0000950123-05-000380 Sample Contracts

6,650,000 Shares(a) Common Stock (No Par Value Per Share)
National Atlantic Holdings Corp • January 14th, 2005 • Fire, marine & casualty insurance • New York
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OFFERING MEMORANDUM #102 Share Repurchase Agreement
Share Repurchase Agreement • January 14th, 2005 • National Atlantic Holdings Corp • Fire, marine & casualty insurance • New Jersey
AGENCY AGREEMENT
Agency Agreement • January 14th, 2005 • National Atlantic Holdings Corp • Fire, marine & casualty insurance

This Agreement is effective / / , between (the “Agent”) having an address at: and THE PROFORMANCE INSURANCE COMPANY, Freehold New Jersey, 07728 (the “Company”).

AGREEMENT ---------
Commutation and Release Agreement • January 14th, 2005 • National Atlantic Holdings Corp • Fire, marine & casualty insurance • New Jersey
December 7, 2004 Dan R. Carmichael President and Chief Executive Officer The Ohio Casualty Insurance Company Ohio Casualty of New Jersey, Inc. 9450 Seward Road Fairfield, OH 45014 Re: Letter Agreement Dear Mr. Carmichael:
Letter Agreement • January 14th, 2005 • National Atlantic Holdings Corp • Fire, marine & casualty insurance

Reference is hereby made to the letter agreement (the “Letter Agreement”), dated as of July 7, 2004, by and among National Atlantic Holdings Corporation (“NAHC”), Proformance Insurance Company (“Proformance”), The Ohio Casualty Insurance Company (“OCIC”) and Ohio Casualty of New Jersey, Inc. (“OCNJ”). Defined terms used herein shall have the meanings ascribed thereto in the Letter Agreement.

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