Exhibit 1.2 WHITE MOUNTAINS INSURANCE GROUP, LTD. FUND AMERICAN COMPANIES, INC. FORM OF UNDERWRITING AGREEMENT [Debt Securities] [Note: Appropriate modifications will be made for other types of securities and for issuances of securities by Fund...Fund American Co Inc/New • November 8th, 2001 • Fire, marine & casualty insurance • New York
Company FiledNovember 8th, 2001 Industry Jurisdiction
] SHARESUnderwriting Agreement • November 8th, 2001 • Fund American Co Inc/New • Fire, marine & casualty insurance • New York
Contract Type FiledNovember 8th, 2001 Company Industry Jurisdiction
OFGuarantee Agreement • June 27th, 2003 • Fund American Co Inc/New • Fire, marine & casualty insurance • New York
Contract Type FiledJune 27th, 2003 Company Industry Jurisdiction
FORM OFAgreement • November 8th, 2001 • Fund American Co Inc/New • Fire, marine & casualty insurance • New York
Contract Type FiledNovember 8th, 2001 Company Industry Jurisdiction
Exhibit 4.3 [Form of Subordinated Indenture] WHITE MOUNTAINS INSURANCE GROUP, LTD. [and FUND AMERICAN COMPANIES, INC.]Fund American Co Inc/New • June 27th, 2003 • Fire, marine & casualty insurance • New York
Company FiledJune 27th, 2003 Industry Jurisdiction
COMMON SHARESFund American Co Inc/New • June 27th, 2003 • Fire, marine & casualty insurance • New York
Company FiledJune 27th, 2003 Industry Jurisdiction
WHITE MOUNTAINS INSURANCE GROUP, LTD. Guarantor FUND AMERICAN COMPANIES, INC. Company and BANK ONE, NATIONAL ASSOCIATION TrusteeFund American Co Inc/New • June 27th, 2003 • Fire, marine & casualty insurance • New York
Company FiledJune 27th, 2003 Industry Jurisdiction
EXHIBIT 4.12 DECLARATION OF TRUST OF Fund American Trust III THIS DECLARATION OF TRUST, dated as of October 30, 2001, among Fund American Companies, Inc., as Depositor (the "Depositor"), Bank One Delaware, Inc., not in its individual capacity but...Fund American Co Inc/New • November 8th, 2001 • Fire, marine & casualty insurance
Company FiledNovember 8th, 2001 Industry
AMENDMENT NO. 2 TO THE DECLARATION OF TRUSTOneBeacon U.S. Holdings, Inc. • June 26th, 2014 • Fire, marine & casualty insurance
Company FiledJune 26th, 2014 IndustryThis AMENDMENT NO. 2 TO THE DECLARATION OF TRUST, dated as of June 24, 2014 (this “Amendment No. 2”), among Wells Fargo Delaware Trust Company, National Association, a national banking association (as successor in interest to Wells Fargo Delaware Trust Company), as Delaware trustee (the “Delaware Trustee”), Maureen A. Phillips and Paul H. McDonough, as trustees (the “Regular Trustees” and collectively with the Delaware Trustee, the “Trustees” and each a “Trustee”) and OneBeacon U.S. Holdings, Inc., a Delaware corporation, as depositor (the “Depositor”).