Severance Agreements

   1
                                                                   Exhibit 10.2




                              Severance Agreements


                   Officer or Executive              Multiple
                   --------------------              --------
                                                  
                   Xxxxxx X. Xxxxx                     2.5
                   Xxxxx X. Xxxxxxxx                   2.5
                   Xxxxxx X. Xxx                       2
                   Xxxxx X. Xxxxxxx                    2
                   Xxxxx X. XxXxxx                     2
                   Xxxxxx X. Xxxxxxxxx                 2
                   Xxxx X. Xxxxxx                      2
                   R. Xxx Xxxxxx                       2
                   B. Xxxx Xxxx                        2
                   Xxxxxxxx X. Xxxxxxxx                2