EXHIBIT 10.8 AMENDED AND RESTATED TRUST AGREEMENTTrust Agreement • May 14th, 2002 • CCF Holding Co • Savings institution, federally chartered • Delaware
EXHIBIT 10.11 GUARANTEE AGREEMENTGuarantee Agreement • May 14th, 2002 • CCF Holding Co • Savings institution, federally chartered • New York
EXHIBIT 10.9 JUNIOR SUBORDINATED INDENTUREJunior Subordinated Indenture • May 14th, 2002 • CCF Holding Co • Savings institution, federally chartered • New York
EXHIBIT 10.4 CHANGE IN CONTROL SEVERANCE AGREEMENT ------------------------------------- THIS CHANGE IN CONTROL SEVERANCE AGREEMENT ("Agreement") entered into this 1st day of January, 2002 ("Effective Date"), by and between Heritage Bank (the "Bank")...Change in Control Severance Agreement • May 14th, 2002 • CCF Holding Co • Savings institution, federally chartered • Georgia
EXHIBIT 10.2 EMPLOYMENT AGREEMENT -------------------- THIS AGREEMENT entered into this 1st day of January, 2002 ("Effective Date"), by and between Heritage Bank (the "Bank") and Mr. Leonard Moreland (the "Employee"). WHEREAS, the Employee is...Employment Agreement • May 14th, 2002 • CCF Holding Co • Savings institution, federally chartered • Georgia
EXHIBIT 10.1 EMPLOYMENT AGREEMENT -------------------- THIS AGREEMENT entered into this 1st day of January, 2002 ("Effective Date"), by and between Heritage Bank (the "Bank") and David B. Turner (the "Employee"). WHEREAS, the Employee has heretofore...Employment Agreement • May 14th, 2002 • CCF Holding Co • Savings institution, federally chartered • Georgia
EXHIBIT 10.3 CHANGE IN CONTROL SEVERANCE AGREEMENT ------------------------------------- THIS CHANGE IN CONTROL SEVERANCE AGREEMENT ("Agreement") entered into this 1st day of January, 2002 ("Effective Date"), by and between Heritage Bank (the "Bank")...Change in Control Severance Agreement • May 14th, 2002 • CCF Holding Co • Savings institution, federally chartered • Georgia
EXHIBIT 10.7 CHANGE IN CONTROL SEVERANCE AGREEMENT ------------------------------------- THIS CHANGE IN CONTROL SEVERANCE AGREEMENT ("Agreement") entered into this 1st day of January, 2002 ("Effective Date"), by and between Heritage Bank (the "Bank")...Change in Control Severance Agreement • May 14th, 2002 • CCF Holding Co • Savings institution, federally chartered • Georgia
EXHIBIT 10.6 CHANGE IN CONTROL SEVERANCE AGREEMENT ------------------------------------- THIS CHANGE IN CONTROL SEVERANCE AGREEMENT ("Agreement") entered into this 1st day of January, 2002 ("Effective Date"), by and between Heritage Bank (the "Bank")...Change in Control Severance Agreement • May 14th, 2002 • CCF Holding Co • Savings institution, federally chartered • Georgia
