MAINSTREET FINANCIAL COROPRATION (a Federal Corporation) Up to 432,400 Shares (Subject to Increase Up to 497,260 Shares) COMMON STOCK ($0.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENTAgency Agreement • November 3rd, 2006 • Mainstreet Financial Corp • Savings institution, federally chartered • New York
MainStreet Financial Corporation, a federal corporation (the "Holding Company"), MainStreet Savings MHC, a federal mutual holding company (the "MHC") and MainStreet Savings Bank, FSB, a federally chartered stock savings bank (the "Bank") (collectively, the "Primary Parties") hereby confirm jointly and severally, their agreement with Ryan Beck & Co., Inc. ("Agent"), as follows:
March 12, 2007Loan Agreement • March 30th, 2007 • Mainstreet Financial Corp • Savings institution, federally chartered
This letter (the "Letter Agreement") pertains to the credit facility outstanding from the Bank to MainStreet Financial Corporation (the "Borrower") pursuant to a certain Business Loan Agreement, Promissory Note, Pledge Agreement and Irrevocable Proxy, and other related documents and agreements dated June 30, 2005 by and between the parties (collectively, the "Loan Documents"), which facility involves a line of credit in the original principal amount of $2,000,000 (the "Loan").
April 1, 2009Loan Agreement • April 2nd, 2009 • Mainstreet Financial Corp • Savings institution, federally chartered
RP® FINANCIAL, LC.Appraisal Services Agreement • September 22nd, 2006 • Mainstreet Financial Corp
This letter sets forth the agreement between MainStreet Savings Bank, FSB, Hastings, Michigan (the "Bank"), a wholly-owned subsidiary of MainStreet Financial Corporation, MHC (the "MHC"), and RP® Financial, LC. ("RP Financial") for the independent appraisal services in connection with the "Minority Stock Issuance" by a newly-chartered mid-tier stock holding company formed in conjunction with the Minority Stock Issuance. On a post-offering basis, the mutual holding company structure will be preserved. The specific appraisal services to be rendered by RP Financial are described below.
March 31, 2008Loan Agreement • March 31st, 2008 • Mainstreet Financial Corp • Savings institution, federally chartered
April 1, 2009Loan Agreement • April 2nd, 2009 • Mainstreet Financial Corp • Savings institution, federally chartered
SUPERVISORY AGREEMENTSupervisory Agreement • April 9th, 2008 • Mainstreet Financial Corp • Savings institution, federally chartered
This Supervisory Agreement (Agreement) is made and is effective this 4th day of April, 2008 (the Effective Date), by and between MainStreet Savings Bank, FSB, Hastings, Michigan (MainStreet or the Association) OTS Docket No. 00966, a federal stock savings bank, and the Office of Thrift Supervision (OTS), a bureau of the United States Department of the Treasury, acting through its Central Regional Director or his designee (Regional Director).
IBSM LETTERHEAD] October 31, 2006Loan Agreement • November 3rd, 2006 • Mainstreet Financial Corp • Savings institution, federally chartered
This letter (the "Letter Agreement") pertains to the credit facility outstanding from the Bank to MainStreet Financial Corporation (the "Borrower") pursuant to a certain Business Loan Agreement, Promissory Note, Pledge Agreement and Irrevocable Proxy, and other related documents and agreements dated June 30, 2005 by and between the parties (collectively, the "Loan Documents"), which facility involves a line of credit in the principal amount of $2,000,000, all of which has been advanced to the Borrower in accordance with the terms of said facility (the "Loan").
March 31, 2008Loan Facility Agreement • March 31st, 2008 • Mainstreet Financial Corp • Savings institution, federally chartered
