Merrill Lynch Life Variable Annuity Separate Account D Sample Contracts

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b) Article X Notices of the Agreement is hereby amended as follows:
Participation Agreement • April 24th, 2007 • Merrill Lynch Life Variable Annuity Separate Account D
ARTICLE I DEFINITIONS
Fund Participation Agreement • April 27th, 2005 • Merrill Lynch Life Variable Annuity Separate Account D • New York
PARTICIPATION AGREEMENT AMONG MERRILL LYNCH LIFE INSURANCE COMPANY, COLUMBIA ACORN TRUST, AND COLUMBIA FUNDS DISTRIBUTOR, INC.
Participation Agreement • April 27th, 2005 • Merrill Lynch Life Variable Annuity Separate Account D • New York
AMENDED AND RESTATED PRINCIPAL UNDERWRITING AGREEMENT
Principal Underwriting Agreement • April 29th, 2011 • Merrill Lynch Life Variable Annuity Separate Account D • Arkansas

THIS AMENDED AND RESTATED PRINCIPAL UNDERWRITING AGREEMENT made and effective as of the 3rd day of December, 2010 (the “Effective Date”), by and between TRANSAMERICA CAPITAL, INC. (“TCI”), a California corporation, and TRANSAMERICA ADVISORS LIFE INSURANCE COMPANY (“TALIC”), an Arkansas corporation (formerly Merrill Lynch Life Insurance Company).

GMDB Reinsurance Agreement between MLLIC and ACE Tempest Life Reinsurance LTD.
GMDB Reinsurance Agreement • April 28th, 2009 • Merrill Lynch Life Variable Annuity Separate Account D • New York
SHAREHOLDER SERVICES AGREEMENT (Rule 12b-1 Plan Related Agreement)
Shareholder Services Agreement • April 28th, 2008 • Merrill Lynch Life Variable Annuity Separate Account D • New York

This Agreement is made as of December 28, 2007, by and between AIM Distributors. Inc. (the “Distributor”), a Delaware corporation, and Merrill Lynch Life Insurance Company (the “Company”), an Arkansas life insurance company.

Summary Prospectus Amendment (TST)
Fund Participation Agreement • April 23rd, 2012 • Merrill Lynch Life Variable Annuity Separate Account D

This Amendment is to the Fund Participation Agreement dated March 1, 2005 (“Agreement”) between Transamerica Advisors Life Insurance Company (formerly, “Merrill Lynch Life Insurance Company”), a life insurance company organized under the laws of the State of Arkansas (“Insurance Company”), on behalf of itself and on behalf of the Separate Account, as defined in Paragraph 1.13 of the Agreement, Dreyfus Variable Investment Fund (the “Fund”) and The Dreyfus Corporation (“TDC”). All capitalized terms used herein and not otherwise defined shall have the meaning ascribed to such term in the Agreement.

SHAREHOLDER SERVICES AGREEMENT
Shareholder Services Agreement • April 28th, 2008 • Merrill Lynch Life Variable Annuity Separate Account D • New York

This Agreement is made as of December 28, 2007, by and between Allianz Global Investors Distributors LLC (formerly known as PIMCO Funds Distributors LLC) (the “Distributor”), a Delaware limited liability company, and Merrill Lynch Life Insurance Company (the “Company”), an Arkansas life insurance company.

AMENDMENT OF AGREEMENTS
Amendment of Agreements • April 23rd, 2013 • Merrill Lynch Life Variable Annuity Separate Account D

This amendment (the Amendment) to the agreements (individually, the “Agreement”, collectively, the “Agreements”) identified in Attachment A, attached hereto, is effective as of March 1, 2012.

Amendment No. 2 to the GMDB Reinsurance Agreement between MLLIC and ACE Tempest Life Reinsurance LTD.
GMDB Reinsurance Agreement • April 28th, 2009 • Merrill Lynch Life Variable Annuity Separate Account D

Effective August 1, 2008, this Amendment is hereby attached to and becomes a part of the above-described Reinsurance Treaty. It is mutually agreed that the Agreement will be updated to properly reflect fund changes and endorsements. In addition, it is mutually agreed that the Agreement will be amended to clarify the reinsurer approval process for retail fee increases and the addition of new riders with asset charges.

