Common Contracts

WITNESSETH:

Retail Fund Participation Agreement • April 28th, 2010 • Hartford Life Insurance Co- Separate Account Twelve • Connecticut

• Contract Type
  Retail Fund Participation Agreement
• Filed
  April 28th, 2010
• Company
  Hartford Life Insurance Co- Separate Account Twelve
• Jurisdiction
  Connecticut

EXHIBIT (8)(ddd) FORM OF RETAIL FUND PARTICIPATION AGREEMENT JANUS ADVISER SERIES CLASS A SHARES - LOAD-WAIVED

Retail Fund Participation Agreement • April 24th, 2007 • Merrill Lynch Life Variable Annuity Separate Account D • New York

• Contract Type
  Retail Fund Participation Agreement
• Filed
  April 24th, 2007
• Company
  Merrill Lynch Life Variable Annuity Separate Account D
• Jurisdiction
  New York