THIS WARRANT AND THE SHARES OF COMMON STOCK PURCHASABLE UPON EXERCISE HEREOF HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), AND MAY NOT BE OFFERED, SOLD, ASSIGNED, PLEDGED, HYPOTHECATED OR OTHERWISE...Warrant Agreement • September 11th, 1998 • Equivest Finance Inc • Personal credit institutions • New York
Execution Copy FORM OF PLEDGE AGREEMENT PLEDGE AGREEMENT, dated as of November 17, 1999 among EQUIVEST FINANCE, INC., a Delaware corporation (the "Borrower"), Peppertree Resorts, Ltd., a North Carolina corporation ("Peppertree") PEPPERTREE ACQUISITION...Pledge Agreement • March 30th, 2000 • Equivest Finance Inc • Personal credit institutions • New York
by and amongMerger Agreement • December 20th, 2001 • Equivest Finance Inc • Personal credit institutions • New York
RECITALSRegistration Rights Agreement • August 15th, 2000 • Equivest Finance Inc • Personal credit institutions • New York
OFMerger Agreement • December 16th, 1998 • Equivest Finance Inc • Personal credit institutions
BetweenStockholders' Agreement • September 11th, 1998 • Equivest Finance Inc • Personal credit institutions • New York
Exhibit 10.24 Execution Copy FORM OF SECURITY AGREEMENT SECURITY AGREEMENT dated as of November 17, 1999, among EQUIVEST FINANCE, INC., a Delaware corporation (the "Borrower"), each Subsidiary of the Borrower listed on Schedule I hereto (each such...Security Agreement • March 30th, 2000 • Equivest Finance Inc • Personal credit institutions • New York
WARRANTWarrant Agreement • September 11th, 1998 • Equivest Finance Inc • Personal credit institutions • New York
amongStock Purchase Agreement • December 20th, 2001 • Equivest Finance Inc • Personal credit institutions • New York
10 1.1.415280-3 1.2 "Loan Servicing" shall mean the servicing of the Pledged Notes Receivable, Pledged Consumer Notes Receivable, and, if applicable, the Pledged Put and Reserve Agreements conducted by Servicer under this Agreement.Servicing Agreement • March 30th, 2000 • Equivest Finance Inc • Personal credit institutions • Arizona
Exhibit 10.1 FIRST AMENDMENT TO CREDIT AGREEMENT FIRST AMENDMENT TO CREDIT AGREEMENT (this "Amendment"), dated as of June 30, 2000, to that certain Credit Agreement dated as of November 17, 1999, among Equivest Finance, Inc. (the "Borrower"),...Credit Agreement • November 14th, 2000 • Equivest Finance Inc • Personal credit institutions • New York
W I T N E S S E T H: - - - - - - - - - -Credit Agreement • May 15th, 2001 • Equivest Finance Inc • Personal credit institutions • New York
EMPLOYMENT AGREEMENT EMPLOYMENT AGREEMENT (this "Agreement") dated as of August 24, 1998 (the "Effective Date"), between Eastern Resorts Corporation, a Delaware corporation (the "Company"), and R. Perry Harris, a resident of Newport, Rhode Island (the...Employment Agreement • September 11th, 1998 • Equivest Finance Inc • Personal credit institutions • New York
RECITALRegistration Rights Agreement • September 11th, 1998 • Equivest Finance Inc • Personal credit institutions • New York
Exhibit 10.28 SUBLEASE AGREEMENTSublease Agreement • March 30th, 2000 • Equivest Finance Inc • Personal credit institutions
LOAN AND SECURITY AGREEMENT --------------------------- $15,000,000 Loan Facility provided by CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLCLoan and Security Agreement • September 11th, 1998 • Equivest Finance Inc • Personal credit institutions • New York
EXHIBIT 10.1 MASTER LOAN MODIFICATION AGREEMENT THIS MASTER LOAN MODIFICATION AGREEMENT (the "Master Modification Agreement") is made and entered into as of the 20th day of April, 2001, by and among EQUIVEST FINANCE, INC. , a Delaware corporation...Loan Modification Agreement • August 14th, 2001 • Equivest Finance Inc • Personal credit institutions • New York
Exhibit 10.16 THIS STOCK PURCHASE WARRANT HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "ACT"), OR UNDER APPLICABLE STATE SECURITIES LAWS. THIS WARRANT MAY NOT BE SOLD, OFFERED FOR SALE, PLEDGED OR HYPOTHECATED IN THE...Stock Purchase Warrant • March 30th, 2000 • Equivest Finance Inc • Personal credit institutions
ARTICLE IMerger Agreement • September 11th, 1998 • Equivest Finance Inc • Personal credit institutions • New York