WITNESSETH:
Retail Fund Participation Agreement • April 27th, 2005 • Merrill Lynch Life Variable Annuity Separate Account D • New York
Amendment No. 3 to the GMIB Reinsurance Agreement between MLLIC and ACE Tempest Life Reinsurance LTD.
Gmib Reinsurance Agreement • April 28th, 2009 • Merrill Lynch Life Variable Annuity Separate Account D

Effective August 1, 2008, this Amendment is hereby attached to and becomes a part of the above-described Reinsurance Treaty. It is mutually agreed that the Agreement will be updated to properly reflect fund changes and endorsements. In addition, it is mutually agreed that the Agreement will be amended to clarify the reinsurer approval process for retail fee increases and the addition of new riders with asset charges.

Amendment No. 6 to Participation Agreement (BlackRock)
Participation Agreement • April 21st, 2014 • Merrill Lynch Life Variable Annuity Separate Account D

THIS AMENDMENT, dated as of the 1st of May, 2013, between Transamerica Advisors Life Insurance Company (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be revised from time to time (the “Account”) and BlackRock Distributors, Inc. (the “Underwriter”).

Amendment No. 2 to Participation Agreement (AIM Growth)
Participation Agreement • April 21st, 2014 • Merrill Lynch Life Variable Annuity Separate Account D

The Participation Agreement (together with any amendments, the “Agreement”), dated March 1, 2005, by and among Transamerica Advisors Life Insurance Company, formerly known as Merrill Lynch Life Insurance Company, (the “Company”), an Arkansas life insurance company, on its own behalf and on behalf of the segregated asset accounts of the Company as described on Schedule A hereto, as may be revised from time to time, (hereinafter referred to individually and collectively as the “Account”), and Invesco Distributors, Inc. (the “Underwriter”), a Delaware corporation that acts as the principal underwriter for the AIM Growth Series (Invesco Growth Series) (the “Fund”), a Delaware statutory trust, is hereby amended as follows:

GMIB Reinsurance Agreement between MLLIC and ACE Tempest Life Reinsurance LTD.
Gmib Reinsurance Agreement • April 28th, 2009 • Merrill Lynch Life Variable Annuity Separate Account D • New York
DBER Reinsurance Agreement between MLLIC and ACE Tempest Life Reinsurance LTD.
Reinsurance Agreement • April 28th, 2009 • Merrill Lynch Life Variable Annuity Separate Account D • New York
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Amendment No. 4 to Participation Agreement (American Century)
Participation Agreement • April 21st, 2014 • Merrill Lynch Life Variable Annuity Separate Account D

Amendment to the Participation Agreement (the “Agreement”), dated October 11, 2002, by and between Transamerica Advisors Life Insurance Company (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be revised from time to time (hereinafter referred to individually and collectively as the “Account”), and American Century Investment Services, Inc. (the “Underwriter”), principal underwriter of American Century Capital Portfolios, Inc. (the “Fund”).

Amendment to Participation Agreement (Fidelity)
Participation Agreement • April 29th, 2011 • Merrill Lynch Life Variable Annuity Separate Account D

This AMENDMENT (this “Amendment”) is made and entered into as of the 24th day of June, 2010 by and among MERRILL LYNCH LIFE INSURANCE COMPANY (the “Company”), an Arkansas corporation and FIDELITY DISTRIBUTORS CORPORATION (the “Underwriter”), a Massachusetts corporation

AMENDMENT OF AGREEMENTS
Amendment of Agreements • April 23rd, 2013 • Merrill Lynch Life Variable Annuity Separate Account D

This amendment (the Amendment) to the agreements (individually, the “Agreement, collectively, the “Agreements) identified in Attachment A, attached hereto, is effective as of March 1, 2012.

Amendment No. 2 to the GMDB Reinsurance Agreement between MLLIC and ACE Tempest Life Reinsurance LTD.
GMDB Reinsurance Agreement • April 28th, 2009 • Merrill Lynch Life Variable Annuity Separate Account D

Effective August 1, 2008, this Amendment is hereby attached to and becomes a part of the above-described Reinsurance Treaty. It is mutually agreed that the Agreement will be updated to properly reflect fund changes and endorsements. In addition, it is mutually agreed that the Agreement will be amended to clarify the reinsurer approval process for retail fee increases and the addition of new riders with asset charges.

