NEW YORK MORTGAGE TRUST, INC. $60,000,000 9.125% Senior Notes due 2029 UNDERWRITING AGREEMENTNew York Mortgage Trust Inc • June 28th, 2024 • Real estate investment trusts • New York
New York Mortgage Trust, Inc., a Maryland corporation (the “Company”), proposes to issue and sell, subject to the conditions hereinafter stated, to the several Underwriters named in Schedule I attached hereto (the “Underwriters”) $60,000,000 aggregate principal amount of its 9.125% Senior Notes due 2029 (the “Firm Securities”). At the option of the Underwriters, the Company also proposes to issue and sell to the Underwriters up to an additional $9,000,000 aggregate principal amount of its 9.125% Senior Notes due 2029 (the “Optional Securities” and together with the Firm Securities, the “Securities”) to cover over-allotments, if any. The Securities will be issued pursuant to an Indenture, dated as of January 23, 2017 (the “Base Indenture”), between the Company and U.S. Bank National Association, as trustee (the “Trustee”), as supplemented by a second supplemental indenture (the “Supplemental Indenture” and, together with the Base Indenture, the “Indenture”), to be dated as of June 28, 2
