Exhibit 10.10 SECOND AMENDMENT TO SUBORDINATED LOAN AGREEMENT -- CASH OF NEUBERGER BERMAN, LLC This second amendment to the Subordinated Loan Agreement - Cash, dated August 31, 1998, as amended by the First Amendment to the Subordinated Loan Agreement...

                                                                   Exhibit 10.10

                               SECOND AMENDMENT TO
                       SUBORDINATED LOAN AGREEMENT -- CASH
                            OF XXXXXXXXX XXXXXX, LLC

        This second amendment to the Subordinated Loan Agreement - Cash, dated
August 31, 1998, as amended by the First Amendment to the Subordinated Loan
Agreement - Cash, dated March 30, 1999 (the "NB Loan Agreement"), between NB
Associates, LLC (the "Lender") and Xxxxxxxxx Xxxxxx, LLC (formerly named
"Xxxxxxxxx & Xxxxxx, LLC"; the "Organization" or the "Company") is hereby made
on September 1, 1999. Capitalized terms not otherwise defined herein shall have
the meanings specified in the NB Loan Agreement.

        WHEREAS, the Company desires to prepay, and the Lender desires to
    accept, prepayment of $35,000,000 of the principal amount specified in
    "Section 1. GENERAL" of the NB Loan Agreement;

        WHEREAS, the Lender and the Company desire to amend the NB Loan
    Agreement in order to change the principal amount specified in "Section 1.
    GENERAL" from "FIFTY MILLION DOLLARS ($50,000,000)" to "FIFTEEN
    MILLION DOLLARS ($15,000,000)";

        WHEREAS, the Lender and the Company desire to cancel the promissory note
    referred to in "Section 1. GENERAL" of the NB Loan Agreement (the "1999
    Note") and to issue a new promissory note replacing the 1999 Note in the
    amount of $15,000,000 (the "New 1999 Note");

        WHEREAS, the Lender and the Company are required to seek the prior
    written approval of the Exchange to such prepayment and such amendment to
    the NB Loan Agreement;

        NOW, THEREFORE, in consideration of the agreements and obligations set
forth herein and for other good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, the parties hereto hereby agree as
follows:


        SECTION 1.AMENDMENT. The NB Loan Agreement is amended as follows
effective as of the date hereof:

           (a) The principal sum specified in "Section 1. GENERAL" shall be
    changed from "FIFTY MILLION DOLLARS ($50,000,000)" to "FIFTEEN MILLION
    DOLLARS ($15,000,000)".

        SECTION 2.This Second Amendment shall be deemed to have been made under,
and shall be governed by, the laws of the State of New York in all respects.

        IN WITNESS WHEREOF, the parties hereto have caused this Second Amendment
to be executed and the parties hereto have set their hands and seals as of this
1st day of September, 1999.


XXXXXXXXX XXXXXX, LLC               NB ASSOCIATES, LLC
    (Company)                           (Lender)


By: /s/ Xxxxxxx Xxxxxxx             By: /s/ C. Xxxx Xxxxxxxx