Exhibit 1 Joint Filing Agreement The undersigned agree that the foregoing Statement on Schedule 13D/A, dated November 12, 2002, is being filed with the Securities and Exchange Commission on behalf of each of the undersigned pursuant to Rule 13d-1(k)....Joint Filing Agreement • November 12th, 2002 • Smith Thomas W • Insurance carriers, nec
The undersigned agree that the foregoing Statement on Schedule 13D/A, dated November 12, 2002, is being filed with the Securities and Exchange Commission on behalf of each of the undersigned pursuant to Rule 13d-1(k).
