0000950109-98-004536 Sample Contracts

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EXHIBIT 99.3
Conversion Valuation Agreement • September 16th, 1998 • First Capital Inc

Keller & Company, Inc. (hereinafter referred to as KELLER) hereby proposes to prepare an independent conversion appraisal of First Federal Bank, a FSB, Corydon, Indiana, (hereinafter referred to as FIRST FEDERAL), relating to the second step conversion of FIRST FEDERAL from a mutual holding company to a stock institution. KELLER will provide a pro forma valuation of the market value of the shares to be sold in the proposed second step conversion of FIRST FEDERAL.

EXHIBIT 2
Plan of Conversion and Agreement and Plan of Reorganization • September 16th, 1998 • First Capital Inc • Indiana
EXHIBIT 1.2
Engagement Letter • September 16th, 1998 • First Capital Inc
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