EXHIBIT 1 JOINT FILING AGREEMENT AMONG FRIEDMAN, BILLINGS, RAMSEY GROUP, INC., ERIC F. BILLINGS, AND EMANUEL J. FRIEDMAN WHEREAS, in accordance with Rule 13d-1(k) under the Securities and Exchange Act of 1934 (the "Act"), only one joint statement and...Joint Filing Agreement • December 9th, 2003 • Oxford Finance Corp • Personal credit institutions
WHEREAS, in accordance with Rule 13d-1(k) under the Securities and Exchange Act of 1934 (the "Act"), only one joint statement and any amendments thereto need to be filed whenever one or more persons are required to file such a statement or any amendments thereto pursuant to Section 13(d) of the Act with respect to the same securities, provided that said persons agree in writing that such statement or amendments thereto is filed on behalf of each of them;
REGISTRATION RIGHTS AGREEMENTRegistration Rights Agreement • October 25th, 2002 • Oxford Finance Corp • Virginia
This Registration Rights Agreement (the “Agreement”) is made and entered into as of March 28, 2002, by and between Oxford Finance Corporation, a Maryland corporation (the “Company”) and Friedman, Billings, Ramsey & Co., Inc., a Delaware corporation (the “Initial Purchaser”), for the benefit of the Initial Purchaser and its respective direct and indirect transferees.
EMPLOYMENT AGREEMENTEmployment Agreement • December 23rd, 2002 • Oxford Finance Corp • Personal credit institutions • Virginia
THIS EMPLOYMENT AGREEMENT (the “Agreement”), dated as of March 26, 2002, between J. Alden Philbrick, IV (the “Executive”) and Oxford Finance Corporation, a Maryland corporation (the “Company”), recites and provides as follows:
ASSET PURCHASE AGREEMENT by and between OXFORD FINANCE ACQUISITION CORP. and OXFORD FINANCE CORPORATION Dated as of January 28, 2004Asset Purchase Agreement • February 6th, 2004 • Oxford Finance Corp • Personal credit institutions • New York
CUSTODIAL AGREEMENTCustodial Agreement • May 15th, 2003 • Oxford Finance Corp • Personal credit institutions • Pennsylvania
This Custodial Agreement (this “Agreement”) dated as of May 2, 2003 by and among Oxford Finance Corporation, a Maryland corporation (“Oxford”), National City Bank (the “Bank”), and Riggs Bank, N.A., as custodian of the various loan documents and pledged securities under this Agreement (the “Custodian”).
OXFORD LETTERHEAD]Agreement Dated December 1, 2002 • January 31st, 2003 • Oxford Finance Corp • Personal credit institutions
AGREEMENTAgreement • December 23rd, 2002 • Oxford Finance Corp • Personal credit institutions • New York
This Amended and Restated Agreement is dated as of December 1, 2002 by and between WACHOVIA SECURITIES, INC., formerly known as First Union Securities, Inc. (“Wachovia”) and J. ALDEN PHILBRICK, IV (“Philbrick”), OXFORD VENTURE FINANCE, LLC and OXFORD FINANCE CORPORATION, INC. (together “Oxford”). This Agreement supercedes the Agreement between the aforementioned parties dated as May 1, 2002.
MASTER LOAN AND SECURITY AGREEMENT dated as of November 27, 2002, by and between FARMERS & MECHANICS BANK and OXFORD FINANCE CORPORATIONMaster Loan and Security Agreement • December 23rd, 2002 • Oxford Finance Corp • Personal credit institutions • Maryland
THIS MASTER LOAN AND SECURITY AGREEMENT (this “Agreement”) is made as of the 27th day of November, 2002, by and between FARMERS & MECHANICS BANK, its successors and assigns (the “Bank”), and OXFORD FINANCE CORPORATION, its successors and permitted assigns (“Borrower”).
MASTER LOAN AND SECURITY AGREEMENT dated as of October 17, 2003, by and among OXFORD FINANCE CORPORATION, NATIONAL CITY BANK as Administrative Agent and the other Lenders named hereinMaster Loan and Security Agreement • November 14th, 2003 • Oxford Finance Corp • Personal credit institutions • Pennsylvania
THIS MASTER LOAN AND SECURITY AGREEMENT (this “Agreement”) is made as of the 17th day of October, 2003, by and among OXFORD FINANCE CORPORATION, a Maryland corporation, its successors and permitted assigns (“Borrower”), the lenders who are or may become a party to this Agreement, as Lenders and NATIONAL CITY BANK, as Administrative Agent for the Lenders (“Administrative Agent”).
AMENDMENT TO MASTER LOAN AND SECURITY AGREEMENTMaster Loan and Security Agreement • November 14th, 2003 • Oxford Finance Corp • Personal credit institutions • Pennsylvania
This Amendment to Master Loan and Security Agreement (this “Amendment”) dated as of September 25, 2003 is by and between Oxford Finance Corporation (“Borrower”) and National City Bank (“Lender”).
MASTER LOAN AND SECURITY AGREEMENT dated as of May 2, 2003, by and between NATIONAL CITY BANK and OXFORD FINANCE CORPORATIONMaster Loan and Security Agreement • May 15th, 2003 • Oxford Finance Corp • Personal credit institutions • Pennsylvania
THIS MASTER LOAN AND SECURITY AGREEMENT (this “Agreement”) is made as of the 2nd day of May, 2003, by and between NATIONAL CITY BANK, its successors and assigns (the “Bank”), and OXFORD FINANCE CORPORATION, its successors and permitted assigns (“Borrower”).
AMENDED AND RESTATED CUSTODIAL AGREEMENTCustodial Agreement • November 14th, 2003 • Oxford Finance Corp • Personal credit institutions • Pennsylvania
This Amended and Restated Custodial Agreement (this “Agreement”) dated as of October 17, 2003 by and among Oxford Finance Corporation, a Maryland corporation (“Oxford”), National City Bank, as Administrative Agent for itself and certain other lenders (the “Administrative Agent”), and Riggs Bank, N.A., as custodian of the various loan documents and pledged securities under this Agreement (the “Custodian”).