NONSTANDARDIZED ADOPTION AGREEMENTAdoption Agreement • March 30th, 2000 • Equivest Finance Inc • Personal credit institutions
Exhibit 10.17 LOAN AND SECURITY AGREEMENT (RECEIVABLES TRANSACTIONS WAREHOUSE FACILITY) This LOAN AND SECURITY AGREEMENT (RECEIVABLES TRANSACTIONS WAREHOUSE FACILITY) is made and entered into as of September 30, 1999, by and among RESORT FUNDING,...Loan and Security Agreement • March 30th, 2000 • Equivest Finance Inc • Personal credit institutions • Arizona
UP TO $20,700,000Credit Agreement • March 30th, 2000 • Equivest Finance Inc • Personal credit institutions • New York
EXECUTION VERSION TRUST AGREEMENT dated as of September 6, 2001Trust Agreement • November 14th, 2001 • Equivest Finance Inc • Personal credit institutions
SECOND AMENDMENT AGREEMENT SECOND AMENDMENT AGREEMENT, dated as of August 4, 2000 (the "Second Amendment"), to the Receivables Loan and Security Agreement, dated as of January 31, 2000, among EFI Funding Company, Inc. (the "Borrower"), Resort Funding,...Receivables Loan and Security Agreement • August 15th, 2000 • Equivest Finance Inc • Personal credit institutions
LOAN AND SECURITY AGREEMENT This LOAN AND SECURITY AGREEMENT is entered into for good and valuable consideration, by and between FINOVA CAPITAL CORPORATION, a Delaware corporation, and the individual or business organization signing below as...Loan and Security Agreement • August 15th, 2000 • Equivest Finance Inc • Personal credit institutions • Arizona
Trust Identification Number (if applicable) Account --------------------------------------------------------------------------- Number (Optional)___________________ ------------------------------------------ --------------------------------------...Flexible Nonstandardized Safe Harbor 401(k) Profit Sharing Plan Adoption Agreement • March 30th, 2000 • Equivest Finance Inc • Personal credit institutions
ARTICLE IMerger Agreement • August 14th, 1998 • Equivest Finance Inc • Personal credit institutions • New York
by and amongAgreement and Plan of Reorganization • December 1st, 1999 • Equivest Finance Inc • Personal credit institutions • New York
Exhibit 10.20 GUARANTY AND SUBORDINATION This GUARANTY AND SUBORDINATION ("Guaranty") is made as of September 30, 1999, by EQUIVEST FINANCE, INC., a Delaware corporation ("Guarantor"), in favor of FINOVA CAPITAL CORPORATION, a Delaware corporation...Guaranty and Subordination • March 30th, 2000 • Equivest Finance Inc • Personal credit institutions • Arizona
CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLCLoan and Security Agreement • March 31st, 1998 • Equivest Finance Inc • Personal credit institutions • New York
Exhibit 10.18 11728.18700.386231-7 LOAN AND SECURITY AGREEMENT (ADC LOANS WAREHOUSE FACILITY) This LOAN AND SECURITY AGREEMENT (ADC LOANS WAREHOUSE FACILITY) is made and entered into as of September 30, 1999, by and among RESORT FUNDING, INC., a...Loan and Security Agreement • March 30th, 2000 • Equivest Finance Inc • Personal credit institutions • Arizona
RECITALS EASTERN RESORTS BRIDGE LOANMaster Loan Modification Agreement • November 14th, 2001 • Equivest Finance Inc • Personal credit institutions • New York
Exhibit 10.14 SETTLEMENT AGREEMENT AND MUTUAL RELEASES This Settlement Agreement and Mutual Releases ("Agreement") is made this 30th day of March, 1999 by and between Christian Kjaer ("Kjaer"), Kosmas Group International, Inc. ("KGI") and Equivest...Settlement Agreement • March 30th, 2000 • Equivest Finance Inc • Personal credit institutions • New York
First Amendment to RFI/Borrower Purchase Agreement] FIRST AMENDMENT AGREEMENT FIRST AMENDMENT AGREEMENT, dated as of January 31, 2000 (the "First Amendment"), to the Purchase Agreement, dated as of January 31, 2000, between Resort Funding, Inc., as...Purchase Agreement • May 15th, 2000 • Equivest Finance Inc • Personal credit institutions • New York
SHORT TERM BOND EXCHANGE AGREEMENT THIS SHORT TERM BOND EXCHANGE AGREEMENT ("Agreement") is made by and between the party indicated below as Holder ("Holder") and Resort Funding, Inc. formerly known as Bennett Funding International, Ltd., a Delaware...Short Term Bond Exchange Agreement • March 31st, 1998 • Equivest Finance Inc • Personal credit institutions • New York
