000, between TRANSAMERICA LIFE INSURANCE COMPANY (“Insurer”); TRANSAMERICA CAPITAL, INC. (replacing AFSG SECURITIES CORPORATION by Amendment and Novation) (“Contracts Distributor”) (together Insurer and Contracts Distributor, the “Company”); ALLIANCEBERNSTEIN L.P. (formerly ALLIANCE CAPITAL MANAGEMENT L.P.) (“Adviser”); and ALLIANCEBERNSTEIN INVESTMENTS, INC. (formerly, ALLIANCEBERNSTEIN INVESTMENT RESEARCH AND MANAGEMENT, INC.) (“Distributor”).

AMENDMENT NO. 3 TO PARTICIPATION AGREEMENT (FRANKLIN TEMPLETON)
Participation Agreement • November 6th, 2008 • Separate Account Va Y

Franklin Templeton Variable Insurance Products Trust (the “Trust”), Franklin/Templeton Distributors, Inc. (the “Underwriter,” and together with the Trust, “we” or “us”), Transamerica Life Insurance Company (the “Company” or “you”), and Transamerica Capital, Inc., your distributor, on your behalf and on behalf of certain Accounts, have previously entered into an Amended and Restated Participation Agreement dated as of May 1, 2007 and subsequently amended as of July 30, 2007 and January 20, 2008 (the “Agreement”). The parties now desire to amend the Agreement by this amendment (the “Amendment”).

EXHIBIT (3)(a)(3) Amendment No. 10 to Amended and Restated Principal Underwriting Agreement
Principal Underwriting Agreement • November 6th, 2008 • Separate Account Va Y

Amendment dated October 1, 2008, to the Amended and Restated Principal Underwriting Agreement, dated as of May 1, 2002, by and between Transamerica Capital, Inc. (“TCI”) and Transamerica Life Insurance Company (“Transamerica”) (the “Agreement”).

EXHIBIT (8)(a)(8) AMENDMENT NO. 36 TO PARTICIPATION AGREEMENT (TST)
Participation Agreement • April 29th, 2008 • Separate Account Va Y

The Participation Agreement, dated July 1, 1992, as amended (“Agreement”) among Transamerica Series Trust (the “Fund”), Transamerica Life Insurance Company (“Transamerica”), Transamerica Financial Life Insurance Company (“TFLIC”), Monumental Life Insurance Company (“Monumental”), and Transamerica Occidental Life Insurance Company (“TOLIC”) is hereby amended as follows:

EXHIBIT (8)(d)(3) AMENDMENT NO. 12 TO FUND PARTICIPATION AGREMENT (JANUS ASPEN SERIES)
Fund Participation Agreement • February 15th, 2011 • Separate Account Va Y

This Amendment (the “Amendment”) to the Fund Participation Agreement (as defined below) is made effective as of July 23, 2010 (“Effective Date”) by and between Janus Aspen Series (the “Trust”), Janus Capital Management LLC (for the purposes of Sections 4 and 5 of this Amendment only), and Transamerica Life Insurance Company, a life insurance company organized under the laws of the State of Iowa, and as successor-in-interest to Transamerica Occidental Life Insurance Company and Transamerica Life Insurance and Annuity Company (the “Company”).

EXHIBIT (8)(b)(2) AMENDMENT TO PARTICIPATION AGREEMENT (AIM/INVESCO)
Participation Agreement • August 6th, 2010 • Separate Account Va Y

The Participation Agreement (the “Agreement”), dated as of May 1, 1998, by and among AIM Variable Insurance Funds, a Delaware trust (“AVIF”); Invesco Aim Distributors, Inc., a Delaware corporation (“AIM”); Transamerica Life Insurance Company (formerly, PFL Life Insurance Company), an Iowa life insurance company (“LIFE COMPANY”) and Transamerica Capital, Inc. (replacing AFSG SECURITIES CORPORATION by Amendment and Novation), is hereby amended as follows:

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ADDENDUM TO PARTICIPATION AGREEMENT
Participation Agreement • July 19th, 2006 • Separate Account Va Y

Amendment No. 9 to the Amended and Restated Participation Agreement, dated as of July 1, 2001, by and among MFS VARIABLE INSURANCE TRUST, MASSACHUSETTS FINANCIAL SERVICES COMPANY, and TRANSAMERICA LIFE INSURANCE COMPANY (the “Agreement”).

EXHIBIT (8)(d)(2) AMENDMENT NO. 9 TO PARTICIPATION AGREEMENT (JANUS)
Participation Agreement • July 19th, 2006 • Separate Account Va Y

The Participation Agreement dated as of April 6, 2000 between Janus Aspen Series (the “Trust”), and Transamerica Life Insurance Company (the “Company”), is hereby amended as follows:

EXHIBIT (8)(c)(2) AMENDMENT NO. 6 TO PARTICIPATION AGREEMENT (ALLIANCEBERNSTEIN)
Participation Agreement • July 19th, 2006 • Separate Account Va Y

Amendment No. 6 to the Participation Agreement (the “Agreement”), dated as of May 1, 2000, between TRANSAMERICA LIFE INSURANCE COMPANY (“Insurer”); AFSG SECURITIES CORPORATION (“Contracts Distributor”) (together Insurer and Contracts Distributor, the “Company”); ALLIANCEBERNSTEIN L.P. (formerly ALLIANCE CAPITAL MANAGEMENT L.P.) (“Adviser”); and ALLIANCEBERNSTEIN INVESTMENTS, INC. (formerly, ALLIANCEBERNSTEIN INVESTMENT RESEARCH AND MANAGEMENT, INC.) (“Distributor”).

