SYNERGY FINANCIAL GROUP, INC. EMPLOYMENT AGREEMENT THIS AGREEMENT, is effective as of this 1st day of January 2005, (hereinafter the ("Effective Date") by and between Synergy Financial Group, Inc., Cranford, New Jersey (hereinafter the "Company") and...Employment Agreement • February 27th, 2006 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered • New Jersey
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STOCK OPTION AGREEMENTStock Option Agreement • November 18th, 2004 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered
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RESTRICTED STOCK AGREEMENT -------------------------- PURSUANT TO THE SYNERGY FINANCIAL GROUP, INC. 2004 RESTRICTED STOCK PLAN -------------------------- FOR OFFICERS AND EMPLOYEESRestricted Stock Agreement • November 18th, 2004 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered
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4,711,099 Shares (subject to increase up to 5,417,793 shares in the event of an increase in the pro forma market value of the Company's Common Stock) SYNERGY FINANCIAL GROUP, INC. (a New Jersey corporation) Common Stock (par value $.10 per share)...Agency Agreement • October 31st, 2003 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered • New York
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NONCOMPETlTION AGREEMENT This Noncompetition Agreement (the "Agreement") is entered into as of May 13, 2007 (but effective immediately following the consummation of the Merger (as such term is defined below) by and between New York Community Bancorp,...Noncompetition Agreement • May 14th, 2007 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered • New York
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andRights Agreement • November 30th, 2004 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered • New Jersey
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ANDMerger Agreement • May 14th, 2007 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered • Delaware
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ADOPTION AGREEMENT FOR Synergy Financial Group, Inc. EMPLOYEES' SAVINGS & PROFIT SHARING PLAN AND TRUSTAdoption Agreement • May 21st, 2004 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered
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RETENTION AGREEMENT This Retention Agreement (the "Agreement") is made and entered into on May 13, 2007 (but effective at the time specified in Section 1 below) by and between New York Community Bank (the "Bank") and John S. Fiore, an individual (the...Retention Agreement • May 14th, 2007 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered • New York
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Article I ---------Restricted Stock Plan and Trust Agreement • November 18th, 2004 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered • New Jersey
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SYNERGY BANK EMPLOYMENT AGREEMENT As amended and restated This Agreement is made and entered into this 1st of January, 2005, by and between SYNERGY BANK, a federally-chartered savings bank (hereinafter referred to as the SAVINGS BANK) which is a...Employment Agreement • February 27th, 2006 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered
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CHANGE IN CONTROL SEVERANCE AGREEMENT THIS CHANGE IN CONTROL SEVERANCE AGREEMENT ("Agreement") entered into this 26 th day of March 2002 ("Effective Date"), by and between Synergy Federal Savings Bank (the "Savings Bank") and Ralph Fernendez (the...Change in Control Severance Agreement • September 17th, 2003 • Synergy Financial Group Inc /Nj/ • New Jersey
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CHANGE IN CONTROL SEVERANCE AGREEMENT ------------------------------------- Amended and Restated THIS CHANGE IN CONTROL SEVERANCE AGREEMENT ("Agreement") entered into this 26th day of July 2005 ("Effective Date"), by and between Synergy Bank (the...Change in Control Severance Agreement • July 28th, 2005 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered • New Jersey
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May 13, 2007 Mr. John S. Fiore 310 North Avenue East Cranford, NJ 07016 Dear Mr. Fiore: In connection with the anticipated merger (the "Merger") of Synergy Financial Group, Inc. (the "Company") with and into New York Community Bancorp, Inc. ("NYB") as...Merger Agreement • May 14th, 2007 • Synergy Financial Group Inc /Nj/ • Savings institution, federally chartered • New York
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FORM OF]Stock Bonus Plan and Trust Agreement • September 17th, 2003 • Synergy Financial Group Inc /Nj/ • New Jersey
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