0000837010-18-000053 Sample Contracts

FORM OF FIRST AMENDMENT TO PRINCIPAL UNDERWRITING AGREEMENT
Principal Underwriting Agreement • April 3rd, 2018 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance

This First Amendment to the Principal Underwriting Agreement is made and entered into as of the ____ day of _________ 199_ by and between Aetna Insurance Company of America ("AICA"), on its own behalf, on behalf of its general account, and on behalf of Variable Annuity Account I and Variable Annuity Account II (the "Accounts"), separate accounts of AICA, and Aetna Life Insurance and Annuity Company (the "Underwriter").

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Contract
Principal Underwriting Agreement • April 3rd, 2018 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance

This letter acknowledges and confirms renewal to November 17, 2006 of the Principal Underwriting Agreement effective as of November 17, 2000, consistent with paragraph 11(d) of the agreement. Such agreement covers ING Insurance Company of America on behalf of its general account, as well as its Variable Annuity Account I.

FORM OF PRINCIPAL UNDERWRITING AGREEMENT
Underwriting Agreement • April 3rd, 2018 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance • Connecticut

THIS UNDERWRITING AGREEMENT ("Agreement") is effective as of the _____ day of __________, 19___, by and between Aetna Insurance Company of America ("AICA"), on its own behalf and on behalf of Variable Annuity Account I and Variable Annuity Account II (the "Accounts"), separate accounts of AICA, and Aetna Life Insurance and Annuity Company, (the "Underwriter").

A STOCK COMPANY Aetna Insurance Company of America, herein called Aetna, agrees to pay the benefits stated in this Contract.
Group Annuity Contract • April 3rd, 2018 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance
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