AMENDMENT NO. 3 TO PARTICIPATION AGREEMENT BETWEEN OPPENHEIMERFUNDS DISTRIBUTOR, INC. AND TRANSAMERICA ADVISORS LIFE INSURANCE COMPANY
Participation Agreement • April 21st, 2014 • Merrill Lynch Life Variable Annuity Separate Account D

THIS AMENDMENT, dated as of the 1st day of September, 2013, by and among Transamerica Advisors Life Insurance Company (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be revised from time to time (the “Account”) and OppenheimerFunds Distributor, Inc. (the “Distributor”).

Amendment No. 3 to Participation Agreement (AIM Equity)
Participation Agreement • April 21st, 2014 • Merrill Lynch Life Variable Annuity Separate Account D

The Participation Agreement (together with any amendments, the “Agreement”), dated October 11, 2002, by and among Transamerica Advisors Life Insurance Company, formerly known as Merrill Lynch Life Insurance Company (the “Company”), an Arkansas life insurance company, on its own behalf and on behalf of the segregated asset accounts of the Company as set forth on Schedule A hereto, as may be revised from time to time, (hereinafter referred to individually and collectively as the “Account”), and Invesco Distributors, Inc. (the “Underwriter”), a Delaware corporation, is hereby amended as follows:

Participation Agreement (TST)
Participation Agreement • April 23rd, 2010 • Merrill Lynch Life Variable Annuity Separate Account D • Arkansas

THIS AGREEMENT, dated as of the 20th day of October, 2008, between Merrill Lynch Life Insurance Company (the “Company”), an Arkansas life insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (hereinafter referred to individually and collectively as the “Account”), and Transamerica Capital, Inc. (the “Underwriter”), a California corporation.

RETAIL) AMENDMENT NO. 2 TO PARTICIPATION AGREEMENT BETWEEN TRANSAMERICA CAPITAL, INC. AND TRANSAMERICA ADVISORS LIFE INSURANCE COMPANY
Participation Agreement • April 28th, 2011 • Merrill Lynch Life Variable Annuity Separate Account D

The Participation Agreement, dated October 20, 2008 (“Agreement”) between Transamerica Capital, Inc. (the “Underwiter”), and Transamerica Advisors Life Insurance Company (f/k/a Merrill Lynch Life Insurance Company) (the “Company”) is hereby amended as of May 1, 2011, as follows:

Amendment No. 3 to Participation Agreement (Janus)
Retail Fund Participation Agreement • April 21st, 2014 • Merrill Lynch Life Variable Annuity Separate Account D

Amendment to the Retail Fund Participation Agreement (the “Agreement”), dated May 1, 2007, between Transamerica Advisors Life Insurance Company, a life insurance company organized under the laws of Arkansas (hereinafter the “Company”), on its own behalf and on behalf of the segregated asset accounts of the Company set forth in Schedule A hereto, as may be revised from time to time (each such account hereinafter referred to as a “Separate Account”), Janus Distributors LLC (the “Distributor”) and Janus Services LLC (“Janus Services”), collectively “Janus”.

SHAREHOLDER SERVICES AGREEMENT
Shareholder Services Agreement • April 28th, 2008 • Merrill Lynch Life Variable Annuity Separate Account D • New York

This Agreement is made as of December 28, 2007, by and between BlackRock Distributors, Inc. (the “Distributor”), a Delaware corporation, and Merrill Lynch Life Insurance Company (the “Company”), an Arkansas life insurance company.

AMENDMENT OF AGREEMENTS
Amendment of Agreements • April 23rd, 2013 • Merrill Lynch Life Variable Annuity Separate Account D

This amendment (the Amendment) to the agreements (individually, the “Agreement”, collectively, the “Agreements”) identified in Attachment A, attached hereto, is effective as of March 1, 2012.

CONTRACT CONFIRMATION AGREEMENT
Contract Confirmation Agreement • April 23rd, 2013 • Merrill Lynch Life Variable Annuity Separate Account D • New York

THIS CONTRACT CONFIRMATION AGREEMENT (“Contract Confirmation Agreement”) is between Federated Securities Corp., a Pennsylvania corporation (“FSC”), Federated Equity Funds, a Massachusetts business trust and Transamerica Advisors Life Insurance Company (“Company”).

AGREEMENT
Distribution Agreement • April 28th, 2008 • Merrill Lynch Life Variable Annuity Separate Account D

Merrill Lynch Life Insurance Company (the “Company”) and American Century Investment Services, Inc. (the “Distributor”) mutually agree to the arrangements set forth in this Agreement (the “Agreement”) dated as of December 28, 2007.

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