United Life & Annuity Separate Account One Sample Contracts

AMONG
Participation Agreement • May 1st, 1998 • United Companies Separate Account One • New York
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EXHIBIT 3
Principal Underwriters Agreement • April 30th, 1997 • United Companies Separate Account One

IT IS HEREBY AGREED by and between UNITED COMPANIES LIFE INSURANCE COMPANY ("INSURANCE COMPANY") on behalf of UNITED COMPANIES SEPARATE ACCOUNT A (the "Variable Account") and UNITED VARIABLE SERVICES, INC. ("PRINCIPAL UNDERWRITER") as follows:

Contract
Distribution Agreement • January 2nd, 2004 • United Life & Annuity Separate Account One • Pennsylvania

Exhibit 99-(b)(3)(b): Form of Amendment to and Restatement of Distribution Agreement by and between Golden American Life Insurance Company and Directed Services, Inc.

DEALERS AGREEMENT
Broker Dealer Agreement • January 2nd, 2004 • United Life & Annuity Separate Account One • New York

AGREEMENT dated __________, by and between Directed Services, Inc. ("Distributor"), a New York corporation and __________ ("Broker/Dealer"), a __________ (corporation)(partnership).

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