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Mellon Bank N A Sample Contracts

FORM OF INDENTURE between MELLON STUDENT LOAN TRUST ____-__, as Issuer and
Indenture • March 14th, 2000 • Mellon Bank N A • Asset-backed securities • New York

Standard Contracts

FORM OF
Trust Agreement • March 14th, 2000 • Mellon Bank N A • Asset-backed securities • Delaware
AFCO CREDIT CORPORATION MELLON BANK PREMIUM FINANCE LOAN MASTER TRUST
Pooling and Servicing Agreement • April 1st, 2005 • Mellon Bank N A • Asset-backed securities

The undersigned, a duly authorized representative of AFCO Credit Corporation (“AFCO”), as Servicer, pursuant to the Pooling and Servicing Agreement dated as of June 15, 2001 (as may be amended and supplemented from time to time, the “Agreement”), among Mellon Premium Finance Loan Owner Trust, as Transferor, AFCO Credit Corporation, as Servicer, AFCO Acceptance Corporation, as Servicer, Premium Financing Specialists, Inc., as Back-up Servicer, Premium Financing Specialists of California, Inc., as Back-up Servicer and Wells Fargo Bank Minnesota, National Association, as Trustee, does hereby certify that:

FORM OF]
Note Underwriting Agreement • March 14th, 2000 • Mellon Bank N A • Asset-backed securities • New York
FORM OF]
Certificate Underwriting Agreement • March 14th, 2000 • Mellon Bank N A • Asset-backed securities • New York
FORM OF
Sale and Servicing Agreement • March 14th, 2000 • Mellon Bank N A • Asset-backed securities • New York