Article I ---------Synergy Financial Group Inc /Nj/ • November 18th, 2004 • Savings institution, federally chartered • New Jersey
Company FiledNovember 18th, 2004 Industry Jurisdiction
SYNERGY FINANCIAL GROUP, INC. EMPLOYMENT AGREEMENT THIS AGREEMENT, is effective as of this 1st day of January 2005, (hereinafter the ("Effective Date") by and between Synergy Financial Group, Inc., Cranford, New Jersey (hereinafter the "Company") and...Employment Agreement • February 27th, 2006 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered • New Jersey
Contract Type FiledFebruary 27th, 2006 Company Industry Jurisdiction
andRights Agreement • November 30th, 2004 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered • New Jersey
Contract Type FiledNovember 30th, 2004 Company Industry Jurisdiction
4,711,099 Shares (subject to increase up to 5,417,793 shares in the event of an increase in the pro forma market value of the Company's Common Stock) SYNERGY FINANCIAL GROUP, INC. (a New Jersey corporation) Common Stock (par value $.10 per share)...Synergy Financial Group Inc /Nj/ • October 31st, 2003 • Savings institution, federally chartered • New York
Company FiledOctober 31st, 2003 Industry Jurisdiction
ADOPTION AGREEMENT FOR Synergy Financial Group, Inc. EMPLOYEES' SAVINGS & PROFIT SHARING PLAN AND TRUSTAdoption Agreement • May 21st, 2004 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered
Contract Type FiledMay 21st, 2004 Company Industry
STOCK OPTION AGREEMENTStock Option Agreement • November 18th, 2004 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered
Contract Type FiledNovember 18th, 2004 Company Industry
RETENTION AGREEMENT This Retention Agreement (the "Agreement") is made and entered into on May 13, 2007 (but effective at the time specified in Section 1 below) by and between New York Community Bank (the "Bank") and John S. Fiore, an individual (the...Retention Agreement • May 14th, 2007 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered • New York
Contract Type FiledMay 14th, 2007 Company Industry Jurisdiction
ANDAgreement and Plan of Merger • May 14th, 2007 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered • Delaware
Contract Type FiledMay 14th, 2007 Company Industry Jurisdiction
RESTRICTED STOCK AGREEMENT -------------------------- PURSUANT TO THE SYNERGY FINANCIAL GROUP, INC. 2004 RESTRICTED STOCK PLAN -------------------------- FOR OFFICERS AND EMPLOYEESRestricted Stock Agreement • November 18th, 2004 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered
Contract Type FiledNovember 18th, 2004 Company Industry
Article I ---------Synergy Financial Group Inc /Nj/ • May 21st, 2004 • Savings institution, federally chartered • New Jersey
Company FiledMay 21st, 2004 Industry Jurisdiction
May 13, 2007 Mr. John S. Fiore 310 North Avenue East Cranford, NJ 07016 Dear Mr. Fiore: In connection with the anticipated merger (the "Merger") of Synergy Financial Group, Inc. (the "Company") with and into New York Community Bancorp, Inc. ("NYB") as...Synergy Financial Group Inc /Nj/ • May 14th, 2007 • Savings institution, federally chartered • New York
Company FiledMay 14th, 2007 Industry Jurisdiction
CHANGE IN CONTROL SEVERANCE AGREEMENT THIS CHANGE IN CONTROL SEVERANCE AGREEMENT ("Agreement") entered into this 26 th day of March 2002 ("Effective Date"), by and between Synergy Federal Savings Bank (the "Savings Bank") and Ralph Fernendez (the...Change in Control Severance Agreement • September 17th, 2003 • Synergy Financial Group Inc /Nj/ • New Jersey
Contract Type FiledSeptember 17th, 2003 Company Jurisdiction
CHANGE IN CONTROL SEVERANCE AGREEMENT ------------------------------------- Amended and Restated THIS CHANGE IN CONTROL SEVERANCE AGREEMENT ("Agreement") entered into this 26th day of July 2005 ("Effective Date"), by and between Synergy Bank (the...Change in Control Severance Agreement • July 28th, 2005 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered • New Jersey
Contract Type FiledJuly 28th, 2005 Company Industry Jurisdiction
SYNERGY BANK EMPLOYMENT AGREEMENT As amended and restated This Agreement is made and entered into this 1st of January, 2005, by and between SYNERGY BANK, a federally-chartered savings bank (hereinafter referred to as the SAVINGS BANK) which is a...Synergy Bank Employment Agreement • February 27th, 2006 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered
Contract Type FiledFebruary 27th, 2006 Company Industry
NONCOMPETlTION AGREEMENT This Noncompetition Agreement (the "Agreement") is entered into as of May 13, 2007 (but effective immediately following the consummation of the Merger (as such term is defined below) by and between New York Community Bancorp,...Noncompetltion Agreement • May 14th, 2007 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered • New York
Contract Type FiledMay 14th, 2007 Company Industry Jurisdiction