0001553350-21-000049 Sample Contracts

COMMON STOCK PURCHASE WARRANT
Standard Premium Finance Holdings, Inc. • January 19th, 2021 • Florida

THIS CERTIFIES THAT Holder is the owner of the number of Warrants set forth above of Standard Premium Finance Holdings, Inc.., a Florida corporation (hereinafter called the “Company”). Each Warrant entitles the Holder to purchase one share (collectively the “Warrant Shares”) of the common stock of the Company (“Common Stock”), fully paid and non-assessable, free of taxes, liens, and charges, at an exercise price per share of Four ($4.00) Dollars per share (the “Exercise Price”) at any time during the period commencing on date of issuance and ending at 5:00 p.m. Eastern Time (ET) on the Expiration Date set forth above (the “Expiration Date”).

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COMMERCIAL LEASE AGREEMENT
Commercial Lease Agreement • January 19th, 2021 • Standard Premium Finance Holdings, Inc. • Florida

This Commercial Lease Agreement (“Lease”) is made and effective March 1, 2018, by and between Marlenko Acquisitions, LLC (“Landlord”) and Standard Premium Finance Management Corporation (“Tenant”).

SECURITY AND PLEDGE AGREEMENT
Security and Pledge Agreement • January 19th, 2021 • Standard Premium Finance Holdings, Inc. • Florida

THIS SECURITY AND PLEDGE AGREEMENT (as amended, restated, amended and restated or otherwise modified from time to time, this “Agreement”) is entered into as of October 5, 2018 among the parties identified as “Grantors” on the signature pages hereto and such other parties as may become Grantors after the date hereof (individually a “Grantor”, and collectively the “Grantors”) and WOODFOREST NATIONAL BANK, in its capacity as administrative agent and collateral agent (in such capacities, together with its successors and assigns, the “Administrative Agent”) for the holders of the Obligations (defined below).

STANDARD PREMIUM FINANCE HOLDINGS, INC. EMPLOYEE INCENTIVE STOCK OPTION AWARD AGREEMENT
Employee Incentive Stock Option Award Agreement • January 19th, 2021 • Standard Premium Finance Holdings, Inc. • Florida
CONSULTING AGREEMENT
Consulting Agreement • January 19th, 2021 • Standard Premium Finance Holdings, Inc. • Florida

THIS AGREEMENT made this 22 day of July 2016, between Standard Premium Finance Holdings, Inc., a Florida corporation (the “Company”) and Bayshore Corporate Finance LLC, a Florida limited liability company (the “Consultant”).

AGREEMENT OF SHARE EXCHANGE
Agreement of Share Exchange • January 19th, 2021 • Standard Premium Finance Holdings, Inc. • Florida

THIS AGREEMENT OF SHARE EXCHANGE (this “Agreement”), is made and entered into as of March 22, 2017 by and between Standard Premium Finance Holdings Inc., a Florida corporation (“Holdings”), Standard Premium Finance Management Corporation, a Florida corporation (“SPFMC”) and the shareholders of SPFMC common stock who execute a counterpart of this Agreement (referred to collectively as the “Shareholders” and individually as a “Shareholder”) for the purpose of effecting a non-statutory share exchange to facilitate the formation of a holding company that will own all of the issued and outstanding shares of SPFMC.

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