COMMON STOCK PURCHASE WARRANTCommon Stock Purchase Warrant • January 19th, 2021 • Standard Premium Finance Holdings, Inc. • Florida
THIS CERTIFIES THAT Holder is the owner of the number of Warrants set forth above of Standard Premium Finance Holdings, Inc.., a Florida corporation (hereinafter called the “Company”). Each Warrant entitles the Holder to purchase one share (collectively the “Warrant Shares”) of the common stock of the Company (“Common Stock”), fully paid and non-assessable, free of taxes, liens, and charges, at an exercise price per share of Four ($4.00) Dollars per share (the “Exercise Price”) at any time during the period commencing on date of issuance and ending at 5:00 p.m. Eastern Time (ET) on the Expiration Date set forth above (the “Expiration Date”).
COMMERCIAL LEASE AGREEMENTCommercial Lease Agreement • March 15th, 2024 • Standard Premium Finance Holdings, Inc. • Miscellaneous business credit institution • Florida
This Commercial Lease Agreement (“Lease”) is made and effective March 1, 2024, by and between Marlenko Acquisitions, LLC (“Landlord”) and Standard Premium Finance Management Corporation (“Tenant”).
Second Amendment to LOAN AGREEMENTLoan Agreement • March 17th, 2023 • Standard Premium Finance Holdings, Inc. • Miscellaneous business credit institution
THIS SECOND AMENDMENT TO LOAN AGREEMENT (“Amendment”) is made as of November 30, 2022 (the “Amendment Date”), by and among STANDARD PREMIUM FINANCE MANAGEMENT CORPORATION, a Florida corporation (“Borrower”), FIRST HORIZON BANK, a Tennessee banking corporation (“Bank”), and STANDARD PREMIUM FINANCE HOLDINGS, INC., a Florida corporation (the “Entity Guarantor”), WILLIAM KOPPELMANN, an individual, MARK KUTNER, an individual, and CARL CHRISTIAN HOECHNER, an individual (each an “Individual Guarantor” and collectively the “Individual Guarantors”, with William Koppelmann and Mark Kutner sometimes referred to herein as the “Existing Individual Guarantors”) (the Entity guarantor and the Individual Guarantors are collectively the “Guarantors”).
EMPLOYMENT AGREEMENTEmployment Agreement • July 6th, 2022 • Standard Premium Finance Holdings, Inc. • Miscellaneous business credit institution • Florida
This EMPLOYMENT AGREEMENT is made effective June 29, 2022, by and between Brian Krogol, hereafter referred to as “Employee,” and Standard Premium Finance Holdings, Inc. a Florida corporation, hereafter referred to as “SPF” and “the Company.”
FIRST amendment to LOAN AGREEMENTLoan Agreement • March 17th, 2023 • Standard Premium Finance Holdings, Inc. • Miscellaneous business credit institution
THIS FIRST AMENDMENT TO LOAN AGREEMENT (“Amendment”) is made as of October 5, 2021, by and among STANDARD PREMIUM FINANCE MANAGEMENT CORPORATION, a Florida corporation (“Borrower”), FIRST HORIZON BANK, a Tennessee banking corporation (“Bank”), and STANDARD PREMIUM FINANCE HOLDINGS, INC., a Florida corporation (the “Entity Guarantor”), WILLIAM KOPPELMANN, an individual, MARK KUTNER, an individual, and CARL CHRISTIAN HOECHNER, an individual (each an “Individual Guarantor” and collectively the “Individual Guarantors”, with William Koppelmann and Mark Kutner sometimes referred to herein as the “Existing Individual Guarantors”) (the Entity guarantor and the Individual Guarantors are collectively the “Guarantors”).
SECURITY AND PLEDGE AGREEMENTSecurity and Pledge Agreement • January 19th, 2021 • Standard Premium Finance Holdings, Inc. • Florida
THIS SECURITY AND PLEDGE AGREEMENT (as amended, restated, amended and restated or otherwise modified from time to time, this “Agreement”) is entered into as of October 5, 2018 among the parties identified as “Grantors” on the signature pages hereto and such other parties as may become Grantors after the date hereof (individually a “Grantor”, and collectively the “Grantors”) and WOODFOREST NATIONAL BANK, in its capacity as administrative agent and collateral agent (in such capacities, together with its successors and assigns, the “Administrative Agent”) for the holders of the Obligations (defined below).
