0000808310-99-000012 Sample Contracts

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EXHIBIT 4.14 NOTE AND WARRANT PURCHASE AGREEMENT Dated as of July 2, 1999 by and among IFS INTERNATIONAL, INC.
Note and Warrant Purchase Agreement • August 12th, 1999 • Ifs International Inc/De • Services-computer integrated systems design • New York
EXHIBIT 10.22 MORTGAGE NOTE
Mortgage Note • August 12th, 1999 • Ifs International Inc/De • Services-computer integrated systems design

For value received, IFS INTERNATIONAL, INC., a New York business corporation with an office and its principal place of business located at 300 Jordan Road, Troy, New York 12180 (the "Borrower") promises to pay to the order of NEW YORK BUSINESS DEVELOPMENT CORPORATION, a corporation organized and existing under Article 5-A of the Banking Law of the State of New York (the "Lender"), at 41 State Street, Albany, New York 12207, or at such other place as Lender may from time to time designate, the principal sum of NINE HUNDRED FORTY NINE THOUSAND FORTY TWO AND NO/100 DOLLARS ($949,042.00), with interest thereon at a fixed rate per annum equal to eight and eleven hundredths percent (8.11 %), in the following manner:

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