EXHIBIT (7)(e)(2) AMENDMENT NO. 2 TO REINSURANCE AGREEMENT TRANSAMERICA INTERNATION RE (BERMUDA) LTD.
Reinsurance Agreement • February 15th, 2011 • Separate Account Va Y

Now, Therefore, in consideration of the mutual agreements, promises and covenants provided herein, the Company and the Reinsurer hereby agree to amend the Agreement as follows:

EXHIBIT (8)(b)(1) AMENDMENT NO. 14 TO PARTICIPATION AGREEMENT (AIM)
Participation Agreement • July 19th, 2006 • Separate Account Va Y

The Participation Agreement (the “Agreement”), dated as of May 1, 1998, by and among AIM Variable Insurance Funds, a Delaware trust (“AVIF”); A I M Distributors, Inc., a Delaware corporation (“AIM”); Transamerica Life Insurance Company (formerly, PFL Life Insurance Company), an Iowa life insurance company (“LIFE COMPANY”) and AFSG SECURITIES CORPORATION, a Pennsylvania corporation (“UNDERWRITER”), is hereby amended as follows:

EXHIBIT (3)(a)(3) Form of Amendment to Amended and Restated Principal Underwriting Agreement
Principal Underwriting Agreement • August 14th, 2008 • Separate Account Va Y

Amendment dated October 1, 2008, to the Amended and Restated Principal Underwriting Agreement, dated as of May 1, 2002, by and between Transamerica Capital, Inc. (“TCI”) and Transamerica Life Insurance Company (“Transamerica”) (the “Agreement”).

EXHIBIT (3)(a)(1) AMENDMENT NO. 7 TO PRINCIPAL UNDERWRITING AGREEMENT
Principal Underwriting Agreement • February 22nd, 2006 • Separate Account Va Y

Amendment to the Amended and Restated Principal Underwriting Agreement, dated as of May 1, 2002, by and between AFSG Securities Corporation and Transamerica Life Insurance Company (the “Agreement”).

EXHIBIT (7)(e)(1) AMENDMENT NO. 1 TO REINSURANCE AGREEMENT TRANSAMERICA INTERNATION RE (BERMUDA) LTD.
Reinsurance Agreement • February 15th, 2011 • Separate Account Va Y

Now, Therefore, in consideration of the mutual agreements, promises and covenants provided herein, the Company and the Reinsurer hereby agree to amend the Agreement as follows:

EXHIBIT (8)(a)(1) AMENDMENT NO. 34 TO PARTICIPATION AGREEMENT (ATST)
Participation Agreement • July 19th, 2006 • Separate Account Va Y

The Participation Agreement, dated July 1, 1992, as amended (“Agreement”) among AEGON/Transamerica Series Trust (the “Fund”), Transamerica Life Insurance Company (“Transamerica”), Transamerica Financial Life Insurance Company (“TFLIC”), Peoples Benefit Life Insurance Company (“Peoples”), and Transamerica Occidental Life Insurance Company (“TOLIC”) is hereby amended as follows:

EXHIBIT (8)(f)(1) AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT (FIDELITY)
Participation Agreement • July 19th, 2006 • Separate Account Va Y

Transamerica Life Insurance Company, Variable Insurance Products Fund, Variable Insurance Products Fund II, Variable Insurance Products Fund III, Variable Insurance Products Fund IV, and Fidelity Distributors Corporation hereby amend the Participation Agreement (“Agreement”) dated October 10, 2005, by doing the following:

EXHIBIT (7)(e)(3) AMENDMENT NO.3 TO REINSURANCE AGREEMENT TRANSAMERICA INTERNATION RE (BERMUDA) LTD.
Reinsurance Agreement • February 15th, 2011 • Separate Account Va Y

Now, Therefore, in consideration of the mutual agreements, promises and covenants provided herein, the Company and the Reinsurer hereby agree to amend the Agreement as follows:

AMENDMENT NO. 7 TO PARTICIPATION AGREEMENT
Participation Agreement • September 10th, 2012 • Separate Account Va Y

Transamerica Life Insurance Company, Variable Insurance Products Fund, Variable Insurance Products Fund II, Variable Insurance Products Fund III, Variable Insurance Products Fund IV, Variable Insurance Products Fund V, and Fidelity Distributors Corporation hereby amend the Participation Agreement (“Agreement”) dated October 10, 2005, by doing the following:

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • February 15th, 2011 • Separate Account Va Y

The Participation Agreement (the “Agreement”), dated as of May 1, 1998, by and among AIM Variable Insurance Funds (Invesco Variable Insurance Funds), a Delaware trust (“AVIF IVIF”); Invesco Distributors, Inc, a Delaware corporation (“INVESCO”); Transamerica Life Insurance Company (formerly, PFL Life Insurance Company), an Iowa life insurance company (“LIFE COMPANY”) and Transamerica Capital, Inc. (replacing AFSG SECURITIES CORPORATION by Amendment and Novation), is hereby amended as follows:

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