Home Equity Mortgage Loan Asset-Backed Trust, Series Inabs 2007-B Sample Contracts

SUBSEQUENT TRANSFER INSTRUMENT SUBSEQUENT TRANSFER INSTRUMENT
Subsequent Transfer Instrument • July 3rd, 2007 • Home Equity Mortgage Loan Asset-Backed Trust, Series Inabs 2007-B • Asset-backed securities • New York

Pursuant to this Subsequent Transfer Instrument, dated June 29, 2007 (the “Instrument”), among IndyMac ABS, Inc. (the “Depositor”), IndyMac Bank, F.S.B. (the “Seller”) and Deutsche Bank National Trust Company (the “Trustee”), and pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2007 (the “Pooling and Servicing Agreement”), among the Depositor as depositor, the Seller as seller and servicer (in such capacity, the “Servicer”) and the Trustee as trustee and supplemental interest trust trustee of the IndyMac ABS, Inc., Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2007-B, the Seller and Depositor agree to the sale by the Seller and the purchase by the Depositor, and the Depositor and Trustee agree to the sale by the Depositor and the purchase by the Trustee, on behalf of the Trust Fund, of the Mortgage Loans listed on the attached Schedule of Subsequent Mortgage Loans (the “Subsequent Mortgage Loans”).

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Home Equity Mortgage Loan Asset-Backed Trust, Series INABS 2007-B Home Equity Loan Asset-Backed Certificates, Series INABS 2007-B UNDERWRITING AGREEMENT
Underwriting Agreement • August 3rd, 2007 • Home Equity Mortgage Loan Asset-Backed Trust, Series Inabs 2007-B • Asset-backed securities • New York

IndyMac ABS, Inc., a corporation organized and existing under the laws of the State of Delaware (the “Company”), proposes to cause the formation of trusts (each, a “Trust”) from time to time and to offer for sale from time to time its Asset-Backed Securities evidencing interests in pools of certain contracts and mortgage loans (the “Securities”). The Securities may be issued in various series, and within each series, in one or more classes, in one or more offerings on terms determined at the time of sale (each such series, a “Series” and each such class, a “Class”). Each Trust may issue one or more classes of Asset-Backed Notes (the “Notes”) pursuant to an Indenture to be dated as of the respective cut-off date for the related loans or contracts conveyed to such Trust as described below (each such cut-off date, a “Cut-off Date”) as may be supplemented by one or more supplements to such Indenture (such Indenture, as supplemented by such supplements (if any), the “Indenture”) between the

Contract
Pooling and Servicing Agreement • July 3rd, 2007 • Home Equity Mortgage Loan Asset-Backed Trust, Series Inabs 2007-B • Asset-backed securities

The depositor has purchased mortgage loans from IndyMac Bank, F.S.B. (“IndyMac Bank”) pursuant to a pooling and servicing agreement, dated as of June 1, 2007, among IndyMac Bank, as seller and servicer, the depositor and the trustee, and assigned to the trustee for the benefit of holders of the certificates the mortgage loans (the “Closing Date Mortgage Loans”). Pursuant to each subsequent transfer instrument, the trust acquired subsequent mortgage loans (the “Subsequent Mortgage Loans” and together with the Closing Date Mortgage Loans, the “Mortgage Loans”) to be included in the mortgage pool. The Mortgage Loans have an aggregate principal balance as of the subsequent cut-off date of approximately $999,969,962. The Mortgage Loans included in loan group I have an aggregate principal balance equal to approximately $350,490,856 and the Mortgage Loans included in loan group II have an aggregate principal balance equal to approximately $649,479,106.

INDYMAC ABS, INC. Depositor INDYMAC BANK, F.S.B. Seller and Servicer DEUTSCHE BANK NATIONAL TRUST COMPANY Trustee and Supplemental Interest Trust Trustee POOLING AND SERVICING AGREEMENT Dated as of June 1, 2007 HOME EQUITY MORTGAGE LOAN ASSET-BACKED...
Pooling and Servicing Agreement • August 3rd, 2007 • Home Equity Mortgage Loan Asset-Backed Trust, Series Inabs 2007-B • Asset-backed securities • New York

THIS POOLING AND SERVICING AGREEMENT, dated as of June 1, 2007, among IndyMac ABS, Inc., a Delaware corporation, as depositor (the “Depositor”), IndyMac Bank, F.S.B. (“IndyMac”), a federal savings bank, as seller (in that capacity, the “Seller”) and as servicer (in that capacity, the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”) and as supplemental interest trust trustee (the “Supplemental Interest Trust Trustee”),

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