0000893220-08-000958 Sample Contracts

REGISTRATION RIGHTS AGREEMENT
Registration Rights Agreement • March 31st, 2008 • Health Benefits Direct Corp • Insurance agents, brokers & service • Delaware

This Registration Rights Agreement (this “Agreement”) is made and entered into as of March 31, 2008, by and among Health Benefits Direct Corporation, a Delaware corporation (the “Company”), and the investors signatory hereto (each a “Investor” and collectively, the “Investors”).

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SECURITIES PURCHASE AGREEMENT
Securities Purchase Agreement • March 31st, 2008 • Health Benefits Direct Corp • Insurance agents, brokers & service • Delaware

This Securities Purchase Agreement (this “Agreement”) is dated as of March 31, 2008, between Health Benefits Direct Corporation, a Delaware corporation (the “Company”), and the investors identified on the signature pages hereto (each, an “Investor” and collectively, the “Investors”).

March 31, 2008 The Co-Investment Fund II, L.P. Five Radnor Corporate Center, Suite 555 Radnor, PA 19087 Re: Health Benefits Direct Board Representative and Related Matters Dear Sirs:
Letter Agreement • March 31st, 2008 • Health Benefits Direct Corp • Insurance agents, brokers & service

This Letter Agreement is being executed and delivered in connection with the Initial Closing under the Securities Purchase Agreement, dated as of the date hereof (the “Purchase Agreement”), by and between the Company and The Co-Investment Fund II, L.P. (“Co-Investment”) and to induce Co-Investment to purchase the Units thereunder. Capitalized terms used in this Letter Agreement and not otherwise defined herein shall have the respective meanings ascribed to such terms in the Purchase Agreement.

SECURITIES PURCHASE AGREEMENT
Securities Purchase Agreement • March 31st, 2008 • Health Benefits Direct Corp • Insurance agents, brokers & service • Delaware

This Securities Purchase Agreement (this “Agreement”) is dated as of March 31, 2008, between Health Benefits Direct Corporation, a Delaware corporation (the “Company”), and the investors identified on the signature pages hereto (each, an “Investor” and collectively, the “Investors”).

AMENDMENT 2008-1 TO EMPLOYMENT AGREEMENT
Employment Agreement • March 31st, 2008 • Health Benefits Direct Corp • Insurance agents, brokers & service

THIS AMENDMENT 2008-1 (the “Amendment”), dated as of March 31, 2008, is entered into between Health Benefits Direct Corporation, a Delaware corporation (the “Company”), and Charles Eissa (the “Executive”).

AMENDMENT 2008-1 TO AMENDED AND RESTATED EMPLOYMENT AGREEMENT
Employment Agreement • March 31st, 2008 • Health Benefits Direct Corp • Insurance agents, brokers & service

THIS AMENDMENT 2008-1 (the “Amendment”), dated as of March 31, 2008, is entered into between Health Benefits Direct Corporation, a Delaware corporation (the “Company”), and Anthony R. Verdi (the “Executive”).

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