American National Variable Annuity Separate Account Sample Contracts

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Participation Agreement • April 3rd, 2000 • American National Variable Annuity Separate Account • Massachusetts
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EXHIBIT 8(I) PARTICIPATION AGREEMENT
Participation Agreement • April 30th, 2004 • American National Variable Annuity Separate Account • Delaware
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Participation Agreement • April 3rd, 2000 • American National Variable Annuity Separate Account • Massachusetts
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Participation Agreement • April 3rd, 2000 • American National Variable Annuity Separate Account • Massachusetts
Automatic Reinsurance Agreement on a Monthly Renewable Term Basis effective between
Automatic Reinsurance Agreement • May 1st, 2003 • American National Variable Annuity Separate Account • Texas
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Participation Agreement • February 14th, 2000 • American National Variable Annuity Separate Account • Massachusetts
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Participation Agreement • April 3rd, 2000 • American National Variable Annuity Separate Account • Maryland
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Participation Agreement • February 14th, 2000 • American National Variable Annuity Separate Account • Maryland
Distribution and Administrative Services Agreement
Distribution and Administrative Services Agreement • April 26th, 2013 • American National Variable Annuity Separate Account • Texas

This Distribution and Administrative Services Agreement (“Agreement”) is made and entered into on this 4th day of September, 2012 (the “Effective Date”), by and among ANICO Financial Services. Inc., a Texas corporation (“Distributor”), and American National Insurance Company, a life insurance company domiciled in the state of Texas (“Company”), on its own behalf and on behalf of the separate accounts listed on Schedule A (“Separate Accounts”). The capitalized terms used in this Agreement and not otherwise defined have the meanings specified by Article 10.

Distribution and Selling Agreement
Distribution and Selling Agreement • April 29th, 2011 • American National Variable Annuity Separate Account • Texas

This Distribution and Selling Agreement (“Agreement”) is made and entered into on this 31st day of December, 2010 (the “Effective Date”), by and among Securities Management and Research, Inc., a Florida corporation (“Distributor”), and American National Insurance Company, a life insurance company domiciled in the state of Texas (“Company”), on its own behalf and on behalf of the separate accounts listed on Schedule A (“Separate Accounts”). The capitalized terms used in this Agreement and not otherwise defined have the meanings specified by Article 10.

GREER, HERZ & ADAMS, L.L.P. A LIMITED LIABILITY PARTNERSHIP INCLUDING PROFESSIONAL CORPORATIONS ATTORNEYS AT LAW
American National Variable Annuity Separate Account • April 27th, 2017

We are counsel to American National Insurance Company (“American National”), the depositor of the Separate Account. As such, we participated in the formation of the Separate Account and the registration of such Separate Account with the Securities and Exchange Commission. Accordingly, we are familiar with the corporate records, certificates, and consents of officers of American National as we have deemed necessary or appropriate for the purpose of this opinion.

Law Offices Greer, Herz & Adams, L.L.P. a registered limited liability partnership including professional corporations One Moody Plaza Galveston, Texas 77550 Galveston (409) 765-5525 Houston (713) 480-5278 Telecopier (409) 766-6424 April 26, 2006
American National Variable Annuity Separate Account • April 27th, 2006

RE: American National Variable Annuity Separate Account ("Separate Account") Post-Effective Amendment No. 8 to Form N-4; File No. 333-33856; Opinion and Consent of Counsel

One Moody Plaza Galveston, Texas 77550
American National Variable Annuity Separate Account • April 30th, 1998
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MFS Investment Management 111 Huntington Avenue Boston, Massachusetts 02199 T +1 617 954 5000
Participation Agreement • April 28th, 2015 • American National Variable Annuity Separate Account

Reference is hereby made to the Participation Agreement by and among the Trusts, American National Insurance Company (the “Company”), and MFS Fund Distributors, Inc. (“MFD”) dated October 10, 1997, as amended (the “Participation Agreement”). The purpose of this Letter Agreement is to confirm certain financial arrangements between MFD, the underwriter to the Trusts, and the Company in connection with the Company’s investment in the Trusts on behalf of certain separate accounts, as listed in Schedule A of the Participation Agreement.

Termination of Distribution and Selling Agreement
Termination of Distribution and Selling Agreement • April 26th, 2013 • American National Variable Annuity Separate Account

This termination will be governed by and construed in accordance with the laws of the State of Texas without regard to principals of conflicts of law. This termination constitutes the entire agreement and understanding of the parties with respect to the termination of the Agreement and supersedes all oral communication and prior writings with respect thereto. No amendment, modification or waiver of this termination will be effective unless in writing and executed by each of the parties hereto.

Greer, Herz & Adams, L.L.P. A Limited Liability Partnership Including Professional Corporations
American National Variable Annuity Separate Account • April 30th, 2009

Gregory S. Garrison (409) 797-3248 ggarrison@greerherz.com Galveston Office ATTORNEYS At law ONE MOODY PLAZA, 18TH FLOOR galveston, texas 77550-7998 fax (409) 766-6424 - (409) 797-3200 (281) 480-5278 (houston) www.greerherz.com BAY AREA HOUSTON office: 2525 south shore blvd., suite 203 league city, texas 77573 fax (281) 538-3791

Law Offices Greer, Herz & Adams, L.L.P. a registered limited liability partnership including professional corporations One Moody Plaza Galveston, Texas 77550 Galveston (409) 797-3200 Houston (713) 480-5278 Telecopier (409) 766-6424 April 29, 2011
American National Variable Annuity Separate Account • April 29th, 2011

We are counsel to American National Insurance Company ("ANICO"), the depositor of the Separate Account. As such, we participated in the formation of the Separate Account and the registration of such Separate Account with the Securities and Exchange Commission. Accordingly, we are familiar with the corporate records, certificates, and consents of officers of ANICO as we have deemed necessary or appropriate for the purpose of this opinion.

Greer, Herz & Adams, L.L.P. A Limited Liability Partnership Including Professional Corporations
American National Variable Annuity Separate Account • May 1st, 2009

Gregory S. Garrison (409) 797-3248 ggarrison@greerherz.com Galveston Office ATTORNEYS At law ONE MOODY PLAZA, 18TH FLOOR galveston, texas 77550-7998 fax (409) 766-6424 - (409) 797-3200 (281) 480-5278 (houston) www.greerherz.com BAY AREA HOUSTON office: 2525 south shore blvd., suite 203 league city, texas 77573 fax (281) 538-3791

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