STANDARD PREMIUM FINANCE HOLDINGS, INC. EMPLOYEE INCENTIVE STOCK OPTION AWARD AGREEMENTEmployee Incentive Stock Option Award Agreement • January 19th, 2021 • Standard Premium Finance Holdings, Inc. • Florida
LOAN AGREEMENTLoan Agreement • March 2nd, 2021 • Standard Premium Finance Holdings, Inc. • Miscellaneous business credit institution • Florida
THIS LOAN AGREEMENT ("Loan Agreement") is made and entered into on this the 3rd day of February, 2021, by and among STANDARD PREMIUM FINANCE MANAGEMENT CORPORATION, a Florida corporation with an address of 13590 SW 134 Avenue, Suite 214, Miami, Florida 33186, party of the first part, hereinafter called the "Borrower," FIRST HORIZON BANK, a Tennessee banking corporation, with a place of business at 1000 S. Pine Island Road, Suite 430, Plantation, Florida 33324 and its principal place of business at 165 Madison Avenue, Memphis, Tennessee 38103, party of the second part, hereinafter called the "Bank," and STANDARD PREMIUM FINANCE HOLDINGS, INC., a Florida corporation (the “Entity Guarantor”), William Koppelmann, an individual, and Mark Kutner, an individual (each an “Individual Guarantor” and collectively, the “Individual Guarantors”), parties of the third part (the Entity Guarantor and the Individual Guarantors are collectively, the "Guarantors").
CONSULTING AGREEMENTConsulting Agreement • January 19th, 2021 • Standard Premium Finance Holdings, Inc. • Florida
THIS AGREEMENT made this 22 day of July 2016, between Standard Premium Finance Holdings, Inc., a Florida corporation (the “Company”) and Bayshore Corporate Finance LLC, a Florida limited liability company (the “Consultant”).
AGREEMENT OF SHARE EXCHANGEShare Exchange Agreement • January 19th, 2021 • Standard Premium Finance Holdings, Inc. • Florida
THIS AGREEMENT OF SHARE EXCHANGE (this “Agreement”), is made and entered into as of March 22, 2017 by and between Standard Premium Finance Holdings Inc., a Florida corporation (“Holdings”), Standard Premium Finance Management Corporation, a Florida corporation (“SPFMC”) and the shareholders of SPFMC common stock who execute a counterpart of this Agreement (referred to collectively as the “Shareholders” and individually as a “Shareholder”) for the purpose of effecting a non-statutory share exchange to facilitate the formation of a holding company that will own all of the issued and outstanding shares of SPFMC.
CONSULTING AGREEMENTConsulting Agreement • March 2nd, 2021 • Standard Premium Finance Holdings, Inc. • Miscellaneous business credit institution • Florida
THIS AGREEMENT made this 1st day of August 2016, between Standard Premium Finance Holdings, Inc., a Florida corporation (the “Company”) and Bayshore Corporate Finance, LLC, a Florida limited liability company (the “Consultant”).
COMMON STOCK PURCHASE WARRANTWarrant Agreement • June 11th, 2021 • Standard Premium Finance Holdings, Inc. • Miscellaneous business credit institution • Florida
THIS CERTIFIES THAT Holder is the owner of the number of Warrants set forth above of Standard Premium Finance Holdings, Inc., a Florida corporation (hereinafter called the “Company”). Each Warrant entitles the Holder to purchase one share (collectively the “Warrant Shares”) of the common stock of the Company (“Common Stock”), fully paid and non-assessable, free of taxes, liens, and charges, at an exercise price per share of Four ($4.00) Dollars per share (the “Exercise Price”) at any time during the period commencing on date of issuance and ending at 5:00 p.m. Eastern Time (ET) on the Expiration Date set forth above (the “Expiration Date”).
THIRD Amendment to LOAN AGREEMENTLoan Agreement • March 15th, 2024 • Standard Premium Finance Holdings, Inc. • Miscellaneous business credit institution
THIS THIRD AMENDMENT TO LOAN AGREEMENT (“Amendment”) is made as of November 14, 2023 (the “Amendment Date”), by and among STANDARD PREMIUM FINANCE MANAGEMENT CORPORATION, a Florida corporation (“Borrower”), FIRST HORIZON BANK, a Tennessee banking corporation (“Bank”), STANDARD PREMIUM FINANCE HOLDINGS, INC., a Florida corporation (the “Entity Guarantor”), and WILLIAM KOPPELMANN, an individual, MARK KUTNER, an individual, and CARL CHRISTIAN HOECHNER, an individual (each an “Individual Guarantor” and collectively the “Individual Guarantors”) (the Entity Guarantor and the Individual Guarantors are collectively the “Guarantor”).
